STOCK TITAN

Southern First Bancshares (NASDAQ: SFST) CAO exercises options, sells stock

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

Southern First Bancshares’ chief accounting officer, Julie Ann Fairchild, exercised 1,500 stock options for common stock on August 4, 2026 at an exercise price of $35.65 per share from an award expiring January 17, 2027, leaving no options from that grant outstanding.

On August 3, 2026 she sold 1,500 shares of Southern First Bancshares common stock at $63.00 per share. After this sale, she directly owned 5,200 shares of SFST common stock. The Rule 10b5-1 checkbox was left unchecked.

Positive

  • None.

Negative

  • None.
Insider Fairchild Julie Ann
Role Chief Accounting Officer
Sold 1,500 shs ($95K)
Approx. gross sale proceeds $95K
Approx. exercise cost $53K
Type Security Shares Price Value
Exercise Stock Options (Right to Buy) 1,500 $0.00 $0.00
Sale Common Stock 1,500 $63.00 $95K
Holdings After Transaction: Stock Options (Right to Buy) — 0 shares (Direct); Common Stock — 5,200 shares (Direct)
Shares sold 1,500 shares Common stock sale on 2026-08-03 at $63.00 per share
Sale price $63.00 per share Price for 1,500 SFST common shares sold on 2026-08-03
Options exercised 1,500 options Stock options exercised on 2026-08-04 at $35.65 per share
Exercise price $35.65 per share Conversion or exercise price of stock options expiring 2027-01-17
Post-transaction holdings 5,200 shares Directly owned SFST common shares after the 2026-08-03 sale
Option expiration date 2027-01-17 Expiration date of the exercised stock options
Stock Options (Right to Buy) financial
"Security title reported as Stock Options (Right to Buy) for the derivative entry"
derivative security financial
"Transaction code M described as exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
open market or private transaction financial
"Transaction code S labeled as Sale in open market or private transaction"

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FAQ

What insider transaction did SFST’s chief accounting officer report?

Julie Ann Fairchild reported exercising 1,500 stock options at $35.65 per share and selling 1,500 Southern First Bancshares common shares at $63.00. After these transactions, she directly owned 5,200 SFST common shares.

How many Southern First Bancshares (SFST) shares did the insider sell?

The chief accounting officer sold 1,500 shares of Southern First Bancshares common stock at a price of $63.00 per share. This sale left her with 5,200 shares directly owned after the reported transaction.

What stock options did the SFST insider exercise and at what price?

Julie Ann Fairchild exercised 1,500 stock options for Southern First Bancshares common stock at an exercise price of $35.65 per share. These options were from a grant with an expiration date of January 17, 2027 and are now fully exercised.

What are the remaining SFST share holdings of the reporting insider?

Following the sale of 1,500 Southern First Bancshares shares, the chief accounting officer directly holds 5,200 common shares. This figure represents her reported direct ownership position after the August 3, 2026 transaction disclosed in the Form 4.

Were the SFST insider transactions under a Rule 10b5-1 trading plan?

The Rule 10b5-1 checkbox for this SFST Form 4 was left unchecked, indicating the transactions were not affirmed as being made pursuant to a Rule 10b5-1 trading plan, based on the form’s document-level representation.

What key dates are associated with the SFST insider’s option exercise?

The stock options were originally granted with an exercise date of January 17, 2018 and an expiration date of January 17, 2027. They were exercised on August 4, 2026 for 1,500 shares of Southern First Bancshares common stock.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fairchild Julie Ann

(Last)(First)(Middle)
PO BOX 17465

(Street)
GREENVILLE SOUTH CAROLINA 29606

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SOUTHERN FIRST BANCSHARES INC [ SFST ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/03/2026S1,500D$635,200D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options (Right to Buy)$35.6508/04/2026M1,50001/17/201801/17/2027Common Stock1,500$00D
Explanation of Responses:
Julie A. Fairchild08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)