Director Jeffrey Perlowitz awarded stock grant at PennyMac (PFSI), now holds 20,302 shares

Rhea-AI Filing Summary

PennyMac Financial Services director Jeffrey A. Perlowitz received an equity grant tied to his board service. On 02/11/2026, he was awarded 2,295 shares of Common Stock at a price of $0 per share, reported as an acquisition under a grant or award code.

After this award, he beneficially owns 20,302 Common Stock-related interests directly, consisting of 3,842 restricted stock units and 16,460 shares of Common Stock. The restricted stock units will vest in full on the first anniversary of the grant date and will be settled in an equal number of shares of Common Stock upon vesting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perlowitz Jeffrey A.

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		2,295(1)	A	$0	20,302(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting.

2. The reported amount consists of 3,842 restricted stock units and 16,460 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, as Attorney-in-Fact for Mr. Perlowitz	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did PennyMac Financial Services (PFSI) disclose in this Form 4?

PennyMac Financial Services reported that director Jeffrey A. Perlowitz received an equity grant on February 11, 2026. The filing details an award of 2,295 shares of Common Stock and updates his total beneficial ownership, including restricted stock units and directly held shares.

How many PennyMac Financial (PFSI) shares did Jeffrey A. Perlowitz acquire?

Jeffrey A. Perlowitz acquired 2,295 shares of PennyMac Financial Common Stock as a grant or award at a price of $0 per share. This transaction is classified as an acquisition related to his role as a director rather than an open-market purchase.

What is Jeffrey A. Perlowitz’s total PennyMac (PFSI) ownership after this grant?

Following the February 11, 2026 award, Jeffrey A. Perlowitz beneficially owns 20,302 Common Stock-related interests directly. This total consists of 3,842 restricted stock units and 16,460 shares of Common Stock, as disclosed in the explanatory footnotes to the Form 4.

How are the PennyMac (PFSI) restricted stock units for Jeffrey A. Perlowitz structured?

The restricted stock units were granted in connection with Perlowitz’s service as a director and will vest in full on the first anniversary of the grant date. Upon vesting, each restricted stock unit will be settled in one share of PennyMac Financial Common Stock.

Is Jeffrey A. Perlowitz’s PennyMac (PFSI) equity grant a cash transaction?

No, the equity grant to Jeffrey A. Perlowitz is not a cash transaction. The 2,295 shares of Common Stock were awarded at a price of $0 per share as a stock-based grant associated with his board service, rather than a purchase for cash.

Is Jeffrey A. Perlowitz’s ownership in PennyMac (PFSI) direct or indirect?

The Form 4 indicates that Jeffrey A. Perlowitz’s 20,302 Common Stock-related interests are held directly. The ownership code is listed as “D” for direct, and no nature of indirect beneficial ownership is described in the filing’s ownership column or footnotes.