STOCK TITAN

Progressive (PGR) CRM President receives additional RSUs via dividend reinvestment

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Progressive Corp (PGR) CRM President Lori A. Niederst reported a small equity compensation-related award. On April 10, 2026, she acquired 6.478 Restricted Stock Units, representing a contingent right to receive the same number of common shares. These units were acquired through the reinvestment of dividend equivalents and will vest at the same time as the related Restricted Stock Units. Following this award, her directly held Restricted Stock Units total 12,747.804, reflecting routine ongoing stock-based compensation rather than an open-market trade.

Positive

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Insider Niederst Lori A
Role CRM President
Type Security Shares Price Value
Grant/Award Restricted Stock Unit 6.478 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 12,747.804 shares (Direct)
Footnotes (1)
  1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate. Expiration Date is the same as the Date Exercisable.
RSUs acquired 6.478 units Restricted Stock Units from dividend equivalent reinvestment on April 10, 2026
RSUs after transaction 12,747.804 units Total directly held Restricted Stock Units following the reported acquisition
RSU grant price $0.0000 per unit Stated price for the Restricted Stock Unit award
Restricted Stock Unit financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
dividend equivalents financial
"These units, which were acquired upon the reinvestment of dividend equivalents, will vest"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Expiration Date financial
"Expiration Date is the same as the Date Exercisable"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
Date Exercisable financial
"Expiration Date is the same as the Date Exercisable"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Niederst Lori A

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CRM President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)04/10/2026A6.478 (2) (3)Common6.478$012,747.804D
Explanation of Responses:
1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
2. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney04/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Progressive (PGR) executive Lori A. Niederst report in this Form 4?

Lori A. Niederst reported acquiring 6.478 Restricted Stock Units as part of equity compensation. These units came from dividend equivalent reinvestment and represent rights to receive an equal number of Progressive common shares upon vesting, rather than an open-market purchase.

How many Restricted Stock Units does Lori A. Niederst hold after this PGR transaction?

After the transaction, Lori A. Niederst holds a total of 12,747.804 Restricted Stock Units directly. Each unit represents a contingent right to receive one Progressive common share, so this figure indicates the size of her outstanding stock-based compensation position.

What is the nature of the Restricted Stock Units reported for Progressive (PGR)?

Each Restricted Stock Unit represents a contingent right to receive one common share of Progressive’s stock. The units in this filing were acquired at a stated price of $0.0000 per unit as part of compensation, not as a cash purchase in the market.

How were the new Progressive (PGR) Restricted Stock Units for Lori A. Niederst acquired?

The 6.478 new Restricted Stock Units were acquired upon the reinvestment of dividend equivalents. Instead of receiving cash dividends on existing awards, equivalent value was applied to grant additional units that mirror the original Restricted Stock Units’ vesting schedule.

When will the new Progressive (PGR) Restricted Stock Units vest for Lori A. Niederst?

The newly acquired 6.478 Restricted Stock Units will vest at the same time as the Restricted Stock Units to which they relate. This means their vesting schedule is tied directly to the original award’s terms rather than creating a new, separate vesting timeline.