Welcome to our dedicated page for TWFG SEC filings (Ticker: TWFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The TWFG, Inc. (NASDAQ: TWFG) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as an insurance distribution business in the financial services sector. TWFG files reports with the U.S. Securities and Exchange Commission that describe its operations as a high-growth, independent distribution platform for personal and commercial insurance in the United States, representing hundreds of carriers that underwrite personal and commercial lines risks.
Investors can review TWFG’s periodic reports, such as Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, to understand its insurance distribution model, agency and managing general agency (MGA) platforms, non-GAAP performance measures, liquidity, and risk factors. These filings often elaborate on topics referenced in press releases, including Organic Revenue, Organic Revenue Growth, Adjusted Net Income, Adjusted Net Income Margin, Adjusted Diluted Earnings Per Share, Adjusted EBITDA, Adjusted EBITDA Margin, and Adjusted Free Cash Flow.
Current Reports on Form 8-K are particularly relevant for tracking material events. For TWFG, recent 8-K filings have furnished press releases announcing quarterly financial and operating results and have disclosed leadership changes, such as the appointment of a President. These filings provide timely context on the company’s performance, capital resources, and corporate governance developments.
On Stock Titan, TWFG’s SEC filings are supplemented with AI-powered summaries that help explain the key points in dense regulatory documents. Users can quickly see what each filing covers, from earnings details and non-GAAP reconciliations to updates on executive roles. The page also facilitates monitoring of ongoing disclosure activity, enabling users to follow TWFG’s reporting history and understand how its insurance distribution business evolves over time.
TWFG, Inc. Chief Financial Officer Janice E. Zwinggi received 12,500 shares of Class A Common Stock in the form of restricted stock units (RSUs). These RSUs were granted under the 2024 Omnibus Incentive Plan and vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to her continued service with the company through each vesting date.
On the same date, 839 shares were withheld at her election to satisfy tax withholding obligations tied to the RSU release, rather than being sold in the open market. After these transactions, she directly holds 65,024 shares of Class A Common Stock.
McGuire Andrew Vincent reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. Chief Underwriting Officer Andrew Vincent McGuire received an equity grant of 4,000 shares of Class A Common Stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. These RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, contingent on his continued service with the company through each vesting date. Following this grant, he holds 4,000 shares directly.
Vijaya Gopal Mohan Babu reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. Chief Technology Officer Vijaya Gopal Mohan Babu received a grant of 3,250 shares of Class A common stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. These RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, contingent on his continued service with the company. Following this award, he directly holds 3,677 shares of Class A common stock.
TWFG, Inc. Chief Operating Officer Katherine C. Nolan received a grant of 12,500 shares of Class A Common Stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to her continued service.
In connection with the release of restricted stock units, 828 shares of Class A Common Stock were withheld at her election to satisfy tax withholding obligations at a price of $18.39 per share. Following these transactions, she directly owns 93,608 shares of Class A Common Stock.
Anderson Jonathan James reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. director Jonathan James Anderson reported an equity compensation grant involving 4,000 restricted stock units (RSUs) tied to the company’s Class A Common Stock. The RSUs were granted in his capacity as a director and will vest in full on the first anniversary of the grant date, contingent on his continued board service. Following this award, he holds 10,117 shares of Class A Common Stock directly.
DOAK MICHAEL reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. director Michael Doak received a grant of 4,000 restricted stock units of Class A Common Stock, awarded at a price of $0.00 per share. These RSUs vest in full on the first anniversary of the grant date, subject to his continued service as a director.
Following the grant, Doak directly holds 10,117 shares of Class A Common Stock. In addition, 588,235 shares are held indirectly through Griffin Highline Capital LLC, where he has sole voting and dispositive power, while disclaiming beneficial ownership beyond his pecuniary interest.
Wong Janet S. reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. director Janet S. Wong received a grant of 4,000 restricted stock units (RSUs) of Class A Common Stock on March 31, 2026. The RSUs were awarded as compensation for her service as a director and carry a grant price of $0.00 per share.
The RSUs vest in full on the first anniversary of the grant date, subject to her continued service as a director through that vesting date. Following this award, she directly holds 12,617 shares of Class A Common Stock, including the granted RSUs.
Ferracone Robin A reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. director Robin A. Ferracone received an equity grant of 4,000 shares of Class A Common Stock in the form of restricted stock units. The RSUs were awarded as director compensation at a stated price of $0.00 per share and vest in full on the first anniversary of the grant date, contingent on her continued board service. Following this award, she directly holds 26,117 shares of Class A Common Stock.
TWFG, Inc. filed an initial ownership report for Chief Underwriting Officer Andrew Vincent McGuire on Form 3. This filing identifies him as an executive subject to insider reporting rules but, in this excerpt, does not show any reported share transactions or derivative positions.
TWFG, Inc. is a high-growth independent platform for personal and commercial insurance distribution in the U.S., serving over 3,000 agencies and placing more than $1.7 billion of total written premium for the year ended December 31, 2025.
Revenue grew to $248.5 million in 2025 from $203.8 million in 2024, a 22.0% increase with 11.6% organic revenue growth. Net income was $41.2 million, Adjusted Net Income $50.9 million, and Adjusted EBITDA $66.8 million, reflecting strong earnings and cash-generation.
The model combines Branch "Agency‑in‑a‑Box" operations and Corporate Branches within Insurance Services (79% of 2025 revenue) and a TWFG MGA wholesale platform (20% of 2025 revenue). Growth is driven by recruiting experienced agents, M&A, broad carrier access and technology support, but the company notes risks from economic cycles, carrier concentration, regulation, climate events and its geographic focus on Texas, California and Louisiana.