United Community Banks (UCB) Chief Risk Officer reports bona fide gift of 1,500 shares
Rhea-AI Filing Summary
United Community Banks Inc. executive Robert A. Edwards, EVP and Chief Risk Officer, reported a bona fide gift of 1,500 shares of Common Stock on 2026-07-29. The transfer was recorded at $0.00 per share, and his directly held stake after the gift is 57,877 shares. The Rule 10b5-1 trading plan checkbox for this transaction was not marked as applicable.
Positive
- None.
Negative
- None.
Insider Trade Summary
Net Seller: 1,500 shares
Net Sell
1 txn
Insider
EDWARDS ROBERT A.
Role
EVP, Chief Risk Officer
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Gift | Common Stock | 1,500 | $0.00 | $0.00 |
Holdings After Transaction:
Common Stock — 57,877 shares (Direct)
Key Figures
Shares gifted: 1,500 shares
Reported price per share: $0.0000
Shares held after transaction: 57,877 shares
+1 more
4 metrics
Shares gifted
1,500 shares
Bona fide gift of Common Stock on 2026-07-29
Reported price per share
$0.0000
Form 4 transaction price for gifted shares
Shares held after transaction
57,877 shares
Direct ownership following the 1,500-share gift
Gift transactions in filing
1
Single bona fide gift transaction reported in this Form 4
Key Terms
Bona fide gift, Common Stock, Chief Risk Officer
3 terms
Bona fide gift financial
"transaction_code_description: Bona fide gift for the transfer of shares"
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
Common Stock financial
"security_title: Common Stock involved in the reported gift"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Chief Risk Officer financial
"officer_title: EVP, Chief Risk Officer of the company"
The chief risk officer is the senior executive responsible for identifying, measuring and reducing the major threats that could hurt a company’s finances or reputation, acting like a navigator who watches for storms and steers the business away from them. Investors care because effective risk oversight lowers the chance of surprise losses, legal fines or operational failures, which helps protect shareholder value and makes a company more predictable and trustworthy.
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What insider transaction did UCB executive Robert A. Edwards report?
Robert A. Edwards reported a bona fide gift of 1,500 shares of United Community Banks Inc. Common Stock on 2026-07-29. The gift was reported at $0.00 per share and classified as a non-derivative disposition.
Was the UCB insider gift by Edwards made under a Rule 10b5-1 plan?
The filing indicates the transaction was not made pursuant to a Rule 10b5-1 trading plan. The document-level checkbox for Rule 10b5-1 plans is marked false, meaning no such plan was affirmatively associated with this gift.
What role does Robert A. Edwards hold at UNITED COMMUNITY BANKS INC (UCB)?
Robert A. Edwards is reported as an Executive Vice President and Chief Risk Officer of UNITED COMMUNITY BANKS INC. His position is disclosed alongside the Form 4 transaction involving a bona fide gift of 1,500 Common Stock shares.