PennyMac (PFSI) CEO’s RSU tax withholding affects 2,987 company shares

Rhea-AI Filing Summary

PennyMac Financial Services Chairman & CEO David Spector reported a tax-withholding disposition related to restricted stock units. On February 14, 2026, 2,987 shares of Common Stock were withheld to cover taxes upon RSU vesting at $92.01 per share. After this, he held 544,682 shares directly, consisting of 50,172 restricted stock units and 494,510 shares of Common Stock. He also reported 100,604 shares held indirectly through ST Family Investment Company LLC.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SPECTOR DAVID

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/14/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/14/2026		F		2,987(1)	D	$92.01	544,682(2)	D
Common Stock								100,604	I	ST Family Investment Company LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld for taxes upon vesting of restricted stock units.

2. The reported amount consists of 50,172 restricted stock units and 494,510 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Spector	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFSI Chairman & CEO David Spector report?

David Spector reported a tax-withholding disposition of shares tied to restricted stock units. On February 14, 2026, 2,987 PennyMac Financial Services common shares were withheld to satisfy tax obligations triggered by the vesting of his restricted stock units.

How many PennyMac (PFSI) shares were withheld for David Spector’s taxes?

A total of 2,987 PennyMac Financial Services common shares were withheld to cover David Spector’s tax liability. The withholding occurred on February 14, 2026 at a price of $92.01 per share, in connection with the vesting of restricted stock units.

What are David Spector’s direct PennyMac (PFSI) holdings after this Form 4?

After the tax-withholding disposition, David Spector directly held 544,682 PennyMac shares. This amount includes 50,172 restricted stock units and 494,510 shares of Common Stock, with the restricted stock units to be settled in shares upon vesting.

Does David Spector have any indirect ownership of PennyMac (PFSI) shares?

Yes. In addition to his direct holdings, David Spector reported indirect ownership of 100,604 PennyMac Financial Services shares. These indirectly owned shares are held through ST Family Investment Company LLC, as disclosed in the Form 4 filing.

Was David Spector’s Form 4 transaction an open-market sale of PFSI stock?

No. The Form 4 shows a tax-withholding disposition rather than an open-market sale. The 2,987 shares of PennyMac stock were withheld to satisfy tax obligations upon the vesting of restricted stock units, according to the filing’s footnote.