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Synchrony Financial SEC Filings

SYF NYSE

Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Credit-card loss tables, CECL roll-forwards, and securitization trust cash-flow waterfalls make Synchrony Financial’s disclosures anything but light reading. If you’ve ever spent hours hunting for partner-level receivables data or combing Form 4s to see when executives buy shares, you know the challenge. That’s why this page brings every Synchrony Financial SEC filing explained simply and in one place.

Our AI scans each incoming document from EDGAR in real time, distilling the 300-plus pages of a Synchrony Financial annual report 10-K simplified down to the key shifts in net-charge-offs, funding costs, and capital ratios. Need the latest Synchrony Financial quarterly earnings report 10-Q filing? It’s here within minutes, paired with concise trend commentary. Curious about executive pay? Open the Synchrony Financial proxy statement executive compensation and jump straight to CEO incentive metrics. Monitoring insider activity is equally direct: receive alerts for every Synchrony Financial Form 4 insider transactions real-time so you never miss a trade.

Beyond the big three filings, you’ll also find immediate access to Synchrony Financial 8-K material events explained—from new retail-partner agreements to changes in loss-reserve forecasts. Our coverage extends to all Synchrony Financial insider trading Form 4 transactions, shelf-registration S-3s, and capital-return authorisations. Each document comes with an AI-powered synopsis, practical use-case tags (liquidity, partner concentration, credit trends), and cross-links to historical data. Whether you’re analysing allowance movements, comparing segment margins, or simply trying to understand Synchrony’s risk profile, Stock Titan’s platform answers the questions investors actually ask: “Is management buying stock?”, “How did charge-offs move this quarter?”, and “What triggers appear in the covenant schedules?”. Explore, filter, and export—understanding Synchrony Financial SEC documents with AI has never been easier. Unlock deeper insights today with our Synchrony Financial earnings report filing analysis and stay ahead of every Synchrony Financial executive stock transactions Form 4 update.

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Daniel O. Colao, a Director of Synchrony Financial (SYF), was reported to have acquired 775 restricted stock units on 09/30/2025 at an implied price of $71.05 per share. After the transaction he beneficially owned 3,297 shares. The filing states these restricted stock units will vest in full on 09/30/2026, and each unit represents the contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on 10/02/2025. The record shows an insider acquisition of equity-based compensation that converts to common stock upon vesting one year after grant.

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Kamila K. Chytil, a director of Synchrony Financial (SYF), reported on Form 4 that she acquired 775 restricted stock units (RSUs) on 09/30/2025 at a reported price of $71.05 per share-equivalent. The filing states the RSUs will vest in full on 09/30/2026, and each RSU represents a contingent right to one share of common stock. Following the reported acquisition, the filing lists total beneficial ownership of 15,543 shares. The Form 4 was signed by an attorney-in-fact on 10/02/2025.

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Parker P.W., a Director of Synchrony Financial (SYF), reported acquiring 775 restricted stock units on 09/30/2025. The report shows an acquisition price of $71.05 and indicates 32,100 shares beneficially owned following the transaction, held directly. The filing explains these are restricted stock units that will vest in full on 09/30/2026, with each unit representing a contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney in fact on 10/02/2025.

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Zane Ellen M, a Director of Synchrony Financial (SYF), reported an acquisition on 09/30/2025 of 775 restricted stock units (RSUs) at a reported price of $71.05 per share. Following the transaction, the reporting person beneficially owns 29,854 shares of Synchrony common stock in a direct ownership form. The filing uses Code V, and the RSUs are disclosed to vest in full on 09/30/2026, with each RSU representing a contingent right to one share. The Form 4 signature is executed by an attorney-in-fact on 10/02/2025.

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Arthur W. Coviello Jr., a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 in which 775 shares were acquired at $71.05 per share, bringing his total beneficial ownership to 50,169 shares. The filing states these are restricted stock units that will vest in full on 09/30/2026, and each unit represents a contingent right to one share of common stock. The Form 4 was signed by an attorney-in-fact on 10/02/2025. The filing identifies the acquisition as direct ownership and does not disclose any derivative positions or additional terms beyond the vesting date.

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Fernando Aguirre, a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 showing the vesting/acquisition of 775 shares of Synchrony common stock at a reported price of $71.05. Following the transaction, Mr. Aguirre beneficially owns 27,887 shares directly and indirectly, including 15,300 shares held indirectly by family trusts. The filing explains these 775 shares represent restricted stock units that will vest in full on 09/30/2026, and each unit converts to one share when vested. The Form 4 was signed by an attorney-in-fact on 10/02/2025.

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Synchrony Financial director Richie Laurel reported on Form 4 that he acquired 775 shares of Synchrony common stock on 09/30/2025 at a reported price of $71.05 per share. After the transaction he beneficially owns 48,965 shares directly. The filing clarifies the acquisition represents restricted stock units that will vest in full on 09/30/2026, with each unit converting into one share when vested. The Form 4 was signed by an attorney-in-fact and does not disclose any derivative transactions or changes to other holdings.

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Synchrony Financial (SYF) insider filing: Bart Schaller, listed as EVP, CEO--Digital, reported the acquisition on 08/15/2025 of 176 dividend equivalent units tied to restricted stock units at an economic value of $71.49 each. These dividend equivalent units vest and settle on the same terms as the underlying restricted stock units and are economically equivalent to one share of common stock each. After this accrual, the report shows 41,945 shares beneficially owned. The form was signed by an attorney-in-fact on 08/19/2025.

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Curtis Howse, listed as an Officer of Synchrony Financial (SYF), reported an acquisition of 108,271 dividend equivalent units on 08/15/2025. The form states these units represent dividend equivalents on restricted stock units and vest and settle on the same terms as the underlying RSUs. Each dividend equivalent unit is economically equivalent to one share of Synchrony common stock. The reported per-unit value for the accrued dividend equivalents is $71.49. The filing was executed by attorney-in-fact Danielle Do on 08/19/2025.

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FAQ

What is the current stock price of Synchrony Financial (SYF)?

The current stock price of Synchrony Financial (SYF) is $70.99 as of October 9, 2025.

What is the market cap of Synchrony Financial (SYF)?

The market cap of Synchrony Financial (SYF) is approximately 26.4B.
Synchrony Financial

NYSE:SYF

SYF Rankings

SYF Stock Data

26.40B
370.91M
0.3%
104.93%
4.08%
Credit Services
Finance Services
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United States
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