Synchrony Financial (SYF) director receives 789 restricted stock units as equity grant

Rhea-AI Filing Summary

Zane Ellen M reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Ellen M. Zane received an equity award of 789 restricted stock units on June 30, 2026. The RSUs are valued at $76.05 per share and represent a contingent right to receive an equal number of Synchrony Financial common shares.

The restricted stock units will vest in full on June 30, 2027, assuming applicable conditions are met. Following this grant, Zane holds a total of 32,229 shares directly. This is a routine, compensation-related equity award rather than an open-market purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Zane Ellen M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	789	$76.05	$60K

Holdings After Transaction: Common Stock — 32,229 shares (Direct)

Footnotes (1)

1. [object Object]

Key Figures

RSUs granted: 789 units Grant price per share: $76.05 per share Shares held after grant: 32,229 shares +1 more

4 metrics

RSUs granted 789 units Restricted stock units granted on June 30, 2026

Grant price per share $76.05 per share Value used for the RSU award

Shares held after grant 32,229 shares Total direct holdings following the transaction

Vesting date June 30, 2027 RSUs vest in full on this date

Key Terms

restricted stock units, contingent right, Common Stock, Grant, award, or other acquisition

4 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on June 30, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share"

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

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Available on EDGAR 07/02/2026 - 04:09 PM Accepted by SEC EDGAR 07/02/2026 - 04:08 PM Learn about SEC filing dates

FAQ

What did Synchrony Financial (SYF) director Ellen M. Zane report on this Form 4?

Ellen M. Zane reported receiving 789 restricted stock units of Synchrony Financial common stock. This is a compensation-related equity award, not an open-market trade, and reflects additional stock-based incentives granted to her as a director.

How many Synchrony Financial (SYF) shares did Ellen M. Zane hold after this award?

After the award, Ellen M. Zane held 32,229 shares of Synchrony Financial common stock directly. This total includes the impact of the newly granted 789 restricted stock units reported in the Form 4 filing.

What is the value per share of the restricted stock units granted to SYF director Ellen M. Zane?

The 789 restricted stock units were granted at $76.05 per share. This figure represents the grant price used for the equity award and helps indicate the notional value of the compensation at the time of grant.

When do Ellen M. Zane’s restricted stock units in Synchrony Financial (SYF) vest?

The restricted stock units granted to Ellen M. Zane vest in full on June 30, 2027. Once vested, each unit converts into one share of Synchrony Financial common stock, assuming all applicable vesting conditions are satisfied.

Are Ellen M. Zane’s reported Synchrony Financial (SYF) transactions open-market buys or sells?

The reported transaction is not an open-market buy or sell. It is a Form 4 code A grant, meaning a compensation-related acquisition of 789 restricted stock units rather than a discretionary market trade in Synchrony Financial shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zane Ellen M

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O SYNCHRONY FINANCIAL

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026(1)		A		789	A	$76.05	32,229	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do as attorney in fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)