Here are the 10-K annual reports from Plumas Bancorp (PLBC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow PLBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PLBC filings page.
Plumas Bancorp outlines its 2025 business profile and risks as a community bank holding company for Plumas Bank. At December 31, 2025, the Company reported consolidated assets of $2.2 billion, deposits of $1.8 billion, other liabilities of $168 million and shareholders’ equity of $261 million.
The Bank focuses on Northeastern California and Northwestern Nevada, with 17 California branches, 2 Nevada branches and specialty SBA and agricultural lending offices. On July 1, 2025, it acquired Cornerstone Community Bancorp, adding estimated fair value assets of $659.4 million and deposits assumed of $580.9 million.
Loans are heavily real estate-based, with commercial real estate representing 66.3% of the portfolio and total commercial real estate exposures reaching 389% of total risk-based capital. The Company emphasizes technology-enabled services and community roots, while highlighting extensive regulatory oversight, interest rate and credit risks, cybersecurity focus, and concentrated regional economic exposure.
The Company paid quarterly cash dividends of $0.30 per share in 2025 and has Board authorization to repurchase up to $25 million of common stock through the fourth quarter of 2026, subject to capital, regulatory and bank dividend constraints.