STOCK TITAN

SFNC (SFNC) director converts 975 RSUs and holds 116,530 common shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP director Steven A. Cosse reported the vesting and conversion of restricted stock units into common shares. On July 1, 2026, 975 Restricted Stock Units converted on a one-for-one basis into 975 shares of SFNC common stock, increasing his direct holdings to 116,530 shares.

Following this transaction, Cosse also reported owning 1,951 Restricted Stock Units directly. According to the disclosure, 975 Restricted Stock Units are scheduled to vest on October 1, 2026, and 976 Restricted Stock Units are scheduled to vest on January 4, 2027, with SFNC shares delivered within 30 days of each vesting date.

Positive

  • None.

Negative

  • None.
Insider COSSE STEVEN A
Role Director
Type Security Shares Price Value
Exercise Restricted Stock Units 975 $0.00 --
Exercise SFNC Common Stock 975 $0.00 --
Holdings After Transaction: Restricted Stock Units — 1,951 shares (Direct); SFNC Common Stock — 116,530 shares (Direct)
Footnotes (1)
  1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on July 1, 2026. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.
RSUs converted 975 Restricted Stock Units Converted into SFNC common stock on July 1, 2026
Shares received 975 shares SFNC common stock delivered from RSU conversion
Direct common shares after 116,530 shares Direct SFNC common stock holdings after July 1, 2026 transaction
RSUs remaining 1,951 Restricted Stock Units Reported RSU balance following the vesting event
Future vesting tranche 975 RSUs Scheduled to vest on October 1, 2026
Future vesting tranche 976 RSUs Scheduled to vest on January 4, 2027
Restricted Stock Units financial
"The Restricted Stock Units vested on July 1, 2026."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
SFNC common stock financial
"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis."
Exercise or conversion of derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
vesting financial
"975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
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FAQ

What did SFNC director Steven A. Cosse report in this Form 4?

Steven A. Cosse reported the vesting and conversion of 975 Restricted Stock Units into 975 shares of SFNC common stock. The transaction reflects an equity award vesting, not an open-market stock purchase or sale, and increases his directly held common shares.

How many SIMMONS FIRST NATIONAL CORP shares does Steven A. Cosse hold after this transaction?

After the July 1, 2026 transaction, Steven A. Cosse directly holds 116,530 shares of SFNC common stock. This figure comes from the reported total shares following the derivative exercise and represents his post-transaction direct common stock position.

How many Restricted Stock Units does Steven A. Cosse still hold at SFNC?

Following the vesting of 975 Restricted Stock Units, Steven A. Cosse reports holding 1,951 Restricted Stock Units. These remaining units represent additional equity awards that may convert into SFNC common shares upon future vesting dates specified in the disclosure.

When will Steven A. Cosse’s remaining SFNC Restricted Stock Units vest?

The remaining Restricted Stock Units are scheduled to vest in two tranches: 975 units on October 1, 2026, and 976 units on January 4, 2027. SFNC shares will be delivered within 30 days after each vesting date under the award terms.

What is the conversion ratio for SFNC Restricted Stock Units held by Steven A. Cosse?

Each Restricted Stock Unit converts into one share of SFNC common stock. The disclosure states that Restricted Stock Units convert on a one-for-one basis, meaning 975 units vesting results in delivery of 975 SFNC common shares to the reporting person.

Does this SFNC Form 4 show any stock sales by Steven A. Cosse?

The Form 4 shows only derivative exercises related to Restricted Stock Units, with no reported open-market sales. Both transactions are coded as “M” for exercises or conversions, reflecting equity award vesting rather than discretionary buying or selling activity.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
COSSE STEVEN A

(Last)(First)(Middle)
C/O SIMMONS FIRST NATIONAL CORP.
501 MAIN STREET

(Street)
PINE BLUFF ARKANSAS 71601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
SFNC Common Stock07/01/2026M975A(1)116,530D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)07/01/2026M975 (2) (2)SFNC Common Stock975$01,951(3)D
Explanation of Responses:
1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. The Restricted Stock Units vested on July 1, 2026.
3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.
/s/ Natalie Gassiott, attorney-in-fact for Steven A. Cosse07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)