SMARTFINANCIAL INC. (SMBK) director reports insider stock purchase

Rhea-AI Filing Summary

SMARTFINANCIAL INC. director Kelli D. Shomaker reported a purchase of company stock. On 01/27/2026, the director bought 255 shares of SMARTFINANCIAL INC. common stock at a price of $39.38 per share in a direct ownership account.

After this transaction, Kelli D. Shomaker beneficially owned 1,022 shares of SMARTFINANCIAL INC. common stock, held directly. The filing is a Form 4, which reports changes in the holdings of company insiders.

Insider Trade Summary

Net Buyer: 255 shares ($10,042)

Net Buy 1 txn

Insider Shomaker Kelli D

Role Director

Bought 255 shs ($10K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	255	$39.38	$10K

Holdings After Transaction: Common Stock — 1,022 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shomaker Kelli D

(Last) (First) (Middle)

5401 KINGSTON PIKE

SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		P		255	A	$39.38	1,022	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SMBK director Kelli D. Shomaker report?

Director Kelli D. Shomaker reported buying 255 shares of SMARTFINANCIAL INC. common stock. The transaction occurred on January 27, 2026, and was reported on a Form 4 insider trading report filed under SEC rules.

At what price did Kelli D. Shomaker buy SMBK common stock?

Kelli D. Shomaker bought SMARTFINANCIAL INC. common stock at $39.38 per share. This purchase involved 255 shares and was executed on January 27, 2026, as disclosed in the Form 4 insider transaction filing.

How many SMBK shares does Kelli D. Shomaker own after this transaction?

After the reported trade, Kelli D. Shomaker beneficially owns 1,022 shares of SMARTFINANCIAL INC. common stock. These shares are held directly, as indicated in the Form 4 insider ownership table following the January 27, 2026 purchase.

Was the SMBK insider transaction a purchase or a sale of shares?

The SMARTFINANCIAL INC. insider transaction was a purchase of shares. The Form 4 lists transaction code “P” for purchase, covering 255 common shares acquired on January 27, 2026 at a price of $39.38 per share.

Is Kelli D. Shomaker’s SMBK stock ownership direct or indirect?

Kelli D. Shomaker’s SMARTFINANCIAL INC. stock ownership reported in this filing is direct. The Form 4 marks the 1,022 shares as directly owned, with no nature of indirect beneficial ownership specified in the transaction details or footnotes.