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Us Bancorp SEC Filings

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Welcome to our dedicated page for Us Bancorp SEC filings (Ticker: USB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The U.S. Bancorp (USB) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. As a large financial services holding company and parent of U.S. Bank National Association, U.S. Bancorp files a range of documents that shed light on its capital structure, risk profile, earnings, regulatory environment and strategic actions.

Key filings for U.S. Bancorp include annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detail on its diversified mix of consumer banking, business banking, commercial banking, institutional banking, payments and wealth management activities. These reports also discuss credit quality, funding, capital ratios and other factors relevant to a major banking organization. Stock Titan’s AI summaries can help readers navigate lengthy disclosures by highlighting segment information, risk factors and notable changes from prior periods.

Current reports on Form 8-K are especially important for tracking material events. Recent 8-K filings describe, for example, U.S. Bancorp’s agreement and plan of merger to acquire the parent of BTIG, including the structure of cash and stock consideration and the use of an exemption from registration for the shares to be issued. Other 8-Ks discuss topics such as quarterly financial results, stress capital buffer notifications from the Federal Reserve and planned capital actions, including changes to the common stock dividend.

U.S. Bancorp also has multiple classes of securities registered under Section 12(b) of the Exchange Act, including its common stock, several series of non-cumulative perpetual preferred stock represented by depositary shares, and senior notes. Filings related to these instruments, along with Forms 3, 4 and 5 for insider transactions, provide additional insight into ownership and capital structure. On Stock Titan, real-time updates from EDGAR and AI-generated explanations make it easier to locate specific documents, understand Form 4 insider trading reports, and interpret complex sections of 10-K and 10-Q filings without reading every page.

Rhea-AI Summary

U.S. Bancorp offers Senior Medium-Term Notes, Series callable fixed rate due March 20, 2046 with an Interest Rate of 6.00% per annum. The Notes have an expected Original Issue Date of March 20, 2026, a Term of twenty years, and minimum denominations of $1,000.

The Notes are callable at our option on the 20th calendar day of each month beginning March 20, 2027, at a redemption price equal to principal plus accrued interest. The offering price is 100% of principal per Note, selling commissions may be up to $40.00 per $1,000 principal amount, and certain institutional or fee-based accounts may purchase between $960.00 and $1,000.00 per Note. Payments are unsecured and subject to U.S. Bancorp credit risk; the Notes are not FDIC insured.

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Rhea-AI Summary

U.S. Bancorp is offering callable Senior Medium-Term Notes. The notes pay a fixed 5.80% interest rate and have a expected maturity date of March 19, 2046, with interest payable annually on March 19 beginning March 19, 2027.

The notes are callable at the issuer's option on quarterly Redemption Dates beginning March 19, 2029, through December 19, 2045, at 100% of principal plus accrued interest. Original Issue Date and Pricing Date are expected to be March 19, 2026 and March 17, 2026, respectively; offerings are subject to completion.

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Rhea-AI Summary

U.S. Bancorp is offering Senior Medium-Term Notes, Series Callable Fixed Rate Notes bearing an Interest Rate of 5.55% per annum with an expected Original Issue Date of March 19, 2026 and an expected Maturity Date of March 19, 2041. Notes are senior, unsecured obligations of U.S. Bancorp, payable in U.S. dollars and not FDIC insured.

The Notes are callable at our option on each March 19, June 19, September 19 and December 19, beginning June 19, 2028 through December 19, 2040, at 100% of principal plus accrued interest. Minimum denomination is $1,000. The price to public is stated as 100% of principal with selling commissions up to $40 per $1,000 Note; our affiliate U.S. Bancorp Investments, Inc. is participating in distribution.

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Rhea-AI Summary

U.S. Bancorp is offering Senior Medium-Term Notes, Series Callable Fixed Rate Notes due March 19, 2046 with a fixed interest rate of 5.60% per annum. The Notes are callable, in whole but not in part, on each March 19, June 19, September 19 and December 19 beginning March 19, 2029 through December 19, 2045, at 100% of principal plus accrued interest, subject to the Business Day Convention and Interest Accrual Convention.

The Notes pay interest annually on the 19th of March beginning March 19, 2027, are issued in $1,000 minimum denominations, and will be delivered in book-entry form through DTC. Selling commissions may be up to $40.00 per $1,000 principal amount; proceeds and aggregate principal amount are set on the final pricing supplement.

