STOCK TITAN

[Form 4] Upstart Holdings, Inc. Common stock Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Upstart Holdings (UPST) Chief Technology Officer and Director Paul Gu reported significant insider trading activity on June 17, 2025. The transaction involved the exercise of employee stock options and acquisition of common stock:

  • Exercised 25,000 employee stock options at $3.80 per share
  • Acquired 25,000 shares of common stock at $3.80 per share
  • Following the transaction, Gu owns 1,147,156 shares directly
  • Retains 45,000 unexercised stock options expiring March 29, 2029

The exercised options were fully vested at the time of execution. The transaction was executed under Form 4 filing requirements for corporate insiders. Some of Gu's holdings include restricted stock units (RSUs) subject to vesting schedules. The filing was signed by Jessica Jeong via power of attorney on June 20, 2025.

Paul Gu, Chief Technology Officer e Direttore di Upstart Holdings (UPST), ha comunicato un'importante attività di trading interno il 17 giugno 2025. L'operazione ha riguardato l'esercizio di opzioni azionarie per dipendenti e l'acquisto di azioni ordinarie:

  • Ha esercitato 25.000 opzioni azionarie a $3,80 per azione
  • Ha acquistato 25.000 azioni ordinarie a $3,80 per azione
  • Dopo l'operazione, Gu possiede direttamente 1.147.156 azioni
  • Conserva 45.000 opzioni azionarie non esercitate con scadenza il 29 marzo 2029

Le opzioni esercitate erano completamente maturate al momento dell'esecuzione. L'operazione è stata effettuata in conformità ai requisiti di deposito del Modulo 4 per gli insider aziendali. Parte delle partecipazioni di Gu include unità azionarie vincolate (RSU) soggette a piani di maturazione. La dichiarazione è stata firmata da Jessica Jeong tramite procura il 20 giugno 2025.

Paul Gu, Director de Tecnología y Director de Upstart Holdings (UPST), reportó una actividad significativa de operaciones internas el 17 de junio de 2025. La transacción involucró el ejercicio de opciones sobre acciones para empleados y la adquisición de acciones comunes:

  • Ejerció 25,000 opciones sobre acciones a $3.80 por acción
  • Adquirió 25,000 acciones comunes a $3.80 por acción
  • Tras la transacción, Gu posee directamente 1,147,156 acciones
  • Mantiene 45,000 opciones sobre acciones no ejercidas que vencen el 29 de marzo de 2029

Las opciones ejercidas estaban completamente adquiridas al momento de la ejecución. La transacción se realizó conforme a los requisitos del Formulario 4 para insiders corporativos. Parte de las participaciones de Gu incluyen unidades de acciones restringidas (RSU) sujetas a planes de adquisición. El documento fue firmado por Jessica Jeong mediante poder notarial el 20 de junio de 2025.

Upstart Holdings (UPST)의 최고기술책임자 및 이사인 Paul Gu는 2025년 6월 17일 중요한 내부자 거래 활동을 보고했습니다. 이 거래는 직원 주식 옵션 행사와 보통주 취득을 포함합니다:

  • 주당 $3.80에 직원 주식 옵션 25,000주 행사
  • 주당 $3.80에 보통주 25,000주 취득
  • 거래 후 Gu는 직접 1,147,156주를 보유
  • 2029년 3월 29일 만료되는 미행사 주식 옵션 45,000주 보유

행사된 옵션은 실행 시점에 완전히 베스팅된 상태였습니다. 이 거래는 기업 내부자에 대한 Form 4 신고 요건에 따라 실행되었습니다. Gu의 보유 주식 중 일부는 베스팅 일정이 적용되는 제한 주식 단위(RSU)를 포함합니다. 이 신고서는 2025년 6월 20일 Jessica Jeong이 위임장을 통해 서명했습니다.

