Upstart Holdings (NASDAQ: UPST) insider files Form 144 to sell 390 shares

Rhea-AI Filing Summary

Scott Darling submitted a Form 144 reporting a proposed sale of 390 common shares of Upstart Holdings via an ESPP transaction dated 02/17/2026. The filing also lists prior insider sales: 7,723 shares on 11/20/2025 for $282,479, 7,392 shares on 12/12/2025 for $3,696,000, and 1,000 shares on 01/05/2026 for $50,000.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	390	11798.00	98061276	02/20/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/17/2026	ESPP	Upstart Holdings, Inc.			390	02/17/2026	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	11/20/2025	7723	282479.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	12/12/2025	7392	3696000.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	01/05/2026	1000	50000.00

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does Scott Darling's Form 144 for UPST report?

The Form 144 reports a proposed sale of 390 common shares of Upstart via an ESPP on 02/17/2026. It lists the broker/dealer and method as cash sales through an ESPP transaction dated 02/17/2026.

What insider sales in the past three months are listed in the filing?

The filing discloses prior sales of 7,723 shares on 11/20/2025 for $282,479, 7,392 shares on 12/12/2025 for $3,696,000, and 1,000 shares on 01/05/2026 for $50,000.

Which broker handled the proposed sale reported on Form 144?

The broker-dealer listed is Charles Schwab & Co., Inc. at 3000 Schwab Way, Westlake, TX, shown in the filing as the securities intermediary associated with the reported sale of 390 shares.

Does the Form 144 indicate the sale method for the 390 shares?

Yes. The filing shows the sale method as an ESPP (employee stock purchase plan) transaction executed on 02/17/2026 with proceeds in cash, as reported in the Form 144 entry.

Is the Form 144 an executed sale or a notice of proposed sale?

Form 144 functions as a notice of a proposed sale under Section 16(b), so this filing reports the proposed sale of 390 shares on 02/17/2026 rather than confirming settlement details or completion status.