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U.S. Bancorp is offering Senior Medium-Term Notes — Callable Fixed Rate Notes due March 19, 2041 with a stated interest rate of 5.35% per annum. These notes pay annual interest on March 19, beginning March 19, 2027, and may be redeemed at the issuer's option on specified Redemption Dates.

The Notes have $1,000 minimum denominations, a 30/360 day count, redemption dates quarterly on the 19th from June 19, 2028 through December 19, 2040, and will be unsecured senior obligations of U.S. Bancorp. Selling commissions may be up to $40.00 per $1,000.

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Filing
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U.S. Bancorp has released its 2026 proxy detailing proposals, board changes, and governance practices ahead of the virtual annual meeting on April 21, 2026. Shareholders are asked to elect 12 directors, approve an advisory vote on executive compensation, and ratify Ernst & Young LLP as auditor for the 2026 fiscal year, with the board recommending a “FOR” vote on all three items.

The proxy highlights a planned leadership transition: after more than 40 years at the company, Executive Chairman Andrew Cecere will retire from the board at the 2026 meeting, and CEO and President Gunjan Kedia will also become Chairman. Roland Hernandez will continue as Lead Independent Director. The filing emphasizes an independent, skills-diverse board, detailed committee responsibilities, and strong governance features such as majority voting for directors, proxy access, no poison pill, and robust board and committee evaluation and education processes.

The board also created a new Technology Committee effective January 1, 2026 to oversee technology strategy, modernization, artificial intelligence, and cybersecurity, while the Risk Management Committee continues holistic oversight of key financial and non-financial risks. U.S. Bancorp underscores its ethics focus, noting recognition as one of the World’s Most Ethical Companies for the 11th consecutive year in 2025, and encourages shareholders to vote electronically by the April 20, 2026 proxy deadline.

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Rhea-AI Summary

U.S. Bancorp filed an 8-K reporting that on March 9, 2026 it established a new medium-term note program. Under this program, the company may issue Medium-Term Notes, Series EE (Senior) and Series FF (Subordinated), collectively referred to as the Notes.

The Series EE Notes are issued under the company’s existing 1991 senior indenture with Citibank, N.A., as amended and supplemented by an Officers’ Certificate and Company Order dated March 9, 2026. The Series FF Notes are issued under the same 1991 indenture as amended by 1993 and 2017 supplements, also with terms set by a March 9, 2026 Officers’ Certificate and Company Order.

The Notes are registered under the Securities Act of 1933 using a shelf registration statement on Form S‑3 (File No. 333-294133). The filing also lists related exhibits, including a distribution agreement with U.S. Bancorp Investments, Inc. and other agents, the forms of the global notes, and a legal opinion and consent from Willkie Farr & Gallagher LLP.

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Rhea-AI Summary

Stern John C reported acquisition or exercise transactions in this Form 4 filing.

US Bancorp (USB) Vice Chair and CFO John C. Stern received an equity grant of 25,227 shares of common stock on March 5, 2026. This award was granted at no cash cost to him and increased his directly owned common stock to 107,485 shares.

The grant consists of restricted stock units that vest 33% on each of March 5, 2027 and March 5, 2028, and 34% on March 5, 2029. These units represent 40% of his 2026 long-term incentive award, with the remaining 60% in performance-based units that will be determined in early 2029 based on company performance from 2026 through 2028.

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Rhea-AI Summary

U.S. Bancorp is issuing a prospectus supplement to offer senior (Series EE) and subordinated (Series FF) medium-term notes due nine months or more from issue.

The supplement states that specific terms, pricing, offering procedures and commissions will be set forth in one or more pricing supplements. It notes the notes are unsecured, not FDIC-insured, may be structurally subordinated to subsidiary creditors, and that a pricing supplement will control discrepant terms.

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FAQ

What is the current stock price of Us Bancorp (USB)?

The current stock price of Us Bancorp (USB) is $51 as of March 13, 2026.

What is the market cap of Us Bancorp (USB)?

The market cap of Us Bancorp (USB) is approximately 80.0B.

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USB Stock Data

79.98B
1.55B
Banks - Regional
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United States
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