Upstart Holdings (NASDAQ: UPST) proposed sale of 7,985 restricted shares

Rhea-AI Filing Summary

Upstart Holdings filed a Rule 144 notice to sell 7,985 shares of Common Stock on 05/20/2026. The filing lists the sale as a Restricted Stock Lapse tied to equity compensation. The reporter named is Sanjay Datta, and the cover shows recent related dispositions of 7,982 shares on 02/20/2026 and 1,817 shares on 05/15/2026.

Insights

Insider Transactions Analyst

Routine Rule 144 notice showing a proposed disposition of equity compensation shares by an insider.

The filing reports a proposed sale of 7,985 shares on 05/20/2026, described as a Restricted Stock Lapse. It also lists prior transfers of 7,982 shares on 02/20/2026 and 1,817 shares on 05/15/2026, which appear as recent activity by the same reporter.

Cash treatment and market execution details are not present in the excerpt; subsequent public trading disclosures or confirmations would show whether these proposed sales were executed.

Key Figures

Proposed sale: 7,985 shares Prior disposition: 7,982 shares Prior disposition: 1,817 shares +2 more

5 metrics

Proposed sale 7,985 shares Proposed sale date <date>05/20/2026</date>

Prior disposition 7,982 shares Sold on <date>02/20/2026</date>

Prior disposition 1,817 shares Sold on <date>05/15/2026</date>

Proceeds reported (past sale) <money>$238,375.00</money> Associated with 7,982 shares on <date>02/20/2026</date>

Proceeds reported (past sale) <money>$53,707.00</money> Associated with 1,817 shares on <date>05/15/2026</date>

Key Terms

Restricted Stock Lapse, Rule 144, Equity Compensation

3 terms

Restricted Stock Lapse regulatory

"Restricted Stock Lapse - See Remarks"

Rule 144 regulatory

"Form 144 notice to sell"

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

Equity Compensation financial

"Equity Compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	7985	229740.00	95711569	05/20/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	05/20/2026	Restricted Stock Lapse - See Remarks	Upstart Holdings, Inc.			7985	05/20/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SANJAY DATTA 2950 S. Delaware Street, Suite 300 San Mateo CA 94403	Upstart Holdings, Inc.	02/20/2026	7982	238375.00
SANJAY DATTA 2950 S. Delaware Street, Suite 300 San Mateo CA 94403	Upstart Holdings, Inc.	05/15/2026	1817	53707.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does Upstart's (UPST) Form 144 filing report?

It reports a proposed sale of 7,985 shares of Common Stock on 05/20/2026. The filing labels the transaction as a Restricted Stock Lapse tied to equity compensation and names Sanjay Datta as the reporter.

Who is the reporting person on the UPST Form 144?

The reporting person is Sanjay Datta, listed with an address in San Mateo, CA. The filing attributes the proposed sale and prior dispositions to this reporter in the provided excerpt.

Does the filing show recent related sales for UPST?

Yes; the excerpt lists prior sales of 7,982 shares on 02/20/2026 and 1,817 shares on 05/15/2026. Those entries appear under 'Securities Sold During The Past 3 Months.'

Is the Form 144 sale described as cash or another treatment?

The excerpt describes the sale as a Restricted Stock Lapse under equity compensation and does not state the cash‑flow treatment or proceeds recipient in the provided content.