UMB Financial (UMBF) director Susan Murphy granted 116 shares

Rhea-AI Filing Summary

Murphy Susan G reported acquisition or exercise transactions in this Form 4 filing.

UMB Financial Corp director Susan G. Murphy reported a compensation-related grant of 116 shares of common stock at $129.24 per share. After this award, she directly owns 12,012 shares of UMB Financial common stock, according to the Form 4 filing.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Murphy Susan G

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 12,012 shares (Direct, null)

Footnotes (1)

Key Figures

Stock grant: 116 shares Grant price: $129.24 per share Post-transaction holdings: 12,012 shares +1 more

4 metrics

Stock grant 116 shares Common Stock grant to director Susan G. Murphy

Grant price $129.24 per share Reported value for the 116-share award

Post-transaction holdings 12,012 shares Total common shares directly owned after the grant

Transaction code A Grant, award, or other acquisition of common stock

Key Terms

Common Stock, Grant, award, or other acquisition, Form 4

3 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 regulatory

"The Form 4 characterizes this as a grant, award, or other acquisition"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Murphy Susan G

(Last) (First) (Middle)

1010 GRAND BLVD

(Street)

KANSAS CITY MISSOURI 64106

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	12,012	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Ms. Murphy	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMBF director Susan G. Murphy report?

Susan G. Murphy reported receiving a grant of 116 shares of UMB Financial common stock. The Form 4 characterizes this as a grant, award, or other acquisition rather than an open-market purchase, reflecting equity-based compensation for her role as a director.

At what price was Susan G. Murphy’s UMBF stock grant recorded?

The 116-share grant to Susan G. Murphy was recorded at $129.24 per share. This price is used for reporting purposes in the Form 4 and reflects the value assigned to the compensation-related stock award on the transaction date.

How many UMBF shares does Susan G. Murphy own after this Form 4 transaction?

Following the reported grant, Susan G. Murphy directly owns 12,012 shares of UMB Financial common stock. This total includes the newly awarded 116 shares and represents her direct holdings as disclosed in the Form 4 filing after the transaction.

Is Susan G. Murphy’s UMBF transaction an open-market buy or a stock award?

The transaction is reported as a stock award categorized as a grant, award, or other acquisition. It is not an open-market purchase but rather part of her equity compensation as a director, according to the Form 4 transaction code and description.

What type of security did Susan G. Murphy receive from UMB Financial (UMBF)?

Susan G. Murphy received UMB Financial common stock as part of her compensation. The Form 4 identifies the security as Common Stock and records 116 shares granted, reflecting additional direct ownership in the company’s ordinary equity securities.