CFO of Simmons First National (SFNC) receives 26,967 RSUs vesting 2027-2029

Rhea-AI Filing Summary

Simmons First National Corporation EVP & CFO Charles Daniel Hobbs received an award of 26,967 Restricted Stock Units (RSUs) on January 27, 2026. Each RSU represents a contingent right to receive one share of SFNC common stock, at an exercise price of $0 per unit.

The RSUs vest in three equal installments of 8,989 units on January 27, 2027, January 27, 2028, and January 27, 2029. SFNC shares will be delivered within 30 days after each vesting date, with certain events such as retirement, death, disability, or other specified events potentially triggering earlier vesting.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Hobbs Charles Daniel

Role EVP & CFO

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	26,967	$0.00	--

Holdings After Transaction: Restricted Stock Units — 26,967 shares (Direct)

Footnotes (1)

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. 8,989 Restricted Stock Units vest on January 27, 2027; 8,989 Restricted Stock Units vest on January 27, 2028; and 8,989 Restricted Stock Units vest on January 27, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hobbs Charles Daniel

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/27/2026		A		26,967		(2)	(2)	SFNC Common Stock	26,967	$0	26,967	D

Explanation of Responses:

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

2. 8,989 Restricted Stock Units vest on January 27, 2027; 8,989 Restricted Stock Units vest on January 27, 2028; and 8,989 Restricted Stock Units vest on January 27, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Charles Daniel Hobbs	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SFNC report for EVP & CFO Charles Daniel Hobbs?

SFNC reported that EVP & CFO Charles Daniel Hobbs received 26,967 Restricted Stock Units on January 27, 2026. These RSUs are a form of equity compensation that convert into Simmons First National Corporation common shares if and when the units vest under the award terms.

How many Restricted Stock Units did the SFNC CFO receive and at what price?

The SFNC CFO received 26,967 Restricted Stock Units at a price of $0 per unit. Each unit represents a contingent right to receive one share of Simmons First National Corporation common stock, making this a stock-based compensation grant rather than a cash purchase.

What is the vesting schedule for the SFNC CFO’s 26,967 Restricted Stock Units?

The 26,967 Restricted Stock Units vest in three equal tranches of 8,989 units each. Vesting dates are January 27, 2027, January 27, 2028, and January 27, 2029, with SFNC shares delivered within 30 days after each vesting date, subject to award conditions.

What does each SFNC Restricted Stock Unit granted to the CFO represent?

Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. The units themselves are not shares until they vest, at which point SFNC common shares are delivered according to the award’s stated vesting and delivery schedule.

Can the SFNC CFO’s Restricted Stock Units vest earlier than scheduled?

Yes. The filing states that events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting. These conditions are defined in the award agreement and can accelerate when the RSUs convert into SFNC common shares.

How many SFNC derivative securities does the CFO beneficially own after this RSU grant?

After the reported transaction, the CFO beneficially owns 26,967 derivative securities in the form of Restricted Stock Units. All of these RSUs are held with direct ownership, reflecting the total award subject to the vesting schedule described in the filing.