STOCK TITAN

Tompkins Financial (TMP) executive exercises SARs, withholds shares for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Diane D. Torcello, EVP & President, Tompkins WNY at Tompkins Financial Corp, exercised 250 Stock Appreciation Rights into 250 shares of Common Stock on 2026-07-27 at an exercise price of $76.9000 per share.

To cover option costs and taxes, 214 shares of Common Stock were withheld at $99.6800 per share. After these transactions, 1,865.0983 shares of Common Stock are reported as held indirectly "By ESOP."

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Insider Torcello Diane D
Role EVP & President, Tompkins WNY
Type Security Shares Price Value
Exercise Stock Appreciation Rights (SAR) F2 250 $0.00 $0.00
Exercise Common Stock 250 $76.90 $19K
Tax Withholding Common Stock F1 214 $99.68 $21K
holding Common Stock -- -- --
Holdings After Transaction: Stock Appreciation Rights (SAR) — 0 shares (Direct); Common Stock — 7,347.693 shares (Direct); Common Stock — 1,865.0983 shares (Indirect, By ESOP)
Footnotes (2)
  1. F1. Shares withheld for option costs and taxes.
  2. F2. Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan. SARs have a five-year vesting schedule, with 0% vesting in year one and 25% vesting in years two through five. When exercised, the SARs will be settled in Common Stock of the Company. The grant will expire ten years from the date of the grant.
SARs exercised 250 shares Stock Appreciation Rights exercised on 2026-07-27
Exercise price $76.9000 per share Exercise price for 250 Stock Appreciation Rights
Shares from exercise 250 shares Common Stock acquired upon SAR exercise on 2026-07-27
Shares withheld for taxes 214 shares Common Stock withheld at $99.6800 per share for option costs and taxes
ESOP holdings after transactions 1,865.0983 shares Indirect Common Stock ownership "By ESOP" following reported transactions
Stock Appreciation Rights (SAR) financial
"Stock Appreciation Rights (SARs) were granted pursuant to the 2009 Equity Plan."
Tompkins Financial Corporation 2009 Equity Plan financial
"SARs were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan."
vesting schedule financial
"SARs have a five-year vesting schedule, with 0% vesting in year one."
A vesting schedule is a timeline that determines when someone gains full ownership of certain benefits, such as company stock or retirement contributions. Think of it like earning the right to own a gift gradually over time, rather than receiving it all at once. It matters to investors because it affects when they can fully access or sell these benefits, influencing their financial planning and decision-making.
ESOP financial
"Common Stock total shares following transaction reported as indirect ownership "By ESOP"."
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Diane D. Torcello report for TMP?

Diane D. Torcello reported exercising 250 Stock Appreciation Rights into 250 shares of Tompkins Financial (TMP) Common Stock on 2026-07-27 at an exercise price of $76.9000 per share. The transaction is reported as a derivative exercise/conversion (code M) on a Form 4.

How many TMP shares were withheld for taxes in this Form 4 filing?

The Form 4 shows that 214 shares of TMP Common Stock were withheld at $99.6800 per share to cover option costs and tax liabilities. This withholding is reported with transaction code F and is described in the footnote as shares withheld for option costs and taxes.

What ESOP holdings are reported for TMP in this Form 4?

After the reported transactions, the filing lists 1,865.0983 shares of Tompkins Financial (TMP) Common Stock held indirectly "By ESOP." This reflects an indirect ownership position through an employee stock ownership plan, separate from directly held shares involved in the exercise and withholding events.

Were the TMP Form 4 transactions reported under a Rule 10b5-1 trading plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not marked, and there is no footnote stating the transactions were made under a trading plan. Based on the filing data provided, these transactions are not affirmatively reported as executed under a Rule 10b5-1 plan.

What equity plan governs the SARs exercised in the TMP Form 4?

The exercised Stock Appreciation Rights were granted under the Tompkins Financial Corporation 2009 Equity Plan. Footnotes explain that these SARs have a five-year vesting schedule, with 0% vesting in year one and 25% vesting in years two through five, and are settled in Common Stock when exercised.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Torcello Diane D

(Last)(First)(Middle)
PO BOX 460

(Street)
ITHACA NEW YORK 14851

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TOMPKINS FINANCIAL CORP [ TMP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & President, Tompkins WNY
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/27/2026M250A$76.97,561.693D
Common Stock07/27/2026F214(1)D$99.687,347.693D
Common Stock1,865.0983IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Appreciation Rights (SAR)$76.907/27/2026M250 (2)11/09/2026Common Stock250$00D
Explanation of Responses:
1. Shares withheld for option costs and taxes.
2. Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan. SARs have a five-year vesting schedule, with 0% vesting in year one and 25% vesting in years two through five. When exercised, the SARs will be settled in Common Stock of the Company. The grant will expire ten years from the date of the grant.
/s/ Diane D. Torcello07/28/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)