Welcome to our dedicated page for Us Bancorp SEC filings (Ticker: USB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The U.S. Bancorp (USB) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. As a large financial services holding company and parent of U.S. Bank National Association, U.S. Bancorp files a range of documents that shed light on its capital structure, risk profile, earnings, regulatory environment and strategic actions.
Key filings for U.S. Bancorp include annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detail on its diversified mix of consumer banking, business banking, commercial banking, institutional banking, payments and wealth management activities. These reports also discuss credit quality, funding, capital ratios and other factors relevant to a major banking organization. Stock Titan’s AI summaries can help readers navigate lengthy disclosures by highlighting segment information, risk factors and notable changes from prior periods.
Current reports on Form 8-K are especially important for tracking material events. Recent 8-K filings describe, for example, U.S. Bancorp’s agreement and plan of merger to acquire the parent of BTIG, including the structure of cash and stock consideration and the use of an exemption from registration for the shares to be issued. Other 8-Ks discuss topics such as quarterly financial results, stress capital buffer notifications from the Federal Reserve and planned capital actions, including changes to the common stock dividend.
U.S. Bancorp also has multiple classes of securities registered under Section 12(b) of the Exchange Act, including its common stock, several series of non-cumulative perpetual preferred stock represented by depositary shares, and senior notes. Filings related to these instruments, along with Forms 3, 4 and 5 for insider transactions, provide additional insight into ownership and capital structure. On Stock Titan, real-time updates from EDGAR and AI-generated explanations make it easier to locate specific documents, understand Form 4 insider trading reports, and interpret complex sections of 10-K and 10-Q filings without reading every page.
U.S. Bancorp is offering $1,000,000,000 of 5.033% Fixed-to-Floating Rate Senior Notes due January 26, 2037. The notes pay a fixed 5.033% annual interest rate, with semi-annual payments from the issue date to January 26, 2036, then switch to a floating rate of compounded SOFR plus 110.1 basis points with quarterly payments until maturity.
The notes may be redeemed at U.S. Bancorp’s option starting July 25, 2026 at a make-whole redemption price, and at 100% of principal on the reset date or on or after October 26, 2036, in each case plus accrued interest. The price to the public is 100% of principal, generating net proceeds of $997,000,000 after a $3,000,000 selling commission. The notes are unsecured, not deposits, and are not insured by any governmental agency.
U.S. Bancorp is issuing $1,250,000,000 of 4.481% fixed-to-floating rate senior notes due January 26, 2032. The notes pay a fixed interest rate of 4.481% per year, with semi-annual payments on January 26 and July 26 from the issue date to the reset date on January 26, 2031.
After the reset date, interest converts to a floating rate based on Compounded SOFR with an observation period shift, plus a spread of 86.7 basis points, paid quarterly until maturity. The notes are unsecured, are not bank deposits and are not insured by the FDIC or any government agency. U.S. Bancorp may redeem the notes at specified times before maturity, including a make-whole call from July 25, 2026 to the reset date and par redemptions on the reset date and during the final month before maturity.
U.S. Bancorp filed an 8-K to report that it has released its financial results for the quarter ended December 31, 2025. The company issued a press release, attached as Exhibit 99.1, and a 4Q25 Earnings Supplement, attached as Exhibit 99.2, providing additional detail on quarterly performance. It also plans to host an investor conference call and webcast to discuss these results, supported by a 4Q25 Earnings Conference Call Presentation attached as Exhibit 99.3. Certain exhibits are designated as filed or furnished under the Exchange Act, and all materials include forward-looking statements with related cautionary language.
U.S. Bancorp reported that it has signed an Agreement and Plan of Merger to acquire Condor Trading LP (BTIG Parent), making BTIG Parent a subsidiary of the bank. The deal combines upfront cash, stock and performance-based payments, and will close only after required conditions, including regulatory approvals, are satisfied.
The consideration includes
U.S. Bancorp director reports additional deferred stock-based compensation
A director of U.S. Bancorp (USB) reported a routine update to his holdings through a deferred compensation plan. On 12/26/2025, he acquired 82 derivative securities tied to the company’s common stock at a reference price of $54.99, representing 82 shares of common stock underlying the award. These amounts are held in a deferred compensation plan that is payable in U.S. Bancorp common stock when he ceases to serve on the Board of Directors. Following this transaction, he beneficially owned 23,507 derivative securities linked to U.S. Bancorp common stock, which includes amounts acquired through dividend reinvestment.
U.S. Bancorp director Richard P. McKenney reported a routine deferred compensation transaction tied to company stock. On 12/26/2025, he acquired 82 derivative securities through a Deferred Compensation Plan Participation at a reference price of $54.99 per unit. These derivatives represent rights to receive U.S. Bancorp common stock.
After this transaction, McKenney beneficially owned 31,191 derivative securities linked to U.S. Bancorp common stock. The plan is payable in common stock when he ceases to serve on the company’s Board of Directors, and the reported holdings include amounts acquired through dividend reinvestment.
U.S. Bancorp director updates deferred stock-based compensation holdings. On 12/26/2025, a reporting person who serves as a Director of U.S. Bancorp (USB) acquired 27 derivative securities under a deferred compensation plan, with a reference price of $54.99 per unit. Each unit represents a right to receive U.S. Bancorp common stock in the future.
After this transaction, the director beneficially owned 27,229 derivative units linked to U.S. Bancorp common stock. According to the disclosure, these deferred compensation plan amounts are payable in common stock when the director ceases to serve on U.S. Bancorp's Board of Directors, and the total includes amounts acquired through dividend reinvestment. The holdings are reported as direct ownership.
U.S. Bancorp (USB) filed a Form 13F Holdings Report listing institutional equity positions. The filing summarizes 9,529 reportable holdings with an aggregate Form 13F Information Table Value Total of $84,376,278,084.
The report includes 4 other managers and is signed by Vice President Shari Musselman, indicating this is a complete holdings report for the period.
U.S. Bancorp (USB) furnished an 8‑K under Regulation FD announcing that senior leaders will present at the BancAnalysts Association of Boston Conference at 9:50 a.m. Eastern on November 7, 2025.
Presentation slides are attached as Exhibit 99.1 and available via the Investor Relations site under “News & events” > “Webcasts & presentations.” A live audio webcast will be provided at the same location, and a replay will remain posted for one year.
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