Tectonic Financial (TECTP) CFO reports 2,500 Series B preferred shares redeemed

Rhea-AI Filing Summary

Tectonic Financial, Inc. reported a Form 4 transaction for its Chief Financial Officer, Michelle Kay Baird, involving Series B Non-Cumulative Perpetual Preferred Stock. On this date, 2,500 shares at $10.00 per share were affected when the securities were called for redemption by the issuer. Following this redemption, the filing shows the officer holding 0 shares of this security directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Baird Michelle Kay

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Other	Series B Non-Cumulative Perpetual Preferred Stock	2,500	$10.00	$25K

Holdings After Transaction: Series B Non-Cumulative Perpetual Preferred Stock — 0 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baird Michelle Kay

(Last) (First) (Middle)

16200 DALLAS PARKWAY

SUITE 190

(Street)

DALLAS TX 75248

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Tectonic Financial, Inc. [ TECTP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Series B Non-Cumulative Perpetual Preferred Stock	02/17/2026		J(1)		2,500	D	$10	0	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported securities were called for redemption by the issuer.

	/s/ Michelle Kay Baird	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Tectonic Financial (TECTP) disclose for its CFO?

Tectonic Financial disclosed a Form 4 for CFO Michelle Kay Baird showing 2,500 shares of Series B Non-Cumulative Perpetual Preferred Stock affected. The securities were called for redemption by the issuer, leaving the officer with zero shares of this preferred stock.

How many TECTP Series B preferred shares were involved in the CFO’s Form 4?

The Form 4 reports 2,500 shares of Series B Non-Cumulative Perpetual Preferred Stock. These shares were subject to an issuer redemption at a reported price of $10.00 per share, and the filing shows zero shares owned directly after the transaction.

What price per share is shown in the Tectonic Financial (TECTP) Form 4 transaction?

The Form 4 lists a transaction price of $10.00 per share for the Series B Non-Cumulative Perpetual Preferred Stock. This price applies to the 2,500 shares that were called for redemption by the issuer, as disclosed in the filing’s footnote.

Did the TECTP CFO retain any Series B preferred shares after the reported transaction?

According to the Form 4, the total shares of Series B Non-Cumulative Perpetual Preferred Stock owned directly after the transaction is zero. The filing explains that the reported securities were called for redemption by the issuer, eliminating the CFO’s direct holdings.

What does “called for redemption” mean in the Tectonic Financial (TECTP) Form 4?

“Called for redemption” indicates the issuer required the return of the reported preferred shares under the security’s terms. In this filing, Tectonic Financial called 2,500 Series B Non-Cumulative Perpetual Preferred Stock shares for redemption, resulting in zero shares remaining in the officer’s direct ownership.

What transaction code appears in the Tectonic Financial (TECTP) Form 4 for the CFO?

The Form 4 uses transaction code J, described as “Other acquisition or disposition.” This code applies to the 2,500 Series B preferred shares that were called for redemption by the issuer, rather than a standard open-market purchase or sale.