Welcome to our dedicated page for Plumas SEC filings (Ticker: PLBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Plumas Bancorp (NASDAQ: PLBC), the California-incorporated holding company for Plumas Bank. Through these regulatory documents, investors can review how the company reports its financial condition, capital structure, governance arrangements and material events related to its community banking operations in Northern California, Nevada and Oregon.
Plumas Bancorp’s SEC filings include current reports on Form 8-K that disclose significant developments. Recent 8-Ks describe the completion of the acquisition of Cornerstone Community Bancorp and Cornerstone Community Bank, change in control agreements for key executives, indemnification agreements for directors and officers, dividend declarations, sale-leaseback transactions involving administrative offices, and investor presentations furnished under Regulation FD. These filings provide detail on transaction terms, executive compensation protections and strategic initiatives.
Investors can also use the filings page to locate earnings-related disclosures, such as 8-Ks filed under Item 2.02 that furnish quarterly financial results. These documents typically include information on net interest income, provisions for credit losses, loan and deposit balances, asset quality metrics and shareholders’ equity, as well as commentary from management on acquisitions and balance sheet management.
In addition, the company’s filings outline governance and risk management frameworks, including indemnification agreements and change in control agreements that specify severance and COBRA reimbursement terms following qualifying terminations after a change in control. Real estate and capital management actions, such as the sale-leaseback of administrative offices and the potential use of securities sales to offset gains, are also detailed in Form 8-K.
On Stock Titan, these SEC filings are paired with AI-powered summaries that highlight key points, explain technical language and help readers quickly understand the implications of complex documents like 8-Ks and, where available, 10-K and 10-Q reports. Real-time updates from EDGAR and structured access to insider-related filings such as Form 4, when filed, allow users to monitor material changes in Plumas Bancorp’s regulatory disclosures efficiently.
Plumas Bancorp adopted a cash non-equity incentive plan for 2026 that covers all Plumas Bank employees regularly working at least 20 hours per week. The plan creates two bonus pools, one for officers and one for other employees, with officers allocated 90.9% of the combined pool. Incentives become payable only if the bank’s return on assets exceeds the 50th percentile of a peer group of $1–$3 billion commercial banks as of September 30, 2026.
The total combined bonus pool can reach up to 8.8% of pretax, pre-bonus income as of December 31, 2026, with an example level of 5.5% at the 80.8 percentile. Up to 11.6% of the officers’ pool may go to the CEO and President, and each Executive Vice President can earn up to 4.05%. CEO and EVP bonuses are tied to ROA percentile, performance goals, specific metrics such as loan and deposit growth, asset quality, pre-tax return on equity versus peers, and budgeted net income, along with individual performance evaluations. The board may modify or terminate the plan, and it does not guarantee continued employment.
Plumas Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.33 per common share. This means shareholders will receive thirty-three cents in cash for each share they own.
The dividend is scheduled to be paid on February 18, 2026 to shareholders of record as of the close of business on February 4, 2026. Investors who hold Plumas Bancorp common stock on the record date will be eligible to receive this dividend payment.
Plumas Bancorp furnished an investor presentation as an exhibit to a current report. The company prepared the slide deck, labeled as Exhibit 99.1, for use in future investor presentations. The material is being furnished under Regulation FD, which is intended to provide broad, fair disclosure of information to the market.
The company notes that the information in the presentation is not deemed filed for liability purposes under securities laws and will only be incorporated into other filings if specifically referenced. The materials are presented as of January 21, 2026, and Plumas Bancorp does not take on an obligation to update them. The filing also includes a standard safe harbor statement explaining that forward-looking statements in the presentation involve risks that could cause actual results to differ materially.
Plumas Bancorp reported that it has released its financial results for the three months ended December 31, 2025. The company provided these unaudited figures in a press release dated January 21, 2026, which is furnished as Exhibit 99.1. The press release is treated as supplemental information and is not automatically incorporated into other corporate reports unless specifically referenced.
