TRST insider Form 4 details 9,934 new RSUs and vesting terms

Rhea-AI Filing Summary

TrustCo Bank Corp NY (TRST) filed a Form 4 reporting equity awards and holdings for its Chairman, President & CEO and Director. On 11/18/2025, the insider received 9,934 restricted stock units (RSUs), each representing a contingent right to one share of common stock upon vesting. These RSUs vest in three equal annual installments beginning on November 18, 2026, and will be settled in shares of common stock.

The filing also lists previously granted RSUs covering 8,367 shares of common stock that vest in three equal annual installments beginning on November 21, 2024, and RSUs covering 10,448 shares vesting in three equal annual installments beginning on November 19, 2025. A remark notes that additional shares have been acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCCORMICK ROBERT J

(Last) (First) (Middle)

C/O TRUSTCO BANK CORP NY

5 SARNOWSKI DRIVE

(Street)

GLENVILLE NY 12302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHAIRMAN, PRESIDENT & CEO

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RESTRICTED STOCK UNIT	(1)	11/18/2025		A		9,934		(2)	(2)	COMMON STOCK	9,934	$0	9,934	D
RESTRICTED STOCK UNIT	(1)							(3)	(3)	COMMON STOCK	8,367		8,367	D
RESTRICTED STOCK UNIT	(1)							(4)	(4)	COMMON STOCK	10,448		10,448	D

Explanation of Responses:

1. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting.

2. The RSU's vest in three equal annual installments beginning on November 18, 2026. Settlement of the restricted stock units will be made in shares of common stock.

3. The RSU's vest in three equal annual installments beginning on November 21, 2024, the first anniversary of the date of the grant.

4. The RSU's vest in three equal annual installments beginning on November 19, 2025, the first anniversary of the date of the grant.

Remarks:

ADDITIONAL SHARES ACQUIRED BY REPORTING PERSON'S PARTICIPATION IN DIVIDEND REINVESTMENT AND/OR EMPLOYEE BENEFIT PLAN WITH DIVIDENT REINVESTMENT FEATURE.

	/S/ MICHAEL M OZIMEK, BY POWER OF ATTORNEY	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider activity did TrustCo Bank Corp NY (TRST) report on this Form 4?

The Form 4 reports that TrustCo Bank Corp NY's Chairman, President & CEO and Director received 9,934 restricted stock units (RSUs) on 11/18/2025 and discloses his existing RSU holdings.

How many new RSUs were granted to the TRST insider and when do they vest?

The insider was granted 9,934 RSUs that vest in three equal annual installments beginning on November 18, 2026, with settlement in shares of common stock upon vesting.

What other RSU awards for the TRST insider are disclosed in the filing?

The filing shows RSUs covering 8,367 shares that vest in three equal annual installments beginning on November 21, 2024, and RSUs covering 10,448 shares that vest in three equal annual installments beginning on November 19, 2025.

What positions does the reporting person hold at TrustCo Bank Corp NY (TRST)?

The reporting person is identified as a Director and an Officer, with the title Chairman, President & CEO of TrustCo Bank Corp NY.

How will the RSUs reported by TRST be settled when they vest?

Each RSU represents a contingent right to receive one share of common stock, and settlement of the restricted stock units will be made in shares of common stock upon vesting.

Does the TRST insider acquire additional shares through any plans?

Yes. A remark explains that additional shares are acquired through the reporting person's participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

Is the ownership of the derivative securities reported as direct or indirect for TRST?

The RSUs and related derivative securities disclosed in the table are reported with direct (D) ownership by the insider.