United Community Banks director gifts 2,526 shares

United Community Banks Inc director Jennifer M. Bazante reported a bona fide gift transferring 2,526 shares of common stock on July 24, 2026 from her directly held account to a family revocable trust for which she serves as trustee.

Rhea-AI Filing Summary

United Community Banks Inc director Jennifer M. Bazante reported a bona fide gift transferring 2,526 shares of common stock on July 24, 2026 from her directly held account to a family revocable trust for which she serves as trustee.

After the transfer, she directly held 4,836 shares, and the revocable trust, reported as her indirect ownership, held 8,546 shares for the benefit of her and her immediate family members.

Insider Trade Summary

5,052 shares gifted

Gift 2 txns

Insider Bazante Jennifer M.

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock F1	2,526	$0.00	$0.00
Gift	Common Stock F1	2,526	$0.00	$0.00

Holdings After Transaction: Common Stock — 4,836 shares (Direct); Common Stock — 8,546 shares (Indirect, Jennifer Mumby Bazante RevocableTrust dated August 26, 2021)

Footnotes (1)

1. F1. On July 24, 2026, the Reporting Person transferred 2,526 shares of Issuer's common stock directly held by the Reporting Person to a family trust of which the Reporting Person is trustee. The Reporting Person and immediate family members are the sole beneficiaries of the trust.

Key Figures

Gifted shares: 2,526 shares Direct holdings after transfer: 4,836 shares Indirect trust holdings after transfer: 8,546 shares +1 more

4 metrics

Gifted shares 2,526 shares Bona fide gift of common stock on July 24, 2026

Direct holdings after transfer 4,836 shares Common stock directly held by Jennifer M. Bazante after the gift

Indirect trust holdings after transfer 8,546 shares Common stock held by the revocable trust as indirect ownership

Total gift-related shares 5,052 shares Aggregate shares involved in reported bona fide gift transactions

Key Terms

bona fide gift, indirect ownership, Revocable Trust

3 terms

bona fide gift financial

"transaction_code_description: Bona fide gift of common stock"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

indirect ownership financial

"Reported as indirect ownership held through a revocable trust"

Revocable Trust financial

"Jennifer Mumby Bazante RevocableTrust dated August 26, 2021"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UCB director Jennifer M. Bazante report?

Jennifer M. Bazante reported a bona fide gift transferring 2,526 shares of United Community Banks common stock. The shares moved from her directly held account into a revocable family trust where she is trustee and she and her immediate family are the sole beneficiaries.

How many UCB shares did Jennifer M. Bazante transfer to her family trust?

She transferred 2,526 shares of United Community Banks common stock to a family revocable trust. The move is reported as a bona fide gift, reclassifying the shares from her direct ownership into indirect ownership through the trust structure.

What are Jennifer M. Bazante’s UCB holdings after the reported gift?

Following the gift, she directly held 4,836 shares of United Community Banks common stock. The related revocable trust reported 8,546 shares as indirect ownership associated with her and her immediate family members as beneficiaries.

How is the family trust related to UCB director Jennifer M. Bazante?

The transferred shares are held in the Jennifer Mumby Bazante Revocable Trust, dated August 26, 2021. She serves as trustee, and she and her immediate family members are the sole beneficiaries of the trust holding United Community Banks shares.

Was Jennifer M. Bazante’s UCB gift made under a Rule 10b5-1 trading plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not affirmed, so the gift is not reported as made under a pre-arranged Rule 10b5-1 trading plan. It is characterized simply as a bona fide gift transaction.

Are the UCB shares in the trust reported as indirect ownership for Jennifer M. Bazante?

Yes, the 2,526 gifted shares are reported as indirectly owned through the Jennifer Mumby Bazante Revocable Trust. After the transaction, that trust is shown holding 8,546 shares of United Community Banks common stock as indirect ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/28/2026 - 04:04 PM Accepted by SEC EDGAR 07/28/2026 - 04:03 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bazante Jennifer M.

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/24/2026		G		2,526	D	$0	4,836	D(1)
Common Stock	07/24/2026		G		2,526	A	$0	8,546	I(1)	Jennifer Mumby Bazante RevocableTrust dated August 26, 2021

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On July 24, 2026, the Reporting Person transferred 2,526 shares of Issuer's common stock directly held by the Reporting Person to a family trust of which the Reporting Person is trustee. The Reporting Person and immediate family members are the sole beneficiaries of the trust.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	07/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)