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Synchrony Financial (NYSE: SYF) director receives 789 restricted stock units grant

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

GUTHRIE ROY A reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Roy A. Guthrie reported an equity award and updated holdings. On June 30, 2026, he received a grant of 789 restricted stock units of common stock at $76.05 per unit. These units will vest in full on June 30, 2027, and each unit represents a contingent right to receive one share of common stock.

Following this grant, Guthrie directly holds 40,704 shares of Synchrony Financial common stock. The filing also notes that 34,106 shares are held by Guthrie 2012 Investments LP, where he serves as Investment Manager and disclaims beneficial ownership except to the extent of his direct pecuniary interest.

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Insider GUTHRIE ROY A
Role null
Type Security Shares Price Value
Grant/Award Common Stock 789 $76.05 $60K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 40,704 shares (Direct, null); Common Stock — 34,106 shares (Indirect, See footnote)
Footnotes (1)
  1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock. Mr. Guthrie is the Investment Manager of Guthrie 2012 Investments LP, which owns 34,106 shares of common stock. Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein.
RSU grant size 789 units Restricted stock units granted on June 30, 2026
Grant price per unit $76.05 per unit Reported transaction price for RSU grant
Direct shares after grant 40,704 shares Common stock directly held following the award
Indirect LP shares 34,106 shares Held by Guthrie 2012 Investments LP with ownership disclaimer
RSU vesting date June 30, 2027 Date when all 789 restricted stock units vest
restricted stock units financial
"Represents restricted stock units that will vest in full on June 30, 2027."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
contingent right financial
"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."
beneficial ownership financial
"Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein."
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
pecuniary interest financial
"disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein."
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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
GUTHRIE ROY A
(Last)(First)(Middle)
C/O SYNCHRONY FINANCIAL
777 LONG RIDGE ROAD
(Street)
STAMFORD CONNECTICUT 06902
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/30/2026(1)A789A$76.0540,704D
Common Stock34,106ISee footnote(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.
2. Mr. Guthrie is the Investment Manager of Guthrie 2012 Investments LP, which owns 34,106 shares of common stock. Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein.
Remarks:
/s/ Danielle Do, as attorney in fact07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Roy A. Guthrie report at Synchrony Financial (SYF)?

Roy A. Guthrie reported receiving a grant of 789 restricted stock units of Synchrony Financial common stock. The grant is coded as an award acquisition and reflects equity compensation rather than an open-market stock purchase or sale.

When do Roy A. Guthrie’s new restricted stock units in Synchrony Financial vest?

The 789 restricted stock units granted to Roy A. Guthrie vest in full on June 30, 2027. Once vested, each unit gives him one share of Synchrony Financial common stock, assuming continued eligibility through the vesting date.

How many Synchrony Financial shares does Roy A. Guthrie hold directly after this Form 4?

After the reported grant, Roy A. Guthrie directly holds 40,704 shares of Synchrony Financial common stock. This figure reflects his direct ownership following the award of 789 restricted stock units reported in the Form 4 filing.

What is Guthrie 2012 Investments LP’s role in Roy A. Guthrie’s Synchrony Financial holdings?

Guthrie 2012 Investments LP holds 34,106 Synchrony Financial shares. Roy A. Guthrie is the Investment Manager of this partnership and disclaims beneficial ownership of those shares, except to the extent of his direct pecuniary interest in the entity.

Is Roy A. Guthrie’s Form 4 transaction in Synchrony Financial a market buy or sell?

The Form 4 shows a grant of 789 restricted stock units classified as a grant or award acquisition, not an open-market purchase or sale. It reflects stock-based compensation rather than a voluntary transaction in the public market.

What does each restricted stock unit reported by Roy A. Guthrie represent?

Each restricted stock unit reported by Roy A. Guthrie represents a contingent right to receive one share of Synchrony Financial common stock. This right becomes actual share ownership only after the units vest on June 30, 2027.