SFNC (SFNC) CFO exercises 3,794 RSUs and withholds 1,528 shares for taxes

Rhea-AI Filing Summary

Simmons First National Corp EVP & CFO Charles Daniel Hobbs reported equity award activity involving restricted stock units and common shares. On February 28, 2026, 3,794 restricted stock units were exercised and converted into 3,794 shares of SFNC common stock at a stated price of $0.00 per share, increasing his directly owned common shares to 16,516.

On the same date, 1,528 SFNC common shares were disposed of at $19.91 per share to cover tax obligations associated with the award, reducing his directly owned common shares to 14,988. Footnotes state that restricted stock units convert into common stock on a one-for-one basis, and that an additional 3,794 restricted stock units are scheduled to vest on February 28, 2027, with SFNC shares to be delivered within 30 days of vesting, subject to earlier vesting upon events such as retirement, death, disability, or other specified events in the award agreement.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hobbs Charles Daniel

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	02/28/2026		M		3,794	A	(1)	16,516	D
SFNC Common Stock	02/28/2026		F		1,528	D	$19.91	14,988	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/28/2026		M			3,794	(2)	(2)	SFNC Common Stock	3,794	$0	3,794(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on February 28, 2026.

3. 3,794 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Charles Daniel Hobbs	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider transactions did SFNC EVP & CFO Charles Daniel Hobbs report?

Charles Daniel Hobbs reported the exercise of 3,794 restricted stock units into SFNC common shares and a related tax-withholding disposition of 1,528 common shares on February 28, 2026, reflecting routine equity compensation activity and associated tax settlement.

How many Simmons First National (SFNC) shares does Hobbs own after these transactions?

After the February 28, 2026 transactions, Hobbs directly owns 14,988 shares of SFNC common stock. This figure reflects both the conversion of 3,794 restricted stock units into shares and the tax-withholding disposition of 1,528 shares on the same date.

What happened to the restricted stock units held by the SFNC CFO?

On February 28, 2026, 3,794 restricted stock units vested and converted into 3,794 SFNC common shares on a one-for-one basis. An additional 3,794 restricted stock units are scheduled to vest on February 28, 2027, with shares delivered within 30 days of vesting.

Why were 1,528 SFNC common shares disposed of in the Form 4 filing?

The 1,528 SFNC common shares were disposed of at $19.91 per share to satisfy tax liabilities tied to the restricted stock unit award. This transaction is coded as a tax-withholding disposition rather than an open-market sale, aligning with standard equity compensation practices.

At what price were SFNC shares used to cover the CFO’s tax obligations?

Shares used to cover tax obligations were valued at $19.91 per SFNC common share. A total of 1,528 shares were disposed of at this price to pay the tax liability arising from the vesting and conversion of restricted stock units into common shares.

When will the remaining restricted stock units for the SFNC CFO vest?

A further 3,794 restricted stock units are scheduled to vest on February 28, 2027. According to the footnotes, SFNC common shares will be delivered within 30 days of that vesting date, with earlier vesting possible under conditions such as retirement, death, or disability.