RNST Form 4: Director Sean Suggs Granted 232.38 DSU Units ($37.65)

Renasant Corp director Sean M. Suggs received 232.38 phantom stock units under the Renasant DSU Plan on 09/30/2025.

Rhea-AI Filing Summary

Renasant Corp director Sean M. Suggs received 232.38 phantom stock units under the Renasant DSU Plan on 09/30/2025. The report shows these units convert one-for-one into common stock upon the reporting person's retirement or approved hardship and are settled 100% in common stock. Dividends on the phantom units are paid quarterly and reinvested into additional phantom units. The reported per-unit price is $37.65 and the filing lists 11,064.3 shares beneficially owned by Mr. Suggs following the transaction. The Form 4 was signed by an attorney-in-fact on 10/01/2025.

Positive

• Clear one-for-one conversion of phantom units to common stock upon retirement or approved hardship, ensuring transparent settlement terms.
• Dividends are paid quarterly and reinvested on the phantom stock, maintaining economic equivalence with holding actual shares.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine director compensation reported; settlement terms are stock-based with dividend reinvestment.

The filing documents a standard grant/accrual of phantom stock units under the company's DSU plan for a director. The units convert one-for-one into common shares and are settled in stock at retirement or approved hardship, which aligns director compensation with shareholder outcomes. The inclusion of dividend reinvestment preserves economic parity with common shares. The transaction appears procedural and consistent with equity-based director pay practices.

Compensation Analyst

TL;DR: Non-cash, deferred equity award recorded; payout mechanics are clearly defined.

The reported 232.38 phantom units accrue under the DSU plan and reflect deferred, non-cash compensation that converts to common stock on specified triggers. The per-unit value is shown at $37.65 for reporting purposes and dividends are reinvested into additional phantom units, preserving value over time. This disclosure is specific about settlement and conversion and does not indicate additional cash compensation or exercised options.

Insider Trade Summary

Grant/Award: 232.38 shares

Grant/Award 1 txn

Insider Suggs Sean M.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock	232.38	$37.65	$9K

Holdings After Transaction: Phantom Stock — 11,064.3 contracts (Direct)

Footnotes (1)

1. F1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did RNST director Sean M. Suggs receive on 09/30/2025?

He received 232.38 phantom stock units under the Renasant DSU Plan as reported on Form 4.

How are the DSU phantom stock units settled according to the Form 4?

The units are settled 100% in the company's common stock upon the reporting person's retirement or upon approved hardship.

What is the conversion rate and reported price for the phantom units?

The conversion is one phantom unit for one share of common stock and the filing shows a price of $37.65 per unit.

How many shares did Sean M. Suggs beneficially own after the transaction?

The Form 4 reports 11,064.3 shares beneficially owned following the reported transaction.

Who signed the Form 4 and when was it dated?

The Form 4 was signed by Colton Wages, Attorney in Fact and dated 10/01/2025.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 10/01/2025 - 12:53 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Suggs Sean M.

(Last) (First) (Middle)

209 TROY STREET

(Street)

TUPELO MS 38804

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RENASANT CORP [ RNST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(1)	09/30/2025		A		232.38		(1)	(1)	Common Stock	232.38	$37.65	11,064.3	D

Explanation of Responses:

1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

Remarks:

	Colton Wages, Attorney in Fact	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.