United Community Banks (UCB) CFO sells 25,000 shares in open‑market trade

Rhea-AI Filing Summary

United Community Banks Inc. executive vice president and CFO Jefferson L. Harralson sold 25,000 shares of Common Stock on July 28, 2026 at a weighted average price of $35.41 per share, with individual trades executed between $35.32 and $35.60 per share.

Following this open‑market sale, Harralson directly owns 37,433 shares of United Community Banks Inc. common stock. The transaction was reported as a sale and was not made pursuant to a Rule 10b5-1 trading plan.

Insider Trade Summary

Net Seller: 25,000 shares

Net Sell 1 txn

Insider HARRALSON JEFFERSON L

Role EVP, CFO

Sold 25,000 shs ($885K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	25,000	$35.41	$885K

Holdings After Transaction: Common Stock — 37,433 shares (Direct)

Footnotes (1)

1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.32 to $35.60, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Key Figures

Shares sold: 25,000 shares Weighted average sale price: $35.41 per share Sale price range low: $35.32 per share +2 more

5 metrics

Shares sold 25,000 shares Common Stock sold on July 28, 2026 by EVP, CFO Jefferson L. Harralson

Weighted average sale price $35.41 per share Average price for the 25,000 shares sold on July 28, 2026

Sale price range low $35.32 per share Lowest price among multiple trades included in the reported sale

Sale price range high $35.60 per share Highest price among multiple trades included in the reported sale

Shares owned after sale 37,433 shares Directly owned United Community Banks Inc. Common Stock following the transaction

Key Terms

weighted average price, open market or private transaction, Common Stock

3 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

open market or private transaction financial

"Sale in open market or private transaction"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/28/2026 - 04:39 PM Accepted by SEC EDGAR 07/28/2026 - 04:39 PM Learn about SEC filing dates

FAQ

What insider stock transaction did UCB report for Jefferson L. Harralson?

Jefferson L. Harralson, UCB’s EVP and CFO, sold 25,000 shares of common stock. The sale occurred on July 28, 2026 at a weighted average price of $35.41 per share, with prices ranging from $35.32 to $35.60.

How many United Community Banks (UCB) shares did the CFO sell and at what price?

The UCB CFO sold 25,000 shares of common stock at a weighted average price of $35.41 per share. According to the disclosure, the individual sale prices ranged from $35.32 to $35.60 across multiple transactions on the same day.

How many UCB shares does the CFO own after this reported sale?

After the reported transaction, the UCB CFO directly owns 37,433 shares of United Community Banks Inc. common stock. This figure reflects his direct holdings immediately following the 25,000‑share sale on July 28, 2026, as disclosed in the ownership table.

Was the UCB CFO’s 25,000‑share sale made under a Rule 10b5-1 trading plan?

No. The Rule 10b5-1 checkbox for this UCB transaction was not marked as being under a trading plan. The sale is characterized as an open‑market or private transaction without an affirmed pre‑arranged 10b5-1 plan governing its execution.

What price range did the UCB CFO receive for the shares sold?

The UCB CFO’s sales were executed at prices between $35.32 and $35.60 per share. The company reported a single weighted average sale price of $35.41 per share and noted that detailed trade‑level pricing is available upon request.

What type of security did the UCB CFO sell in this insider transaction?

The transaction involved UCB Common Stock. Jefferson L. Harralson sold 25,000 common shares in an open‑market or private transaction, leaving him with 37,433 common shares directly owned after the sale, according to the reported post‑transaction holdings.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HARRALSON JEFFERSON L

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/28/2026		S		25,000	D	$35.41(1)	37,433	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.32 to $35.60, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	07/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)