Unity Bancorp Inc. (UNTY) insider reports tax share withholding

Rhea-AI Filing Summary

Unity Bancorp Inc. reported insider share activity by its Chief Credit Officer and Senior Vice President. On 12/09/2025, 159 restricted shares were withheld at $52.50 per share to cover tax liabilities on the vesting of 438 restricted shares. On 12/10/2025, an additional 91 restricted shares were withheld at $54.43 per share to cover taxes on 250 restricted shares vesting.

After these transactions, the officer holds restricted shares in Computershare accounts with upcoming vesting dates and dividend reinvested shares, as well as 1,251 shares in a Shareworks account. The remarks state a total beneficial ownership amount of 4,891, reflecting the officer’s post-transaction holdings in Unity Bancorp equity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kim Minsu

(Last) (First) (Middle)

C/O UNITY BANK

64 OLD HIGHWAY 22

(Street)

CLINTON NJ 08809

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITY BANCORP INC /NJ/ [ UNTY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer/SVP

3. Date of Earliest Transaction (Month/Day/Year)
12/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Restricted Shares	12/09/2025		F		159(1)	D	$52.5	3,890(2)	D
Restricted Shares	12/10/2025		F		91(3)	D	$54.43	3,640(4)	D
Common Stock								1,251(5)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 159 shares were withheld @ $52.50 per share to cover tax liability on 438 restricted stock vesting.

2. 3,787 shares are held in an account at Computershare, which have upcoming vesting dates. 103 shares are dividend reinvested shares for a total of 3,890.

3. 91 shares were withheld @ $54.43 per share to cover tax liability on 250 restricted stock vesting.

4. 3,537 shares are held in an account at Computershare, which have upcoming vesting dates. 103 shares are dividend reinvested shares for a total of 3,640.

5. 1,251 shares are held in an account at Shareworks.

Remarks:

Total Beneficial Ownership: 4,891

	Minsu Kim, POA Amanda Roche, Finance Department Supervisor/VP	12/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Unity Bancorp (UNTY) report in this Form 4?

The filing shows that a Unity Bancorp officer had restricted shares withheld to cover tax liabilities when restricted stock awards vested on 12/09/2025 and 12/10/2025.

Who is the reporting person and what is their role at Unity Bancorp (UNTY)?

The reporting person is an officer of Unity Bancorp Inc. serving as Chief Credit Officer/Senior Vice President, as indicated in the relationship section.

How many Unity Bancorp restricted shares were withheld for taxes and at what prices?

On 12/09/2025, 159 restricted shares were withheld at $52.50 per share. On 12/10/2025, 91 restricted shares were withheld at $54.43 per share, both to cover tax liabilities on vesting awards.

What is the officer’s total beneficial ownership in Unity Bancorp (UNTY) after these transactions?

The remarks state a total beneficial ownership amount of 4,891, which reflects the officer’s combined holdings after the reported tax-withholding transactions.

How are the Unity Bancorp (UNTY) shares held by the reporting person structured?

The explanations note that restricted shares are held in Computershare accounts with upcoming vesting dates and dividend reinvested shares, while 1,251 shares are held in a Shareworks account.

Does this Unity Bancorp (UNTY) Form 4 report any derivative securities?

The section for Table II – Derivative Securities is present but shows no derivative transactions or holdings filled in for this reporting period.