Tectonic Financial redeems Series B preferred shares

Tectonic Financial, Inc. reported that on February 17, 2026 it completed the previously announced redemption of all 1,725,000 shares of its Series B Preferred Stock.

Accepted by SEC EDGAR 02/19/2026 - 11:01 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Tectonic Financial, Inc. reported that on February 17, 2026 it completed the previously announced redemption of all 1,725,000 shares of its Series B Preferred Stock. On the same date, its wholly owned subsidiary T Bancshares, Inc. also redeemed its outstanding 7.125% Fixed-to-Floating Rate Subordinated Notes due July 30, 2027 and March 31, 2028. This removes these preferred equity and subordinated note securities from circulation as separate instruments.

Insights

Bank capital structure analyst

Tectonic retires a preferred stock issue and two subordinated note series.

Tectonic Financial has fully redeemed its Series B Preferred Stock and two series of 7.125% Fixed-to-Floating subordinated notes through its subsidiary T Bancshares. This consolidates the capital stack by eliminating one preferred layer and specific dated subordinated debt.

The filing does not state redemption amounts or funding sources, so direct balance sheet effects cannot be quantified here. However, removing these securities ends associated dividend and interest obligations tied specifically to the redeemed Series B shares and the 2027 and 2028 subordinated notes.

Future company filings for periods after February 17, 2026 should reflect the absence of these instruments in the capital and liability structure, and may provide more detail on any replacement funding or capital actions associated with these redemptions.

8-K Event Classification

Item 8.01 — Other Events

1 item

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What capital actions did Tectonic Financial (TECTP) disclose in this 8-K?

Tectonic Financial disclosed completion of two redemptions on February 17, 2026. It redeemed all 1,725,000 outstanding Series B Preferred shares and, through T Bancshares, redeemed its 7.125% Fixed-to-Floating subordinated notes due 2027 and 2028.

How many Tectonic Financial Series B Preferred shares were redeemed?

Tectonic Financial redeemed all 1,725,000 outstanding shares of its Series B Preferred Stock. This fully removes that preferred stock series from the company’s capital structure as a separate security after the February 17, 2026 redemption date.

Which subordinated notes did T Bancshares, Inc. redeem for Tectonic Financial?

T Bancshares, Inc., a wholly owned subsidiary of Tectonic Financial, redeemed its 7.125% Fixed-to-Floating Rate Subordinated Notes due July 30, 2027 and its 7.125% Fixed-to-Floating Rate Subordinated Notes due March 31, 2028 on February 17, 2026.

Does this Tectonic Financial 8-K specify interest rates on the redeemed notes?

Yes. The 8-K identifies both redeemed subordinated note series as bearing a 7.125% fixed-to-floating rate. One series was due July 30, 2027, and the other was due March 31, 2028, both redeemed on February 17, 2026.

Are the Series B Preferred Stock and subordinated notes still outstanding for Tectonic Financial?

No. The company states it completed redemption of all 1,725,000 Series B Preferred shares and that T Bancshares redeemed both 7.125% Fixed-to-Floating subordinated note series. These securities are no longer outstanding as separate instruments after February 17, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 19, 2026 (February 17, 2026)

Tectonic Financial, Inc.

(Exact name of registrant as specified in its charter)

Texas		001-38910		82-0764846
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

16200 Dallas Parkway, Suite 190
Dallas, Texas 75248

(Address of principal executive offices) (Zip Code)

(972) 720-9000

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Series B preferred stock, par value $0.01 per share		TECTP		The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On February 17, 2026 Tectonic Financial, Inc. (the “Company”) completed the previously announced redemption of all 1,725,000 of its outstanding shares of Series B Preferred Stock. Also on February 17, 2026, T Bancshares, Inc., a wholly-owned subsidiary of the Company, completed the previously announced redemption of its 7.125% Fixed-to-Floating Rate Subordinated Notes due July 30, 2027 and 7.125% Fixed-to-Floating Rate Subordinated Notes due March 31, 2028.

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	TECTONIC FINANCIAL, INC.
Date: February 19, 2026	By:	/s/ A. Haag Sherman
	Name:	A. Haag Sherman
	Title:	Chief Executive Officer

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Filing Exhibits & Attachments

3 documents

Other Documents

• EX-101 XBRL SCHEMA FILE 3.0 KB
• EX-101 XBRL LABEL FILE 33.4 KB
• EX-101 XBRL PRESENTATION FILE 21.8 KB