Welcome to our dedicated page for TRUSTCO BANK N Y SEC filings (Ticker: TRST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
TrustCo Bank Corp NY filings document its role as a New York savings and loan holding company and parent of Trustco Bank. The company's Exchange Act reports include 8-K disclosures for quarterly results, earnings-release schedules, cash dividend declarations, share repurchase and capital-allocation matters, and management-transition notices.
TrustCo's proxy materials cover annual meeting voting items, director elections, executive compensation, equity incentive plan amendments, auditor ratification, board composition, and corporate governance practices. Its filings also identify the company's common stock listing on the Nasdaq Global Select Market and provide formal exhibits and XBRL cover-page data tied to material events.
TrustCo Bank Corp NY reported stronger results for the quarter ended September 30, 2025. Net income rose to $16.3M from $12.9M a year ago, and diluted EPS increased to $0.86 from $0.68. Net interest income improved to $43.1M from $38.7M as higher loan and short‑term investment yields offset deposit costs. The provision for credit losses was $0.25M, down from $0.5M last year.
Total assets were $6.35B and deposits reached $5.48B at quarter‑end. Loans totaled $5.19B, with an allowance for credit losses of $51.9M. Nonperforming loans were $18.5M, primarily in 1–4 family mortgages and home equity exposures. Noninterest income was $4.69M and noninterest expense was $26.24M, broadly flat year over year.
For the nine months, net income was $45.6M versus $37.6M last year, and diluted EPS was $2.41. The company declared a cash dividend of $0.38 per share during the quarter and continued share repurchases. Common shares outstanding were 18,424,019 as of October 31, 2025.
TrustCo Bank Corp NY furnished an 8‑K announcing it issued a press release with results for the quarter ended September 30, 2025. The press release is attached as Exhibit 99(a).
The company’s common stock trades on the Nasdaq Global Select Market under the symbol TRST. The report date is October 21, 2025.
TrustCo Bank Corp NY filed a current report stating that it issued a press release on October 10, 2025. The release announces that the company will disclose its third quarter 2025 financial results on October 21, 2025 and will hold a conference call to discuss those results on October 22, 2025. The report also notes that the press release is included as Exhibit 99(a).
Michael James Hall, General Counsel & Secretary of TrustCo Bank Corp. N.Y. (TRST), reported insider transactions dated 08/27/2025. The filing shows an option exercise (code M) resulting in 225 shares acquired at an exercise price of $32.15, and a sale (code F) of 184 shares at $39.32. After these transactions the reporting person beneficially owns 10,264 shares. The form notes the option award vested earlier and that some additional shares were obtained through the company’s dividend reinvestment/employee plan. Transactions were reported on a Form 4 filed under Section 16.
TrustCo Bank Corp NY disclosed that its Board of Directors approved an increased quarterly cash dividend of $0.38 per share, which equals $1.52 per share on an annualized basis. This new rate represents a 5.6% increase over the company’s prior dividend, signaling a modest step-up in cash returns to shareholders. The dividend is scheduled to be paid on October 1, 2025 to shareholders who are on record as of the close of business on September 5, 2025. The company also noted that more details are available in a press release, which has been filed as an exhibit.
TrustCo Bank Corp NY reported stronger core results for the quarter ended June 30, 2025, with net income of $15.0 million versus $12.6 million a year earlier and EPS of $0.79 versus $0.66. Net interest income rose to $41.7 million from $37.8 million, and net interest income after provision remained higher at $41.1 million. For the six-month period, net income was $29.3 million and comprehensive income improved to $34.8 million compared with $23.6 million a year earlier.
Balance sheet trends show growth in key franchise metrics: total assets were $6.35 billion, loans (net) were $5.16 billion, and deposits increased to $5.49 billion. The allowance for credit losses on loans totaled $51.3 million. The securities portfolio had gross unrealized losses of $21.3 million (mostly residential MBS), which management attributes to interest-rate-driven valuation changes rather than credit deterioration. Cash and equivalents rose to $713.6 million, and operating cash flow remained positive at $28.3 million for the six months.
TrustCo Bank Corp. N.Y. filed a Form 13F reporting holdings with a total market value of $102,107,831 across 130 reported positions. The report was signed by Pat LaPorta on 08-08-2025. The filing lists one other included manager: TrustCo Bank (Form 13F File No. 028-10307).