Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit-card loss tables, CECL roll-forwards, and securitization trust cash-flow waterfalls make Synchrony Financial’s disclosures anything but light reading. If you’ve ever spent hours hunting for partner-level receivables data or combing Form 4s to see when executives buy shares, you know the challenge. That’s why this page brings every Synchrony Financial SEC filing explained simply and in one place.
Our AI scans each incoming document from EDGAR in real time, distilling the 300-plus pages of a Synchrony Financial annual report 10-K simplified down to the key shifts in net-charge-offs, funding costs, and capital ratios. Need the latest Synchrony Financial quarterly earnings report 10-Q filing? It’s here within minutes, paired with concise trend commentary. Curious about executive pay? Open the Synchrony Financial proxy statement executive compensation and jump straight to CEO incentive metrics. Monitoring insider activity is equally direct: receive alerts for every Synchrony Financial Form 4 insider transactions real-time so you never miss a trade.
Beyond the big three filings, you’ll also find immediate access to Synchrony Financial 8-K material events explained—from new retail-partner agreements to changes in loss-reserve forecasts. Our coverage extends to all Synchrony Financial insider trading Form 4 transactions, shelf-registration S-3s, and capital-return authorisations. Each document comes with an AI-powered synopsis, practical use-case tags (liquidity, partner concentration, credit trends), and cross-links to historical data. Whether you’re analysing allowance movements, comparing segment margins, or simply trying to understand Synchrony’s risk profile, Stock Titan’s platform answers the questions investors actually ask: “Is management buying stock?”, “How did charge-offs move this quarter?”, and “What triggers appear in the covenant schedules?”. Explore, filter, and export—understanding Synchrony Financial SEC documents with AI has never been easier. Unlock deeper insights today with our Synchrony Financial earnings report filing analysis and stay ahead of every Synchrony Financial executive stock transactions Form 4 update.
Synchrony Financial filed a current report announcing that it is providing investors with updated credit quality information. The company is furnishing, as Exhibit 99.1, its Monthly Charge-Off and Delinquency Statistics for each of the thirteen months ended November 30, 2025, giving a view of recent trends in loan performance and customer payment behavior.
Synchrony states that it plans to continue furnishing these statistics every month. For the final month of each calendar quarter, the data will be released at the same time as the company’s quarterly financial results, helping readers see how credit metrics and overall performance align. The company also clarifies that this information is being “furnished” under a disclosure item rather than “filed,” which affects how it is treated under securities law.
Synchrony Financial (SYF) reported an insider equity accrual for its EVP and CFO on a Form 4. On 11/17/2025, the officer received 294 dividend equivalent units tied to restricted stock units, reflecting dividends paid on the underlying common shares at a reference price of $70.47 per unit. These dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units, and each unit is economically equal to one share of Synchrony Financial common stock.
After this transaction, the reporting person beneficially owned 69,170 common shares or related units on a direct basis.
Synchrony Financial filed a Form 4 reporting a routine equity-related transaction by an officer who serves as SVP, Chief Accounting Officer and Controller. On 11/17/2025, the officer received 61 dividend equivalent units at a value of $70.47 per unit, credited as dividends on common shares underlying restricted stock units. After this transaction, the officer beneficially owned 17,935 non-derivative securities directly. The dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units, and each unit is the economic equivalent of one share of Synchrony Financial common stock.
Synchrony Financial (SYF)November 17, 2025, the director received 15 dividend equivalent units tied to previously granted restricted stock units, at a reference price of $70.47 per unit. These dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units, and each unit is the economic equivalent of one share of Synchrony Financial common stock. Following this transaction, the director beneficially owns 32,115 common shares on a direct basis.
Synchrony Financial (SYF) executive reports dividend-related equity awards. On 11/17/2025, an officer serving as EVP, CEO–Health & Wellness reported receiving 213 dividend equivalent units at a reference price of
The filing also shows acquisition of 0.78 phantom stock units under the Synchrony Financial Deferred Compensation Plan, increasing total phantom stock units beneficially owned to 184.13. Both the dividend equivalent units and phantom stock units are described as economically equivalent to shares of Synchrony common stock, with the phantom units to be settled in cash six months after the officer’s separation from service, in line with plan terms.
Synchrony Financial director reports small increase in equity holdings. A company director of Synchrony Financial (SYF) filed a Form 4 detailing an automatic accrual of dividend equivalent units on November 17, 2025. The filing shows the acquisition of 15 dividend equivalent units at a reference price of $70.47 per unit, linked to previously granted restricted stock units. After this transaction, the reporting person beneficially owns 15,558 SYF shares or equivalents in direct ownership. These dividend equivalent units are economically equal to shares of common stock and will vest and settle on the same schedule and terms as the related restricted stock units.
Synchrony Financial director reported a routine equity-related transaction involving dividend equivalent units tied to restricted stock units. On November 17, 2025, the reporting person accrued 15 dividend equivalent units based on dividends paid on the common shares underlying existing restricted stock units at a referenced value of $70.47 per unit. Each unit is the economic equivalent of one share of Synchrony Financial common stock and will vest, settle, and expire on the same terms as the related restricted stock units.
Following this accrual, the reporting person beneficially owned 27,902 shares of Synchrony Financial common stock directly and 15,300 shares indirectly through family trusts. This reflects ongoing alignment of the director’s interests with shareholders through equity-based compensation rather than a discretionary open-market trade.
Synchrony Financial director Form 4 shows a small equity accrual. A company director reported acquiring 15 dividend equivalent units on 11/17/2025 at a price of $70.47 per unit. These units were credited as dividends on common shares underlying existing restricted stock units.
Following this transaction, the reporting person beneficially owns 29,869 Synchrony Financial common shares on a direct basis. Each dividend equivalent unit is the economic equivalent of one common share and will vest and settle on the same schedule and terms as the related restricted stock units.
Synchrony Financial (SYF) reported an insider equity accrual, as an executive officer acquired 213 dividend equivalent units on 11/17/2025 tied to existing restricted stock units. These units reflect dividends paid on the common shares underlying those awards and are economically equivalent to one share of Synchrony common stock each.
After this transaction, the reporting executive directly beneficially owned 108,484 common shares. The dividend equivalent units will vest and settle on the same schedule and terms as the related restricted stock units. The officer’s title is listed as EVP, CEO--Home & Auto.
Synchrony Financial (SYF)130 dividend equivalent units at $70.47 each. These units were accrued as dividends on the common shares underlying previously granted restricted stock units and deferred stock units under the company’s Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. After this transaction, the director beneficially owned 49,095 Synchrony Financial common shares in total.
FAQ
What is the current stock price of Synchrony Financial (SYF)?
What is the market cap of Synchrony Financial (SYF)?
