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Smartfinancial Inc SEC Filings

SMBK NYSE

Welcome to our dedicated page for Smartfinancial SEC filings (Ticker: SMBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Parsing a bank’s filings shouldn’t feel like wading through mortgage paperwork. SmartFinancial Inc’s reports are packed with CECL calculations, liquidity ratios and loan-level details that stretch well past 200 pages. Finding whether construction loans are outpacing deposits or when executives last bought shares can be a time-sink.

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Rhea-AI Summary

Richardson Electronics (RELL) Form 4 filing – 21 Jul 2025. Chief Operating Officer and Director Wendy Diddell reported two transactions coded “F,” indicating shares automatically withheld by the company to cover income-tax obligations triggered by the vesting of previously granted restricted stock.

  • 17 Jul 2025: 2,611 common shares surrendered at a reference price of $9.78.
  • 18 Jul 2025: 2,604 common shares surrendered at a reference price of $9.58.

The total of 5,215 shares (≈4.5 % of her pre-transaction position) was returned to the issuer; no open-market sale occurred and the transactions generate no cash proceeds for the insider. After the withholdings, Diddell’s direct beneficial ownership stands at 110,400 shares.

Because the activity represents routine tax-withholding rather than discretionary selling or buying, it is generally viewed as neutral from a trading-signal perspective. The filing does, however, provide investors with an updated insider share count.

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FAQ

What is the current stock price of Smartfinancial (SMBK)?

The current stock price of Smartfinancial (SMBK) is $36.07 as of July 21, 2025.

What is the market cap of Smartfinancial (SMBK)?

The market cap of Smartfinancial (SMBK) is approximately 613.0M.

What is the core business of SmartFinancial Inc?

SmartFinancial Inc operates as a bank holding company through SmartBank, focusing on attracting deposits and investing them in various loan products that generate interest income.

How does SmartFinancial Inc generate its revenue?

The primary revenue source of SmartFinancial Inc is interest income, derived from a diversified portfolio of loans and securities, including commercial, residential, and consumer loans.

What banking services does SmartFinancial Inc provide?

The company offers a range of banking services such as deposit collection, commercial and residential lending, and investment advisory services focused on retirement strategies.

How does SmartFinancial Inc manage risk in its operations?

Risk management at SmartFinancial Inc involves a balanced allocation of assets across different loan products and strict underwriting standards, ensuring a stable and diversified portfolio.

In what ways is SmartFinancial Inc positioned within the financial industry?

Operating in a competitive landscape with regional banks and credit institutions, SmartFinancial Inc stands out due to its traditional interest-driven revenue model and comprehensive banking services.

Does SmartFinancial Inc offer tax or legal advice?

SmartFinancial Inc does not provide tax or legal advice. The company offers investment advisory services for retirement planning, and clients are advised to consult professionals for tax or legal matters.

How are deposits used by SmartFinancial Inc?

Deposits collected by the bank are invested into various loan products and securities, which are structured to generate a steady stream of interest income and support operational growth.
Smartfinancial Inc

NYSE:SMBK

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SMBK Stock Data

612.97M
14.40M
15.61%
57.17%
0.34%
Banks - Regional
National Commercial Banks
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United States
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