Rocket Companies (RKT) COO receives 250,836 RSUs as tax-withheld shares reduce stake

Rhea-AI Filing Summary

Rocket Companies Chief Operating Officer Heather M. Lovier received a grant of 250,836 restricted stock units under the company’s 2020 Omnibus Incentive Plan. Each unit converts into one share of Class A common stock as it vests over three years in six equal semi-annual installments starting on September 7, 2026.

On the same date, 43,179 Class A shares were forfeited to cover tax withholding obligations tied to RSU vesting. After these transactions, Lovier directly holds 915,351 shares of Class A common stock, plus reported holdings of Class L-1 and Class L-2 common stock.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Lovier Heather M.

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Grant/Award	Class A common stock	250,836	$0.00	--
Tax Withholding	Class A common stock	43,179	$14.95	$646K
holding	Class L-1 common stock	--	--	--
holding	Class L-2 common stock	--	--	--

Holdings After Transaction: Class A common stock — 958,530 shares (Direct); Class L-1 common stock — 1,413,489 shares (Direct); Class L-2 common stock — 1,413,490 shares (Direct)

Footnotes (1)

1. Represents restricted stock units ("RSUs") granted under the Rocket Companies, Inc. 2020 Omnibus Incentive Plan in a transaction exempt under Rule 16b-3 and approved by a committee of independent directors. Each RSU represents the contingent right to receive one share of Class A common stock of the Issuer for each vested RSU. The RSUs were granted to the Reporting Person on March 7, 2026 and will vest in six equal, semi-annual installments over three years on each March 7 and September 7, with the initial vesting date on September 7, 2026, subject to the Reporting Person's continued employment on the applicable vesting date. Number of shares forfeited to pay tax withholding obligations upon the vesting of restricted stock units granted by the Issuer under its 2020 Omnibus Incentive Plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lovier Heather M.

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	03/07/2026		A		250,836(1)	A	$0	958,530	D
Class A common stock	03/07/2026		F(2)		43,179	D	$14.95	915,351	D
Class L-1 common stock								1,413,489	D
Class L-2 common stock								1,413,490	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units ("RSUs") granted under the Rocket Companies, Inc. 2020 Omnibus Incentive Plan in a transaction exempt under Rule 16b-3 and approved by a committee of independent directors. Each RSU represents the contingent right to receive one share of Class A common stock of the Issuer for each vested RSU. The RSUs were granted to the Reporting Person on March 7, 2026 and will vest in six equal, semi-annual installments over three years on each March 7 and September 7, with the initial vesting date on September 7, 2026, subject to the Reporting Person's continued employment on the applicable vesting date.

2. Number of shares forfeited to pay tax withholding obligations upon the vesting of restricted stock units granted by the Issuer under its 2020 Omnibus Incentive Plan.

Remarks:

Exhibit 24.1: Power of Attorney

	/s/ Elisabeth Gormley, attorney in fact	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider equity award did Rocket Companies (RKT) COO Heather Lovier receive?

Heather Lovier received 250,836 restricted stock units as an equity award. Each RSU represents one Rocket Companies Class A share, vesting in six equal semi-annual installments over three years, beginning on September 7, 2026, under the 2020 Omnibus Incentive Plan.

How do Heather Lovier’s new RSUs at Rocket Companies (RKT) vest over time?

The RSUs granted to Heather Lovier vest over three years in six equal installments. Vesting occurs semi-annually on March 7 and September 7, starting on September 7, 2026, and is conditioned on her continued employment on each applicable vesting date.

Why were 43,179 Rocket Companies (RKT) shares forfeited by Heather Lovier?

The 43,179 Class A shares were forfeited to satisfy tax withholding obligations upon RSU vesting. Instead of paying cash taxes, a portion of vested shares was withheld, a common administrative mechanism that does not represent an open-market sale by the executive.

How many Rocket Companies (RKT) Class A shares does Heather Lovier hold after this Form 4?

Following the reported transactions, Heather Lovier directly holds 915,351 shares of Rocket Companies Class A common stock. This figure reflects her position after the new RSU-related acquisition and the share forfeiture for tax withholding obligations reported in the filing.

What other Rocket Companies (RKT) share classes does Heather Lovier report holding?

In addition to Class A shares, Heather Lovier reports direct holdings of Class L-1 and Class L-2 common stock. The filing shows 1,413,489 shares of Class L-1 and 1,413,490 shares of Class L-2 common stock as of the reported date.

Is Heather Lovier’s Rocket Companies (RKT) Form 4 a market buy or sell?

The Form 4 primarily reflects a compensation-related RSU grant and tax withholding, not open-market trading. Shares were granted at no cash cost and some were withheld to cover taxes, so it does not indicate discretionary buying or selling in the open market.