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Progressive (NYSE: PGR) CRM president discloses stock and RSU holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Progressive Corp (PGR) executive Heather E. Day, CRM President, filed an initial ownership report showing her direct equity stake in the company. She holds 17,420.008 Common shares and 4,143.133 time-based Restricted Stock Units (RSUs), each RSU representing a contingent right to receive one Common Share. The RSUs were granted between 2022 and 2026 and include accrued dividend equivalents. According to the vesting schedule, installments are scheduled for January of 2027, 2028, 2029, 2030 and 2031, with specific tranches of 1,322.286; 1,027.948; 894.304; 572.429; and 326.166 units, subject to the terms of the applicable plans and potential earlier vesting or forfeiture.

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Insider DAY HEATHER E
Role CRM President
Type Security Shares Price Value
holding Restricted Stock Unit -- -- --
holding Common -- -- --
Holdings After Transaction: Restricted Stock Unit — 4,143.133 shares (Direct); Common — 17,420.008 shares (Direct)
Footnotes (1)
  1. Represents time-based restricted stock units granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents since the grant date. Subject to the terms of the applicable plan and award agreements, each award vests in three roughly equal installments in the third, fourth and fifth January following the date of grant, subject to earlier vesting or forfeiture in accordance with the plan and the award agreement. The following number of units are scheduled to vest on the following dates: 1/19/2027 - 1,322.286; 1/18/2028 - 1,027.948; 1/16/2029 - 894.304; 1/15/2030 - 572.429; and 1/21/2031 - 326.166. Expiration Date is the same as the Date Exercisable. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
Direct Common share holdings 17,420.008 shares Common stock held directly as reported on Form 3
Restricted Stock Units 4,143.133 units Time-based RSUs granted 2022–2026 plus dividend equivalents
RSU tranche vesting 1/19/2027 1,322.286 units Scheduled RSU vesting installment on January 19, 2027
RSU tranche vesting 1/18/2028 1,027.948 units Scheduled RSU vesting installment on January 18, 2028
RSU tranche vesting 1/16/2029 894.304 units Scheduled RSU vesting installment on January 16, 2029
RSU tranches 2030–2031 572.429 and 326.166 units Scheduled vesting on January 15, 2030 and January 21, 2031
Restricted Stock Unit financial
"Represents time-based restricted stock units granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
dividend equivalents financial
"granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents since the grant date"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Expiration Date financial
"Expiration Date is the same as the Date Exercisable."
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
Date Exercisable financial
"Expiration Date is the same as the Date Exercisable."
Common Share financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock."
A common share is a type of ownership in a company that gives the holder a claim to a portion of the company’s profits and assets. It often comes with voting rights, allowing shareholders to participate in decisions about the company’s direction. For investors, owning common shares can mean potential for growth and income, but also involves a higher level of risk compared to other types of investments.
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FAQ

What did Progressive (PGR) executive Heather E. Day report in this Form 3?

Heather E. Day reported her initial ownership as CRM President, including 17,420.008 Common shares and 4,143.133 Restricted Stock Units. This filing establishes her current equity position with Progressive without disclosing any new buy or sell transactions.

How many Progressive (PGR) Common shares does Heather E. Day directly hold?

Heather E. Day directly holds 17,420.008 Progressive Common shares. This figure reflects her reported direct stock ownership as of the Form 3 filing date and serves as a baseline for tracking any future insider transactions or changes in her equity position.

What Restricted Stock Units does Heather E. Day hold in Progressive (PGR)?

She holds 4,143.133 time-based Restricted Stock Units, each representing a contingent right to receive one Common Share. These RSUs were granted between 2022 and 2026 and include accrued dividend equivalents since the grant dates, subject to plan and award terms.

When are Heather E. Day’s Progressive (PGR) RSUs scheduled to vest?

The RSUs are scheduled to vest in tranches each January from 2027 through 2031. Specific installments are 1,322.286 units in 2027, 1,027.948 in 2028, 894.304 in 2029, 572.429 in 2030, and 326.166 in 2031, subject to plan conditions.

Do Heather E. Day’s Progressive (PGR) RSUs automatically convert to shares?

Each RSU represents a contingent right to receive one Common Share, not an immediate share. Conversion depends on satisfying vesting conditions under the applicable equity incentive plan and award agreements, which can allow earlier vesting or forfeiture in certain circumstances.

Does this Progressive (PGR) Form 3 show any insider buying or selling by Heather E. Day?

This Form 3 does not report any buy or sell transactions; it only lists existing holdings. The filing details her direct ownership of Common shares and RSUs, serving as an initial baseline rather than recording new market trades or option exercises.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
DAY HEATHER E

(Last)(First)(Middle)
300 N. COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
07/04/2026
3. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CRM President
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common17,420.008D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit (1) (2)Common4,143.133(3)D
Explanation of Responses:
1. Represents time-based restricted stock units granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents since the grant date. Subject to the terms of the applicable plan and award agreements, each award vests in three roughly equal installments in the third, fourth and fifth January following the date of grant, subject to earlier vesting or forfeiture in accordance with the plan and the award agreement. The following number of units are scheduled to vest on the following dates: 1/19/2027 - 1,322.286; 1/18/2028 - 1,027.948; 1/16/2029 - 894.304; 1/15/2030 - 572.429; and 1/21/2031 - 326.166.
2. Expiration Date is the same as the Date Exercisable.
3. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
/s/ Allyson L. Bach, By Power of Attorney07/09/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)