Paul Gu, Directeur Technique et Administrateur de Upstart Holdings (UPST), a signalé une activité significative d'initiés le 17 juin 2025. La transaction concernait l'exercice d'options d'achat d'actions pour employés et l'acquisition d'actions ordinaires :

  • Exercice de 25 000 options d'achat d'actions à 3,80 $ par action
  • Acquisition de 25 000 actions ordinaires à 3,80 $ par action
  • Après la transaction, Gu détient directement 1 147 156 actions
  • Conserve 45 000 options d'achat non exercées expirant le 29 mars 2029

Les options exercées étaient entièrement acquises au moment de l'exécution. La transaction a été réalisée conformément aux exigences de dépôt du formulaire 4 pour les initiés d'entreprise. Une partie des avoirs de Gu comprend des unités d'actions restreintes (RSU) soumises à des calendriers d'acquisition. Le dépôt a été signé par Jessica Jeong par procuration le 20 juin 2025.

Paul Gu, Chief Technology Officer und Direktor von Upstart Holdings (UPST), meldete am 17. Juni 2025 eine bedeutende Insider-Transaktion. Die Transaktion umfasste die Ausübung von Mitarbeiteraktienoptionen und den Erwerb von Stammaktien:

  • Ausübung von 25.000 Mitarbeiteraktienoptionen zu je 3,80 USD
  • Erwerb von 25.000 Stammaktien zu je 3,80 USD
  • Nach der Transaktion besitzt Gu direkt 1.147.156 Aktien
  • Behält 45.000 nicht ausgeübte Aktienoptionen mit Ablaufdatum 29. März 2029

Die ausgeübten Optionen waren zum Zeitpunkt der Ausführung vollständig unverfallbar. Die Transaktion wurde gemäß den Meldepflichten des Formulars 4 für Unternehmensinsider durchgeführt. Ein Teil von Gus Beteiligungen umfasst Restricted Stock Units (RSUs), die einem Vesting-Plan unterliegen. Die Meldung wurde am 20. Juni 2025 von Jessica Jeong per Vollmacht unterzeichnet.

Positive
  • None.
Negative
  • None.

Paul Gu, Chief Technology Officer e Direttore di Upstart Holdings (UPST), ha comunicato un'importante attività di trading interno il 17 giugno 2025. L'operazione ha riguardato l'esercizio di opzioni azionarie per dipendenti e l'acquisto di azioni ordinarie:

  • Ha esercitato 25.000 opzioni azionarie a $3,80 per azione
  • Ha acquistato 25.000 azioni ordinarie a $3,80 per azione
  • Dopo l'operazione, Gu possiede direttamente 1.147.156 azioni
  • Conserva 45.000 opzioni azionarie non esercitate con scadenza il 29 marzo 2029

Le opzioni esercitate erano completamente maturate al momento dell'esecuzione. L'operazione è stata effettuata in conformità ai requisiti di deposito del Modulo 4 per gli insider aziendali. Parte delle partecipazioni di Gu include unità azionarie vincolate (RSU) soggette a piani di maturazione. La dichiarazione è stata firmata da Jessica Jeong tramite procura il 20 giugno 2025.

Paul Gu, Director de Tecnología y Director de Upstart Holdings (UPST), reportó una actividad significativa de operaciones internas el 17 de junio de 2025. La transacción involucró el ejercicio de opciones sobre acciones para empleados y la adquisición de acciones comunes:

  • Ejerció 25,000 opciones sobre acciones a $3.80 por acción
  • Adquirió 25,000 acciones comunes a $3.80 por acción
  • Tras la transacción, Gu posee directamente 1,147,156 acciones
  • Mantiene 45,000 opciones sobre acciones no ejercidas que vencen el 29 de marzo de 2029

Las opciones ejercidas estaban completamente adquiridas al momento de la ejecución. La transacción se realizó conforme a los requisitos del Formulario 4 para insiders corporativos. Parte de las participaciones de Gu incluyen unidades de acciones restringidas (RSU) sujetas a planes de adquisición. El documento fue firmado por Jessica Jeong mediante poder notarial el 20 de junio de 2025.

Upstart Holdings (UPST)의 최고기술책임자 및 이사인 Paul Gu는 2025년 6월 17일 중요한 내부자 거래 활동을 보고했습니다. 이 거래는 직원 주식 옵션 행사와 보통주 취득을 포함합니다:

  • 주당 $3.80에 직원 주식 옵션 25,000주 행사
  • 주당 $3.80에 보통주 25,000주 취득
  • 거래 후 Gu는 직접 1,147,156주를 보유
  • 2029년 3월 29일 만료되는 미행사 주식 옵션 45,000주 보유

행사된 옵션은 실행 시점에 완전히 베스팅된 상태였습니다. 이 거래는 기업 내부자에 대한 Form 4 신고 요건에 따라 실행되었습니다. Gu의 보유 주식 중 일부는 베스팅 일정이 적용되는 제한 주식 단위(RSU)를 포함합니다. 이 신고서는 2025년 6월 20일 Jessica Jeong이 위임장을 통해 서명했습니다.

