Peapack-Gladstone (NASDAQ: PGC) furnishes Q4 2025 earnings release and investor deck

Rhea-AI Filing Summary

Peapack-Gladstone Financial Corporation filed a current report to share its latest financial results and investor materials. The company issued a press release reporting earnings and other financial results for the three and twelve months ended December 31, 2025, which is furnished as Exhibit 99.1.

The company also provided an investor presentation for the fourth quarter of 2025, furnished as Exhibit 99.2. Both exhibits are presented as “furnished” rather than “filed” under securities laws, which limits their use in certain legal contexts but still makes the information available to investors.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

____________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported) January 29, 2026

PEAPACK-GLADSTONE FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in Charter)

New Jersey	001-16197	22-3537895
(State or Other Jurisdiction	(Commission	(I.R.S. Employer
of Incorporation)	File Number)	Identification No.)

500 Hills Drive, Suite 300, Bedminster, New Jersey	07921
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code (908) 234-0700

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, no par value		PGC		The NASDAQ Stock Market, LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

	☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
	☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
	☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
	☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 (a) of the Exchange Act. ☐

INFORMATION TO BE INCLUDED IN THE REPORT

Item 2.02 Results of Operations and Financial Condition.

On January 29, 2026, Peapack-Gladstone Financial Corporation (the "Company") issued a press release reporting earnings and other financial results for the three and twelve months ended December 31, 2025. A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated by reference in its entirety.

The information disclosed under this Item 2.02, including Exhibit 99.1, shall be considered “furnished” but not “filed” for purposes of the Securities Exchange Act of 1934, as amended.

Item 7.01 Regulation FD Disclosure.

The Company is furnishing presentation materials included as Exhibit 99.2 to this report. The Company is not undertaking to update this presentation. The information in this report (including Exhibit 99.1) is being furnished pursuant to Item 7.01 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. This report will not be deemed an admission as to the materiality of any information herein (including Exhibit 99.2).

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.		Title
99.1		Press Release dated January 29, 2026.
99.2		Investor Presentation used by the Company for the fourth quarter of 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	PEAPACK-GLADSTONE FINANCIAL CORPORATION
Dated: January 29, 2026	By:	/s/ Frank A. Cavallaro
	Frank A. Cavallaro
	Senior Executive Vice President and Chief Financial Officer

FAQ

What did Peapack-Gladstone Financial Corporation (PGC) disclose in this 8-K filing?

Peapack-Gladstone Financial Corporation furnished a press release reporting earnings and other financial results for the three and twelve months ended December 31, 2025. It also furnished an investor presentation for the fourth quarter of 2025, making both documents available as exhibits to the report.

Which financial periods are covered by PGC’s newly furnished earnings release?

The earnings press release furnished by Peapack-Gladstone covers the three-month and twelve-month periods ended December 31, 2025. This gives investors a view of both the company’s fourth quarter and full-year 2025 financial performance in a single disclosure package.

How are the earnings press release and presentation treated under securities laws?

The company states that the information under Item 2.02 and Item 7.01, including Exhibits 99.1 and 99.2, is being “furnished” and not “filed.” This means it is not subject to certain liability provisions, such as Section 18 of the Securities Exchange Act of 1934.

What exhibits are included with Peapack-Gladstone’s Q4 2025 8-K report?

The report includes three exhibits: Exhibit 99.1 is a press release dated January 29, 2026, with earnings results; Exhibit 99.2 is an investor presentation for the fourth quarter of 2025; and Exhibit 104 is the cover page interactive data file in Inline XBRL format.

Who signed the Peapack-Gladstone Financial Corporation 8-K filing?

The 8-K was signed on behalf of Peapack-Gladstone Financial Corporation by Frank A. Cavallaro. He is identified in the report as the Senior Executive Vice President and Chief Financial Officer, acting as the duly authorized officer for this filing.

Does Peapack-Gladstone’s 8-K indicate the company will update the investor presentation?

The company explicitly states it is not undertaking to update the presentation included as Exhibit 99.2. This means the furnished investor presentation reflects information as of its preparation date, and any future changes would require separate communications or filings.