United Bankshares, Inc. filings document the formal reporting record for a West Virginia financial holding company whose common stock trades on the Nasdaq Global Select Market under UBSI. Current reports furnish quarterly and annual results, including operating performance, profitability measures, credit-loss provisions, balance-sheet trends, noninterest expense, and merger-related effects from completed bank acquisitions.
Proxy and governance filings cover annual meeting matters, board oversight, executive compensation, and shareholder voting procedures. Other 8-K disclosures record capital-structure and governance actions, including common-stock repurchase authorization, registered common stock details, and change-in-control agreements with senior executives.
United Bankshares Inc. ownership report: Vanguard Capital Management discloses beneficial ownership of 7,425,788 shares of Common Stock, representing 5.32% of the class as of 03/31/2026. The filing shows sole voting power for 1,080,898 shares and sole dispositive power over 7,425,788 shares. The statement covers securities held for Vanguard funds and managed accounts and lists affiliated business divisions that exercise voting or dispositive power.
United Bankshares Inc/WV - Institutional ownership report by Vanguard Portfolio Management. Vanguard Portfolio Management reports beneficial ownership of 7,339,336 shares of common stock, representing 5.26% of the class as of 03/31/2026. The filing states Vanguard exercises sole dispositive power over 7,339,336 shares and has sole voting power for 61,798 shares. The disclosure explains holdings include securities held for Vanguard funds and certain client accounts and follows SEC Release No. 34-39538.
United Bankshares, Inc. reported solid first quarter 2026 results with net income of $124.2 million, or $0.89 per diluted share. Earnings were slightly below the prior quarter’s $128.8 million, or $0.91 per share, but well above first quarter 2025’s $84.3 million, or $0.59 per share.
Profitability remained strong, with a return on average assets of 1.49%, return on average shareholders’ equity of 9.08%, and return on average tangible common equity of 14.40%. Net interest income was $282.5 million and the net interest margin was 3.80%, modestly lower than the prior quarter as both asset yields and funding costs declined.
Credit quality stayed sound. Non-performing assets were $113.2 million, or 0.34% of total assets, and net charge-offs were $5.7 million, or 0.09% annualized. The allowance for loan and lease losses was $299.6 million, or 1.20% of loans and leases. United remained well capitalized, with an estimated total risk-based capital ratio of 15.5% and Common Equity Tier 1 ratio of 13.3%, and returned capital through a quarterly dividend of $0.38 per share and repurchase of about 1.7 million shares at an average price of $39.92.
UNITED BANKSHARES INC/WV director WINTER P CLINTON bought 512 units of Phantom Stock at $42.0344 per unit on Phantom Stock. These phantom stock units are credited on a 1-for-1 basis to common stock and are payable in cash after the director’s termination of employment with UBSI. Following this transaction, the director holds 57,248 Phantom Stock units. The filing also shows direct ownership of 458,658 shares of common stock and indirect ownership of 36,800 common shares through Bray & Oakley Insurance and 1,000 common shares held by a spouse.
United Bankshares, Inc. is soliciting proxies for its 2026 Annual Meeting, where shareholders will elect 14 directors, ratify Ernst & Young LLP as independent auditor for 2026, and approve on an advisory basis the compensation of named executive officers.
Holders of 139,670,543 common shares as of March 5, 2026 may vote in person, by mail, telephone or internet, with cumulative voting available for the director election. The board highlights a supermajority of independent directors, a lead independent director role, and board‑level oversight of risk, governance, audit, and human capital.
The proxy discloses that directors, nominees and executive officers as a group beneficially own 4,433,618 shares, or 3.16% of outstanding stock, while large institutional holders such as BlackRock, The Vanguard Group, State Street and Dimensional Fund Advisors each own more than 5%. Shareholders are also asked to ratify equity compensation plans and review pay practices through the say‑on‑pay vote.
United Bankshares Inc. disclosure: The Vanguard Group filed an amendment to its Schedule 13G/A stating it now reports 0 shares and 0% beneficial ownership of United Bankshares Inc. following an internal realignment effective January 12, 2026.
The filing explains certain Vanguard subsidiaries and business divisions will report beneficial ownership separately in reliance on SEC Release No. 34-39538, and that Vanguard no longer is deemed to have beneficial ownership over securities held by those entities.
UNITED BANKSHARES INC/WV director WINTER P CLINTON reported an open-market purchase of 62 units of Phantom Stock at $41.70 on March 4, 2026, bringing his phantom stock balance to 56,736 units. These phantom shares are payable in cash after his employment ends. He also reports 458,658 shares of UBSI common stock held directly, plus indirect common stock holdings through Bray & Oakley Insurance and his spouse.
United Bankshares, Inc. files its annual report describing a larger, more geographically diverse community banking franchise after a year of significant growth and acquisition activity. As of December 31, 2025, consolidated assets were approximately $33.7 billion and total shareholders’ equity was about $5.5 billion.
On January 10, 2025, United completed its acquisition of Piedmont Bancorp, Inc., adding roughly $2.4 billion in assets and entry into the greater Atlanta, Georgia market. The loan and lease portfolio grew by $3.0 billion, or 14.01%, in 2025, driven mainly by the Piedmont portfolio.
The company emphasizes commercial and real estate lending, with about $17.8 billion in commercial-related loans and approximately $11.9 billion, or 48.16% of total loans, in real estate and construction as of year-end 2025. United also details robust mortgage origination and secondary market activity, investment portfolio income, extensive regulatory oversight, capital requirements, and a broad set of operational, credit, technology, cybersecurity, fraud and compliance risk factors it faces as a multi-state financial holding company.
UNITED BANKSHARES INC/WV Executive Vice President William Mark Tatterson reported equity compensation and related tax transactions in company stock. On February 23, 2026, he acquired 9,250 shares of common stock at $0.00 per share as a grant/award. A footnote explains this reflects performance-based restricted stock units granted in February 2023 that vested in February 2026 and were settled in an equal number of common shares.
On the same and prior day, he had tax-withholding dispositions of common stock to cover obligations, including 1,329 shares, 4,198 shares, and 1,887 shares at $44.28 per share. After these direct transactions, his reported direct common stock holdings were 95,873.9963 shares. As of February 22, 2026, he also reported indirect ownership of common stock, including 9,224.1173 shares held by a 401(k) and 89.5771 shares held by his wife.