Paul Gu, Directeur Technique et Administrateur de Upstart Holdings (UPST), a signalé une activité significative d'initiés le 17 juin 2025. La transaction concernait l'exercice d'options d'achat d'actions pour employés et l'acquisition d'actions ordinaires :

  • Exercice de 25 000 options d'achat d'actions à 3,80 $ par action
  • Acquisition de 25 000 actions ordinaires à 3,80 $ par action
  • Après la transaction, Gu détient directement 1 147 156 actions
  • Conserve 45 000 options d'achat non exercées expirant le 29 mars 2029

Les options exercées étaient entièrement acquises au moment de l'exécution. La transaction a été réalisée conformément aux exigences de dépôt du formulaire 4 pour les initiés d'entreprise. Une partie des avoirs de Gu comprend des unités d'actions restreintes (RSU) soumises à des calendriers d'acquisition. Le dépôt a été signé par Jessica Jeong par procuration le 20 juin 2025.

Paul Gu, Chief Technology Officer und Direktor von Upstart Holdings (UPST), meldete am 17. Juni 2025 eine bedeutende Insider-Transaktion. Die Transaktion umfasste die Ausübung von Mitarbeiteraktienoptionen und den Erwerb von Stammaktien:

  • Ausübung von 25.000 Mitarbeiteraktienoptionen zu je 3,80 USD
  • Erwerb von 25.000 Stammaktien zu je 3,80 USD
  • Nach der Transaktion besitzt Gu direkt 1.147.156 Aktien
  • Behält 45.000 nicht ausgeübte Aktienoptionen mit Ablaufdatum 29. März 2029

Die ausgeübten Optionen waren zum Zeitpunkt der Ausführung vollständig unverfallbar. Die Transaktion wurde gemäß den Meldepflichten des Formulars 4 für Unternehmensinsider durchgeführt. Ein Teil von Gus Beteiligungen umfasst Restricted Stock Units (RSUs), die einem Vesting-Plan unterliegen. Die Meldung wurde am 20. Juni 2025 von Jessica Jeong per Vollmacht unterzeichnet.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gu Paul

(Last) (First) (Middle)
C/O UPSTART HOLDINGS, INC.
2950 S. DELAWARE STREET, SUITE 410

(Street)
SAN MATEO CA 94403

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Upstart Holdings, Inc. [ UPST ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Technology Offier
3. Date of Earliest Transaction (Month/Day/Year)
06/17/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 06/17/2025 M 25,000 A $3.8 1,147,156(1) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right to buy) $3.8 06/17/2025 M 25,000 (2) 03/29/2029 Common Stock 25,000 $3.8 45,000 D
Explanation of Responses:
1. Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
2. All of the shares subject to this option are fully vested and exercisable as of the date hereof.
Remarks:
EX-24 POA
/s/ Jessica Jeong, by power of attorney 06/20/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many UPST shares did CTO Paul Gu exercise through stock options on June 17, 2025?

Paul Gu exercised 25,000 shares of UPST common stock through employee stock options at an exercise price of $3.80 per share on June 17, 2025.

What is Paul Gu's total UPST stock ownership after the June 2025 transaction?

Following the reported transaction, Paul Gu beneficially owns 1,147,156 shares of UPST common stock directly. Some of these securities are in the form of restricted stock units (RSUs).

What positions does Paul Gu hold at Upstart Holdings (UPST)?

Paul Gu serves as both a Director and the Chief Technology Officer (CTO) of Upstart Holdings, Inc.

What is the expiration date of Paul Gu's remaining UPST stock options?

The reported employee stock options expire on March 29, 2029. After this transaction, Paul Gu still holds 45,000 options that are fully vested and exercisable.

Are Paul Gu's remaining UPST stock options currently exercisable?

Yes, according to the filing footnotes, all of the remaining stock options are fully vested and exercisable as of the filing date.
Upstart Holdings, Inc.

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