Plumas Bancorp executive Kevin C. Kaiser, EVP and Chief Credit Officer, reported his initial beneficial ownership of company securities. As of the reporting date, he directly holds 519 shares of common stock and indirectly holds 816 shares through a 401k account. He also holds stock options to buy common stock, including an option for 4,200 shares at $21.45 per share expiring on October 21, 2027, an option for 6,500 shares at $31 per share expiring on August 16, 2032, and an option for 2,600 shares at $34.07 per share expiring on February 21, 2034. The options become exercisable in scheduled annual installments beginning in 2020, 2023, and 2025, respectively.
Plumas Bancorp EVP and CFO Richard L. Belstock reported exercising stock options and acquiring additional common shares. On January 6, 2026, he exercised options to buy 2,100 shares of common stock at $21.45 per share and 1,000 shares at $31 per share. These exercises increased his directly held common stock to 54,235 shares. He also reports 13,962 shares of common stock held indirectly through a 401(k) plan. Following the transactions, one option grant for 2,100 shares was fully exercised, and another grant still covers 7,500 options to buy common stock.
Plumas Bancorp director reports option exercise and updated holdings. A director of Plumas Bancorp exercised an option to buy 2,500 shares of common stock on 12/17/2025 at an exercise price of $24.4 per share, increasing directly held shares to 2,500. Following this transaction, the director also reports indirect ownership of 55,310 shares through a family trust, 48,623 shares in an IRA, and 1,450 shares in a spouse's IRA. The option to buy 2,500 shares, originally exercisable in four equal annual installments beginning February 21, 2019 and expiring February 21, 2026, now shows 0 derivative securities remaining after the exercise.
Plumas Bancorp entered into new indemnification agreements for two senior leaders of its subsidiary, Plumas Bank. On December 17, 2025, the Board approved agreements covering Jack Prescott, EVP/Chief Banking Officer (appointed July 21, 2025), and Matt Moseley, EVP/Regional Market President (appointed July 1, 2025).
The agreements require both Plumas Bancorp and Plumas Bank to indemnify their directors and executive officers and to advance expenses for them to the fullest extent permitted by applicable law. They also set out the procedures these individuals must follow to request and receive indemnification, and are in addition to protections already provided in the companies’ articles of incorporation, bylaws, and applicable law.
Plumas Bancorp reports that its subsidiary Plumas Bank completed a sale-leaseback of two administrative offices in Quincy, California for a cash purchase price of $5,550,000. The bank sold the properties to BBS Branch III, LLC and simultaneously entered triple net leases under which it will continue to occupy the buildings. The leases have an initial 15-year term with three five-year renewal options and provide for aggregate annual rent of about $463,000, increasing 3% each year. The transaction generated an estimated pre-tax gain of approximately $5.5 million. The company is evaluating selling a portion of its securities portfolio that is currently in a loss position to offset some or all of this gain and to more than offset the new lease expense.
Plumas Bancorp reported third‑quarter 2025 results reflecting the July 1 acquisition of Cornerstone Community Bancorp and broad-based balance sheet growth. Total assets reached $2.23 billion versus $1.62 billion at year‑end 2024; loans were $1.48 billion and deposits $1.82 billion.
Quarterly net income was $5.15 million (diluted EPS $0.73) compared with $7.83 million ($1.31) a year ago. Net interest income rose to $25.17 million from $18.87 million, but a higher provision for credit losses ($5.37 million vs a $0.40 million recovery) and increased non‑interest expenses ($15.13 million vs $10.82 million) weighed on earnings. Other comprehensive income improved with a $4.19 million quarterly gain as securities valuations recovered.
Shareholders’ equity increased to $245.95 million, supported by $44.63 million of common stock issuance tied to the acquisition and higher retained earnings. Goodwill rose to $24.22 million. Shares outstanding were 6,955,514 as of November 3, 2025.