Insider sale notice: Upstart Holdings (NASDAQ: UPST) — 13,624 shares listed

Rhea-AI Filing Summary

Upstart Holdings, Inc. reported a Form 144 notice concerning proposed sales of its common stock by an insider. The filing lists 13,624 shares sold during the three months ended 11/20/2025 for $498,328. The filing also shows 7,982 shares tied to a restricted stock lapse dated 02/20/2026.

Insights

Securities Compliance Counsel

Routine Form 144 notice documenting insider resale amounts and a restricted stock lapse.

Upstart Holdings appears here only as the issuer; the filing lists $498,328 for 13,624 shares sold on 11/20/2025 and 7,982 shares linked to a restricted stock lapse on 02/20/2026.

The filing is procedural: it notifies of proposed resale methods and timing tied to a restricted stock lapse. Cash‑flow treatment and the recipient of sale proceeds are not specified in the provided excerpt; subsequent transaction details depend on execution and any broker/plan mechanics.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	7982	238375.00	98061276	02/20/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/20/2026	Restricted Stock Lapse - See Remarks	Upstart Holdings, Inc.			7982	02/20/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SANJAY DATTA 2950 S. Delaware Street, Suite 300 San Mateo CA 94403	Upstart Holdings, Inc.	11/20/2025	13624	498328.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does UPST's Form 144 show about recent insider sales?

It reports 13,624 shares sold for $498,328 on 11/20/2025. The filing also lists a separate grant or lapse totaling 7,982 shares dated 02/20/2026 tied to equity compensation mechanics.

Who is the reporting party on the UPST Form 144?

The Form 144 lists Sanjay Datta at the provided address as the reporting party. The filing ties the reported sales and restricted stock lapse to that individual and to Upstart Holdings, Inc. as issuer.

Does the Form 144 specify how the 7,982 restricted shares will be sold?

The filing characterizes the 7,982 shares as a "Restricted Stock Lapse" dated 02/20/2026. The excerpt labels the method as equity compensation but does not detail the specific sale mechanism or broker instructions.

What monetary value is disclosed for the insider activity in UPST?

The disclosed sale value for 13,624 shares is $498,328. That figure is presented in the section summarizing securities sold during the past three months with the transaction date of 11/20/2025.