Vanguard reports 0% stake in United Community Banks

The Vanguard Group filed Amendment No. 9 to a Schedule 13G/A reporting zero shares beneficially owned of United Community Banks common stock and 0% of the class.

Accepted by SEC EDGAR 03/27/2026 - 01:54 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

The Vanguard Group filed Amendment No. 9 to a Schedule 13G/A reporting zero shares beneficially owned of United Community Banks common stock and 0% of the class. The filing states that on January 12, 2026 Vanguard underwent an internal realignment and certain subsidiaries will report ownership separately in reliance on SEC Release No. 34-39538.

The amendment is signed by Ashley Grim as Head of Global Fund Administration on 03/27/2026 and lists Amount beneficially owned: 0 with sole and shared voting and dispositive powers all 0.

Insights

Institutional Ownership Specialist

Vanguard disaggregated holdings after internal realignment; filing shows zero direct ownership.

The filing explains an internal reorganization on January 12, 2026 leading subsidiaries to report beneficial ownership separately under SEC Release No. 34-39538. The Schedule 13G/A amendment lists Amount beneficially owned: 0 and Percent of class: 0%.

Cash‑flow treatment and any subsidiary holdings are not detailed in this excerpt; subsequent filings by separate Vanguard entities may show redistributed positions.

Securities Compliance Attorney

The amendment documents reliance on SEC Release No. 34-39538 and a change in reporting structure.

The statement cites the release explicitly and records that The Vanguard Group, Inc. "no longer has, or is deemed to have, beneficial ownership" of securities held by certain subsidiaries. The signature block is dated 03/27/2026.

Filing notes that no other person's interest exceeds 5%; any future material ownership will appear in separate 13G/A filings by the affected subsidiaries.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the UCB Schedule 13G/A amendment say about Vanguard's holdings?

The amendment states The Vanguard Group reports 0 shares and 0% ownership of United Community Banks common stock. It attributes this to an internal realignment effective January 12, 2026 that disaggregated reporting among subsidiaries.

Why did Vanguard report zero ownership of UCB in this filing?

The filing explains Vanguard underwent an internal realignment on January 12, 2026, after which certain subsidiaries report ownership separately under SEC Release No. 34-39538, and Vanguard no longer is deemed to beneficially own those securities.

Who signed the Schedule 13G/A amendment for Vanguard?

The amendment is signed by Ashley Grim, Head of Global Fund Administration, with the signature date shown as 03/27/2026. The signature block appears in the filing excerpt.

Does this amendment mean Vanguard subsidiaries might still own UCB shares?

Yes. The filing states subsidiaries will report beneficial ownership separately; the amendment records Vanguard itself as owning 0 shares, while subsidiary holdings would be filed under separate filings.

Does the filing disclose any holdings above 5% for other persons?

The amendment states that no one else's interest in the securities reported exceeds 5%. It also notes listing shareholders of registered investment companies or plan beneficiaries is not required.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 9)

United Community Banks Inc/GA

(Name of Issuer)

Common Stock

(Title of Class of Securities)

90984P303

(CUSIP Number)

03/13/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 90984P303

1

Names of Reporting Persons

The Vanguard Group

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

PENNSYLVANIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

IA

Comment for Type of Reporting Person: On January 12, 2026, The Vanguard Group, Inc. went through an internal realignment. In accordance with SEC Release No. 34-39538 (January 12, 1998), certain subsidiaries or business divisions of subsidiaries of The Vanguard Group, Inc., that formerly had, or were deemed to have, beneficial ownership with The Vanguard Group, Inc., will report beneficial ownership separately (on a disaggregated basis) from The Vanguard Group, Inc. in reliance on such release. These subsidiaries and/or business divisions pursue the same investment strategies as previously pursued by The Vanguard Group, Inc. prior to the realignment. Further in accordance with SEC Release No. 34-39538 (January 12, 1998), The Vanguard Group, Inc. no longer has, or is deemed to have, beneficial ownership over securities beneficially owned by such subsidiaries and/or business divisions.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: United Community Banks Inc/GA
(b)	Address of issuer's principal executive offices: 125 Highway 515 East, Blairsville, GA, 30512
Item 2.
(a)	Name of person filing: The Vanguard Group
(b)	Address or principal business office or, if none, residence: 100 Vanguard Blvd.,, Malvern, PA, 19355
(c)	Citizenship: PA
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.:
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 0
(b)	Percent of class: 0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 0
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. The Vanguard Group, including investment companies registered under the Investment Company Act of 1940 and other managed accounts, have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the securities reported herein.No one other person's interest in the securities reported herein is more than 5%.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

The Vanguard Group

Signature:	Ashley Grim
Name/Title:	Head of Global Fund Administration
Date:	03/27/2026