SFNC (SFNC) EVP Stewart Bradley Yaney exercises RSUs and withholds shares for taxes

Rhea-AI Filing Summary

Simmons First National Corp executive reports equity award activity. EVP and Chief Credit Risk Officer Stewart Bradley Yaney exercised 1,294 Restricted Stock Units, receiving 1,294 shares of SFNC common stock, and disposed of 366 shares to satisfy tax withholding. After these transactions, Yaney directly holds 19,362 SFNC common shares. An additional 1,294 Restricted Stock Units are scheduled to vest on February 28, 2027, with shares to be delivered within 30 days of vesting, subject to certain events in the award agreement.

Insider Trade Summary

1,294 shares exercised/converted

Mixed 3 txns

Insider YANEY STEWART BRADLEY

Role EVP, Chief Credit Risk Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,294	$0.00	--
Exercise	SFNC Common Stock	1,294	$0.00	--
Tax Withholding	SFNC Common Stock	366	$19.91	$7K

Holdings After Transaction: Restricted Stock Units — 1,294 shares (Direct); SFNC Common Stock — 19,728 shares (Direct)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on February 28, 2026. 1,294 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

YANEY STEWART BRADLEY

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Credit Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	02/28/2026		M		1,294	A	(1)	19,728	D
SFNC Common Stock	02/28/2026		F		366	D	$19.91	19,362	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/28/2026		M			1,294	(2)	(2)	SFNC Common Stock	1,294	$0	1,294(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on February 28, 2026.

3. 1,294 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Bradley Stewart Yaney	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did SFNC executive Stewart Bradley Yaney report on this Form 4?

Stewart Bradley Yaney exercised 1,294 Restricted Stock Units into an equal number of SFNC common shares and disposed of 366 shares to cover tax obligations. These transactions reflect equity award vesting and related tax-withholding activity rather than open-market buying or selling.

How many SFNC shares does Stewart Bradley Yaney own after the reported transactions?

After the reported equity award exercise and tax-withholding disposition, Stewart Bradley Yaney directly owns 19,362 shares of SFNC common stock. This figure represents his direct holdings following conversion of Restricted Stock Units and delivery of shares for tax purposes on February 28, 2026.

What happened to Stewart Bradley Yaney’s Restricted Stock Units in this SFNC Form 4 filing?

1,294 Restricted Stock Units vested and were converted into 1,294 shares of SFNC common stock on a one-for-one basis. The filing also notes another 1,294 Restricted Stock Units are scheduled to vest on February 28, 2027, with share delivery within 30 days of that vesting date.

Why were 366 SFNC shares disposed of in Stewart Bradley Yaney’s Form 4?

The 366 SFNC shares were disposed of to pay tax liability associated with the equity award, as indicated by transaction code F. This represents a tax-withholding disposition using shares, not an open-market sale, and is a common mechanism for settling related tax obligations.

What future equity vesting is disclosed for SFNC executive Stewart Bradley Yaney?

The filing states that 1,294 Restricted Stock Units will vest on February 28, 2027, with SFNC shares delivered within 30 days of vesting. The award agreement also allows earlier vesting upon events such as retirement, death, disability, or other specified circumstances outlined in the grant terms.

Do Stewart Bradley Yaney’s Restricted Stock Units convert into SFNC shares at a fixed ratio?

Yes. The filing explains that Restricted Stock Units convert into SFNC common stock on a one-for-one basis. This means each vested unit delivers one share of common stock upon settlement, subject to the timing and conditions described in the applicable award agreement for the executive.