SoFi (NASDAQ: SOFI) CRO reports RSU vesting and tax share withholding

Rhea-AI Filing Summary

SoFi Technologies Chief Risk Officer Arun Pinto reported routine equity compensation activity involving restricted stock units (RSUs). On March 16, 2026, 11,434 RSUs vested and were settled into an equal number of shares of SoFi common stock at no cash cost to him.

To cover tax withholding obligations tied to this vesting, 6,375 shares were withheld on March 17, 2026 and, as disclosed, these shares were not issued to Pinto. After these transactions, he directly holds 168,289 shares of SoFi common stock, reflecting a routine compensation-related adjustment rather than an open-market trade.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pinto Arun

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/16/2026		M		11,434	A	(1)	174,664	D
Common Stock	03/17/2026		F		6,375	D	$17.617(2)	168,289	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	03/16/2026		M			11,434	(3)	(3)	Common Stock	11,434	$0	137,210	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did SoFi (SOFI) Chief Risk Officer Arun Pinto report?

Arun Pinto reported RSU-related transactions where 11,434 restricted stock units vested into common shares. To satisfy tax withholding obligations on this vesting, 6,375 shares were withheld and not issued to him, leaving his direct common stock holdings at 168,289 shares.

Did SoFi (SOFI) Chief Risk Officer Arun Pinto buy or sell shares in the open market?

No, the filing shows no open-market purchases or sales by Arun Pinto. The transactions relate to RSU vesting and tax withholding, where shares were issued from equity awards and a portion was withheld to cover taxes, rather than actively traded in the market.

How many SoFi (SOFI) restricted stock units vested for Arun Pinto in this Form 4?

A total of 11,434 restricted stock units vested for Arun Pinto and were settled into an equal number of SoFi common shares at no cash exercise price, reflecting stock-based compensation rather than a discretionary share purchase.

How many SoFi (SOFI) shares were withheld for taxes from Arun Pinto’s RSU vesting?

The filing reports that 6,375 shares were withheld to satisfy tax withholding obligations tied to the RSU vesting. Footnotes clarify these shares were used for tax payment purposes and were not actually issued to Arun Pinto as part of his holdings.

What are Arun Pinto’s SoFi (SOFI) common stock holdings after these Form 4 transactions?

After the RSU vesting and related tax withholding, Arun Pinto directly holds 168,289 shares of SoFi common stock. This reflects his updated equity position following the compensation-related transactions reported in the Form 4.

What does the Form 4 say about the nature of Arun Pinto’s SoFi (SOFI) RSUs?

Each restricted stock unit represents a contingent right to receive one share of SoFi common stock upon settlement for no consideration. The reported vesting reflects the settlement of a portion of previously granted RSUs into common stock.