[Form 3] Plumas Bancorp Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Form 3 Overview: Matthew Brock Moseley, newly reported as Executive Vice President & Market President of Plumas Bancorp (PLBC), filed an initial statement of beneficial ownership as of July 1, 2025.

• Direct ownership: 8,741 common shares.
• Indirect ownership: 27 common shares held by his daughter.
• Derivative position: An option to purchase 13,201 common shares, exercisable on 07/01/2025 and expiring on 12/27/2032, with an exercise price of $31.09.

The filing establishes Moseley’s equity stake and option grant upon assuming his executive role. No transactions were reported; the document simply discloses existing holdings required under Section 16(a).

Positive

• Executive equity alignment: Direct and option holdings provide incentive for the new EVP & Market President to focus on shareholder value.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine Form 3; confirms new EVP's equity alignment—no immediate market impact.

This filing is a standard compliance disclosure marking Moseley’s entry as an officer subject to Section 16 reporting. His direct stake of 8,741 shares plus a 13,201-share option indicates moderate alignment with shareholder interests but is not large enough to influence control. There is no share purchase or sale, so dilution or insider sentiment signals are absent. From a governance lens, timely filing demonstrates adherence to reporting rules, supporting transparency but carrying neutral valuation implications.

Securities Analyst

TL;DR: Neutral—disclosure only; positions small relative to PLBC float.

The aggregate potential ownership (22,0XX shares if options exercised) appears modest versus Plumas Bancorp’s outstanding shares, so no material ownership concentration is created. The $31.09 strike sits near recent trading ranges, implying the option is a standard incentive grant. Because no transaction occurs, the filing neither signals bullish nor bearish sentiment. Investors should simply note Moseley’s Section 16 status for future insider-trading monitoring.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
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1. Name and Address of Reporting Person^*

Moseley Matthew Brock

(Last) (First) (Middle)

9311 WAGONETTE WAY

(Street)

PALO CEDRO CA 96073

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
07/01/2025

3. Issuer Name and Ticker or Trading Symbol
PLUMAS BANCORP [ PLBC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Market President

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	8,741	D
Common Stock	27	I	Daughter's holdings

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option to buy common stock	07/01/2025	12/27/2032	Common stock	13,201	$31.09	D

Explanation of Responses:

	/s/ Matthew B. Moseley	07/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many PLBC common shares does Matthew Brock Moseley own directly?

He directly owns 8,741 shares of Plumas Bancorp common stock.

What derivative securities were disclosed in the PLBC Form 3?

An option to buy 13,201 common shares at an exercise price of $31.09, exercisable 07/01/2025 and expiring 12/27/2032.

Does the Form 3 indicate any recent purchase or sale of PLBC shares?

No. The filing only discloses existing ownership; it does not report any transactions.

What is Matthew Brock Moseley’s role at Plumas Bancorp?

He is listed as Executive Vice President and Market President.

Why was this Form 3 filed?

Section 16(a) requires new officers, directors, or 10% owners to file an initial statement of beneficial ownership upon assuming their roles.