Southern First director receives 310-share equity grant

Grayson-Caprio Terry reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Grayson-Caprio Terry reported acquisition or exercise transactions in this Form 4 filing.

Southern First Bancshares director Terry Grayson-Caprio reported new equity compensation and current holdings. The filing shows a grant of 310 shares of Common Stock at $0.0000 per share, described in a footnote as restricted stock units that will fully vest on June 1, 2027. After this award, Grayson-Caprio directly owns 2,795 shares of Common Stock. The filing also reports 1,400 shares of Common Stock held indirectly through a spouse, reflecting additional beneficial ownership. These are compensation-related and holding entries rather than open-market purchases or sales.

Insider Trade Summary

Grant/Award: 310 shares

Grant/Award 2 txns

Insider Grayson-Caprio Terry

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	310	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,795 shares (Direct); Common Stock — 1,400 shares (Indirect, By Spouse)

Footnotes (1)

1. F1. Represents grant of restricted stock units which will fully vest on June 1, 2027.

Key Figures

Equity grant: 310 shares Direct holdings after grant: 2,795 shares Indirect holdings by spouse: 1,400 shares +2 more

5 metrics

Equity grant 310 shares Restricted stock unit award vesting June 1, 2027

Direct holdings after grant 2,795 shares Common Stock directly owned by Terry Grayson-Caprio

Indirect holdings by spouse 1,400 shares Common Stock held indirectly through spouse

Grant price per share $0.0000 per share Equity compensation, not an open-market purchase

Vesting date June 1, 2027 Restricted stock units fully vest on this date

Key Terms

restricted stock units, grant, award, or other acquisition, indirect ownership, Common Stock

4 terms

restricted stock units financial

"Represents grant of restricted stock units which will fully vest on June 1, 2027"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

indirect ownership financial

""direct_or_indirect": "I","nature_of_ownership": "By Spouse""

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Southern First (SFST) report for Terry Grayson-Caprio?

Southern First reported a compensation-related equity grant to director Terry Grayson-Caprio. The Form 4 shows an award of 310 shares of Common Stock, characterized as restricted stock units, rather than an open-market purchase or sale of shares.

How many Southern First (SFST) shares did Terry Grayson-Caprio receive in the latest grant?

Terry Grayson-Caprio received 310 shares of Southern First Common Stock. A footnote explains these are restricted stock units that will fully vest on June 1, 2027, indicating a time-based compensation award instead of a cash-based payment.

When do Terry Grayson-Caprio’s new Southern First (SFST) restricted stock units vest?

The restricted stock units granted to Terry Grayson-Caprio fully vest on June 1, 2027. This vesting schedule ties the equity award to continued service over time, aligning the director’s compensation with longer-term company performance and governance involvement.

What are Terry Grayson-Caprio’s direct Southern First (SFST) share holdings after this Form 4?

After the reported grant, Terry Grayson-Caprio directly owns 2,795 shares of Southern First Common Stock. This figure reflects the updated direct ownership position following the 310-share restricted stock unit award recorded in the Form 4 filing.

Does the Form 4 show any indirect Southern First (SFST) holdings for Terry Grayson-Caprio?

Yes. The Form 4 reports 1,400 shares of Common Stock as indirectly owned by Terry Grayson-Caprio through a spouse. This indirect position is separate from the director’s 2,795 directly owned shares disclosed in the same filing.

Were there any open-market buys or sells by Terry Grayson-Caprio in this Southern First (SFST) filing?

No open-market buys or sells are reported in this Form 4. The main transaction is a 310-share equity grant classified as a grant, award, or other acquisition, with remaining entries reflecting current holdings rather than market trades.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/02/2026 - 05:17 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Grayson-Caprio Terry

(Last) (First) (Middle)

P.O. BOX 17465

(Street)

GREENVILLE SOUTH CAROLINA 29606

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN FIRST BANCSHARES INC [ SFST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/01/2026		A		310(1)	A	$0	2,795	D
Common Stock								1,400	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of restricted stock units which will fully vest on June 1, 2027.

	Terry Grayson-Caprio /s/Julie A. Fairchild, POA	06/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)