Director Susan Lanigan gains 928 SFNC shares from RSU vesting (SFNC)

Rhea-AI Filing Summary

Simmons First National Corp. director Susan S. Lanigan reported the vesting of 928 Restricted Stock Units on January 2, 2026. These RSUs converted into 928 shares of SFNC common stock on a one-for-one basis at a price of $0.00 per share, reflecting a standard equity award settlement rather than an open-market purchase.

After this transaction, Lanigan directly beneficially owned 33,210 shares of SFNC common stock. The derivative position in these particular RSUs dropped to zero because the full amount vested and was converted into common shares.

Insider Trade Summary

Net Buyer: 928 shares

Net Buy 2 txns

Insider LANIGAN SUSAN S

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	928	$0.00	$0.00
Exercise	SFNC Common Stock	928	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); SFNC Common Stock — 33,210 shares (Direct)

Footnotes (2)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. The Restricted Stock Units vested on January 2, 2026.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 01/06/2026 - 10:14 AM Learn about SEC filing dates

FAQ

What insider transaction did SFNC director Susan S. Lanigan report?

Susan S. Lanigan reported the vesting of 928 Restricted Stock Units that converted into 928 shares of SFNC common stock on January 2, 2026.

How many SFNC shares does Susan S. Lanigan own after this Form 4 transaction?

Following the reported transaction, Susan S. Lanigan directly beneficially owned 33,210 shares of SFNC common stock.

What does the Form 4 say about the RSU conversion for SFNC?

The Form 4 states that Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis, and that these RSUs vested on January 2, 2026.

Was there any cash paid per share in Susan S. Lanigan’s SFNC RSU transaction?

No cash was paid per share in this settlement. The RSUs converted into SFNC common stock at a reported price of $0.00 per share, consistent with an equity award vesting.

Are Susan S. Lanigan’s SFNC shares held directly or indirectly after the transaction?

After the transaction, the 33,210 SFNC common shares are reported as held under direct (D) ownership by Susan S. Lanigan.

What derivative position did Susan S. Lanigan report in SFNC on this Form 4?

She reported 928 Restricted Stock Units being settled (transaction code M), leaving 0 derivative securities of that RSU award beneficially owned after the conversion.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LANIGAN SUSAN S

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	01/02/2026		M		928	A	(1)	33,210	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/02/2026		M			928	(2)	(2)	SFNC Common Stock	928	$0	0	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on January 2, 2026.

	/s/ Ambar Quintanilla, attorney-in-fact for Susan S. Lanigan	01/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.