TFS Financial (TFSL) director reports 5,100-share RSU vesting

Rhea-AI Filing Summary

A director of TFS Financial Corp reported the vesting of previously granted restricted stock units, resulting in the acquisition of 5,100 shares of common stock on December 10, 2025 at a price of $0. After this transaction, the director directly owns 75,900 common shares.

The 5,100 restricted stock units were originally granted on December 19, 2024 and fully vested on December 10, 2025. Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock and carries dividend equivalent rights in the form of cash payments equal to any cash dividends paid per share of common stock.

Insider Trade Summary

5,100 shares exercised/converted

Mixed 2 txns

Insider Fiala Robert A

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	5,100	$0.00	--
Exercise	Common Stock	5,100	$0.00	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 75,900 shares (Direct)

Footnotes (1)

1. These common shares were acquired upon the vesting and settlement of certain restricted stock units (RSUs). Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock. On December 19, 2024, the reporting person received a grant of 5,100 Restricted Stock Units ("RSUs") which fully vest on December 10, 2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fiala Robert A

(Last) (First) (Middle)

7007 BROADWAY AVENUE

(Street)

CLEVELAND OH 44105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TFS Financial CORP [ TFSL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/10/2025		M		5,100(1)	A	$0	75,900	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	12/10/2025		M			5,100	(3)	(3)	Common Stock	5,100	$0	0	D

Explanation of Responses:

1. These common shares were acquired upon the vesting and settlement of certain restricted stock units (RSUs).

2. Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.

3. On December 19, 2024, the reporting person received a grant of 5,100 Restricted Stock Units ("RSUs") which fully vest on December 10, 2025.

Remarks:

	/s/ Susanne N. Miller, Pursuant to Power of Attorney	12/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did TFS Financial (TFSL) report on December 10, 2025?

On December 10, 2025, a director of TFS Financial Corp acquired 5,100 shares of common stock when restricted stock units vested and settled. The shares were reported at a price of $0.

How many TFS Financial (TFSL) shares does the director own after the RSU vesting?

Following the reported transaction, the director directly owns 75,900 shares of TFS Financial common stock, as shown in the beneficial ownership column.

What are the key terms of the restricted stock units (RSUs) involved for TFS Financial (TFSL)?

Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. The RSUs also carry dividend equivalent rights in the form of cash payments equal to any cash dividend paid per share of common stock.

When were the TFS Financial (TFSL) RSUs granted and when did they fully vest?

The reporting person received a grant of 5,100 restricted stock units on December 19, 2024. According to the disclosure, these RSUs fully vested on December 10, 2025.

Are any restricted stock units remaining for the TFS Financial (TFSL) director after this transaction?

No derivative securities remain from this grant after the vesting. The table shows 0 restricted stock units beneficially owned following the reported transaction, with 5,100 underlying common shares delivered.