Tectonic Financial (TECTP) director logs stock sales, spin-off swap

Rhea-AI Filing Summary

Tectonic Financial director Thomas R. Sanders reported stock transactions dated January 5, 2026. One transaction reflects a disposal of common stock in connection with the issuer's spin-off of Tectonic Advisors, LLC, where he exchanged issuer shares for an equal number of Tectonic Advisors units valued at $23.78 per share.

In a separate transaction, he sold 2,000 shares of common stock at $5.70 per share, corresponding to options he had granted in 2017 that allowed certain individuals to purchase shares from him at that exercise price. Following these transactions, Sanders directly beneficially owns 42,620 shares of Tectonic Financial common stock.

Insider Trade Summary

Net Seller: 172,480 shares ($4,065,414)

Net Sell 2 txns

Insider Sanders Thomas R

Role Director

Sold 172,480 shs ($4.07M)

Type	Security	Shares	Price	Value
Sale	Common Stock	170,480	$23.78	$4.05M
Sale	Common Stock	2,000	$5.70	$11K

Holdings After Transaction: Common Stock — 44,620 shares (Direct)

Footnotes (1)

1. On January 5, 2026, in connection with the Issuer's spin-off of Tectonic Advisors, LLC, the Reporting Person disposed of 170,840 shares of the Issuer in exchange for 170,840 shares of Tectonic Advisors, LLC, valued at $23.78 per share. On or about May 15, 2017, Mr. Sanders granted options to certain individuals to purchase from Mr. Sanders up to 2,000 shares of common stock of the Issuer at an exercise price of $5.70. The sale price of the common stock reflects the exercise price of such options.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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X

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sanders Thomas R

(Last) (First) (Middle)

16200 DALLAS PARKWAY, SUITE 190

(Street)

DALLAS TX 75248

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Tectonic Financial, Inc. [ TECTP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/05/2026		S		170,480	D	$23.78(1)	44,620	D
Common Stock	01/05/2026		S		2,000	D	$5.7(2)	42,620	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On January 5, 2026, in connection with the Issuer's spin-off of Tectonic Advisors, LLC, the Reporting Person disposed of 170,840 shares of the Issuer in exchange for 170,840 shares of Tectonic Advisors, LLC, valued at $23.78 per share.

2. On or about May 15, 2017, Mr. Sanders granted options to certain individuals to purchase from Mr. Sanders up to 2,000 shares of common stock of the Issuer at an exercise price of $5.70. The sale price of the common stock reflects the exercise price of such options.

	/s/ Michelle Kay Baird as Attorney-In-Fact for Thomas R. Sanders	01/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Tectonic Financial (TECTP) report for Thomas R. Sanders?

The filing shows that director Thomas R. Sanders reported stock transactions on January 5, 2026, including a disposal of common shares tied to the spin-off of Tectonic Advisors, LLC and a separate sale of 2,000 common shares.

How is the Tectonic Advisors, LLC spin-off related to the Sanders Form 4?

The Form 4 explains that on January 5, 2026, Sanders disposed of issuer common stock in connection with the spin-off of Tectonic Advisors, LLC, exchanging issuer shares for an equal number of Tectonic Advisors, LLC shares valued at $23.78 per share.

How many Tectonic Financial shares did Thomas R. Sanders sell at $5.70?

Sanders reported the sale of 2,000 shares of Tectonic Financial common stock at $5.70 per share, reflecting the exercise price of options he had granted in May 2017 to certain individuals.

What is Thomas R. Sanders’ Tectonic Financial share ownership after these transactions?

After the reported transactions, Thomas R. Sanders directly beneficially owns 42,620 shares of Tectonic Financial, Inc. common stock.

What do the 2017 options referenced in the Tectonic Financial Form 4 represent?

The footnote states that on or about May 15, 2017, Sanders granted options to certain individuals to purchase from him up to 2,000 shares of Tectonic Financial common stock at an exercise price of $5.70, and the reported sale price reflects that exercise price.

What is Thomas R. Sanders’ role at Tectonic Financial, Inc.?

The filing identifies Thomas R. Sanders as a director of Tectonic Financial, Inc. and indicates that the Form 4 is filed by one reporting person.