Director Robbins (UMBF) receives 116-share UMB Financial stock grant

Rhea-AI Filing Summary

UMB Financial Corp director Kris A. Robbins received a grant of 116 shares of UMB Financial common stock on May 1, 2026. The award is coded as a grant or other acquisition at $129.24 per share, indicating compensation rather than an open‑market purchase.

After this transaction, Robbins directly owns 4,791 shares of common stock. In addition, a separate entry shows 2,910 shares of common stock held indirectly "By Ira," reflecting an indirect ownership position reported in the filing.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider ROBBINS KRIS A

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,791 shares (Direct, null); Common Stock — 2,910 shares (Indirect, By Ira)

Footnotes (1)

Key Figures

Stock grant size: 116 shares Grant price per share: $129.24 per share Direct holdings after grant: 4,791 shares +1 more

4 metrics

Stock grant size 116 shares Non-derivative grant to director on May 1, 2026

Grant price per share $129.24 per share Valuation used for the 116-share award

Direct holdings after grant 4,791 shares Common stock directly owned by Kris A. Robbins

Indirect holdings 2,910 shares Common stock held indirectly "By Ira"

Key Terms

Grant, award, or other acquisition, Common Stock, indirect ownership, Form 4

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Common Stock financial

"security_title: "Common Stock" for the reported transactions"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

indirect ownership financial

"ownership_type: "indirect" with nature_of_ownership "By Ira""

Form 4 regulatory

"INSIDER FILING DATA (Form 4) for UMB FINANCIAL CORP"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ROBBINS KRIS A

(Last) (First) (Middle)

14914 LANDMARK DRIVE

(Street)

LOUISVILLE KENTUCKY 40245

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	4,791	D
Common Stock								2,910	I	By Ira

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Robbins	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMBF director Kris A. Robbins report?

Kris A. Robbins reported receiving a grant of 116 shares of UMB Financial common stock. The Form 4 classifies this as a grant or award acquisition, reflecting compensation rather than an open-market trade, with the transaction dated May 1, 2026 at a set share value.

How many UMBF shares did Kris A. Robbins acquire in this Form 4 filing?

Robbins acquired 116 shares of UMB Financial common stock. The filing records this as a non-derivative grant or award, increasing his direct holdings while not indicating any open-market buying activity, since the transaction code is a compensation-related grant rather than a purchase.

At what price was the UMBF stock grant to Kris A. Robbins valued?

The 116-share grant to Robbins was valued at $129.24 per share. This price is the transaction value used in the Form 4, helping investors understand the approximate dollar size of the compensation-related equity award reported for the director.

What are Kris A. Robbins’ direct UMBF share holdings after the grant?

Following the 116-share grant, Robbins directly owns 4,791 shares of UMB Financial common stock. This post-transaction total shows his direct equity stake as reported in the Form 4, separate from any indirect holdings listed under a different ownership description.

Does Kris A. Robbins have indirect ownership of UMBF shares?

Yes. The Form 4 lists 2,910 shares of UMB Financial common stock as indirectly owned "By Ira." This separate entry is recorded as indirect ownership, indicating shares associated with Robbins through another holder rather than as his direct personal holdings.

Was the UMBF transaction a market buy or a compensation award?

The transaction is a compensation-related award, not a market buy. The Form 4 uses transaction code A, described as a grant, award, or other acquisition, meaning the 116 UMB Financial shares were granted rather than purchased in the open market.