Welcome to our dedicated page for Trustco Bk N Y SEC filings (Ticker: TRST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for TrustCo Bank Corp NY (TRST), a Nasdaq-listed savings and loan holding company focused on community banking. As an SEC registrant, TrustCo files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, along with other required documents.
In its periodic reports, TrustCo presents detailed information on net interest income, net interest margin, loan and deposit balances, asset quality, and capital ratios. These filings expand on the themes highlighted in company press releases, such as residential and commercial lending activity, deposit trends, and the performance of its wealth management and financial services operations. Investors can review discussions of credit risk, nonperforming loans, allowance for credit losses, and other risk management topics in these documents.
Current reports on Form 8-K capture material events including quarterly earnings releases, dividend declarations, and stock repurchase program announcements. For example, recent 8-K filings have incorporated press releases about increased quarterly cash dividends and authorizations for share repurchase programs, as well as notices of upcoming earnings releases and related conference calls.
On Stock Titan, TrustCo’s filings are updated in step with new submissions to the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy filings, highlighting items such as changes in capital management, dividend decisions, and notable shifts in loan and deposit metrics. Users can quickly locate 10-K and 10-Q reports for in-depth financial and risk disclosures, as well as 8-K filings that document specific corporate actions. This makes it easier to understand how TrustCo describes its community banking business, capital position, and shareholder return practices in its official regulatory reporting.
TrustCo Bank Corp NY reported an equity-based award to one of its directors on a Form 4. The filing shows a grant of 510 restricted stock units on November 18, 2025.
Each restricted stock unit represents a contingent right to receive a cash payment equal to the fair market value of TrustCo common stock on the vesting date. The units are scheduled to vest in full on November 18, 2026, and settlement will be made in cash rather than shares.
TrustCo Bank Corp NY (TRST) reported a Form 4 showing a director received 510 restricted stock units on 11/18/2025. These are derivative securities that give the holder a contingent right to a cash payment equal to the fair market value of a share of common stock on the vesting date.
The restricted stock units are scheduled to vest in full on November 18, 2026, at which time settlement will be made in cash only rather than in company shares. Following this grant, the reporting person holds 510 derivative securities directly in the form of these restricted stock units.
TrustCo Bank Corp NY announced that its Board of Directors declared a regular quarterly cash dividend of $0.38 per share, which equals $1.52 per share on an annualized basis. The dividend will be paid on January 2, 2026 to shareholders who are on record as of the close of business on December 5, 2025.
This filing simply informs investors of the cash return they can expect from holding the company’s common stock over this period and confirms the timing of the upcoming dividend payment.
TrustCo Bank Corp NY (TRST) executive vice president and chief banking officer reported transactions involving company stock and restricted stock units on 11/15/2025. The insider exercised 877 restricted stock units that settled for cash at a value of $0 per unit for reporting purposes and then disposed of 877 shares of common stock at $40.10 per share. After these transactions, the reporting person directly owned 38,927 shares of common stock and indirectly owned 152 shares through family. The filing also shows derivative holdings of restricted stock units covering 2,215 shares and 3,300 shares, which vest in three equal annual installments beginning on November 21, 2024 and November 19, 2025, respectively.
TrustCo Bank Corp N Y (TRST) executive vice president and chief operating officer reported transactions involving restricted stock units and common stock. On November 15, 2025, 1,226 restricted stock units granted on November 15, 2022 vested and were settled based on the value of one share of common stock, with a matching 1,226-share disposition recorded at $40.10 per share. After these movements, the reporting person directly held 34,057 shares of common stock and indirectly held 1,270 shares through a family account. The report also shows continuing holdings of derivative awards, including 3,199 restricted stock units vesting in equal annual installments beginning November 21, 2024 and 3,850 restricted stock units vesting in equal annual installments beginning November 19, 2025, along with additional shares acquired through dividend reinvestment and employee benefit plans.
TrustCo Bank Corp NY executive Michael Ozimek, Executive Vice President & CFO, reported Form 4 insider transactions in company stock. On 11/15/2025, he acquired 877 shares of common stock through the exercise and cash settlement of restricted stock units at a stated price of $0, then disposed of 877 shares at $40.10 per share. After these transactions, he beneficially owned 28,725 shares of TrustCo common stock. The filing also shows remaining restricted stock units covering 2,215 and 2,750 shares that vest in three equal annual installments beginning on November 21, 2024 and November 19, 2025, respectively. The remarks note additional shares have been acquired over time through dividend reinvestment and an employee benefit plan with a dividend reinvestment feature.
TrustCo Bank Corp NY (TRST) reported an insider equity transaction by its General Counsel & Secretary. On November 15, 2025, 192 restricted stock units were exercised and settled in cash, corresponding to 192 shares of common stock. The common shares were then disposed of in a transaction at $40.10 per share, leaving the officer with 10,372 shares of common stock held directly after the transaction. The filing also notes remaining restricted stock units covering 1,210 and 541 shares of common stock that vest in future years and will be settled in cash. The remarks state that additional shares have been acquired through a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.
TrustCo Bank Corp NY (TRST) Chairman, President and CEO reported equity compensation activity involving restricted stock units and common stock. On November 15, 2025, 3,067 restricted stock units that were awarded on November 15, 2022 vested and were settled in cash, with related entries showing acquisition and disposition of 3,067 shares at a price of $40.10. After these transactions, the reporting person directly owned 297,398 shares of common stock and indirectly owned 89,131 shares through family. The reporting person also continued to hold 8,367 and 10,448 restricted stock units that each represent a right to receive one share of common stock upon vesting in three equal annual installments beginning in November 2024 and November 2025, respectively. The remarks note additional shares acquired through a dividend reinvestment and employee benefit plan.
TrustCo Bank Corp NY reported stronger results for the quarter ended
Total assets were
For the nine months, net income was