Uscb Fincl SEC Filings

USCB Financial Holdings, Inc. reported that investment funds affiliated with Patriot Financial Partners sold 82,043 shares of Class A Voting Common Stock on December 10, 2025 at a weighted average price of $18.56, with sale prices ranging from $18.50 to $18.91.

After this sale, Patriot Financial Partners II, L.P. holds 1,697,325 shares of common stock and Patriot Financial Partners Parallel II, L.P. holds 197,961 shares, for a total of 1,895,286 shares beneficially owned by the funds. The reporting persons are identified as directors and/or 10% owners of USCB.

The filing also notes previously granted options held by W. Kirk Wycoff to purchase 7,500 and 4,000 shares of Class A Voting Common Stock at exercise prices of $7.50 and $11.35, which remain exercisable for up to ten years from grant or three months after he ceases to serve as a non-employee of the company.

USCB Financial Holdings, Inc. (USCB)11/25/2025, they sold 22,558 shares of Class A Voting Common Stock in open-market transactions at a weighted average price of $18.06 per share, with individual trades ranging from $18.00 to $18.21. The filing notes that Patriot Financial Partners II, L.P. sold 20,189 shares and Patriot Financial Partners Parallel II, L.P. sold 2,369 shares. After these sales, Patriot Fund II holds 1,783,905 shares and Patriot Parallel Fund II holds 208,119 shares of common stock. The form also lists previously granted director stock options for W. Kirk Wycoff to purchase 7,500 shares at $7.50 and 4,000 shares at $11.35, which remain exercisable under their original terms.

USCB Financial Holdings, Inc. insiders jointly reported an open-market sale of 21,327 shares of Class A voting common stock on 11/24/2025. The sale, coded "S" for sale, was executed at a weighted average price of $18.02 per share, with individual trades occurring between $17.99 and $18.18.

The filing is made jointly by Patriot Financial Partners II and related entities and individuals. After the sale, Patriot Fund II holds 1,804,094 shares of common stock and Patriot Parallel Fund II holds 210,488 shares, for an aggregate 2,014,582 shares beneficially owned. In addition, W. Kirk Wycoff, a director and 10% owner, holds director stock options to purchase 7,500 shares at $7.50 (granted 03/01/2016) and 4,000 shares at $11.35 (granted 09/23/2019), all reported as directly owned.

USCB Financial Holdings, Inc. reported stronger Q3 2025 results. Net income rose to $8.9M from $6.9M a year ago, with diluted EPS of $0.45 versus $0.35. Net interest income increased to $21.3M from $18.1M as loan interest and securities income improved, while the provision for credit losses decreased to $0.1M from $0.9M. The company declared a quarterly cash dividend of $0.10 per share.

Balance sheet growth was broad-based. Total assets reached $2.77B (from $2.58B at December 31, 2024), driven by loans held for investment of $2.11B and available-for-sale securities of $324.2M. Total deposits increased to $2.46B from $2.17B, while Federal Home Loan Bank advances fell to $11.0M from $163.0M. USCB issued $39.3M in subordinated notes and repurchased 2.0M shares in Q3, ending with 18,107,385 Class A shares outstanding. Nonperforming loans declined to $1.31M, and the allowance for credit losses stood at $25.0M.

USCB Financial Holdings (USCB) reported an insider transaction by its EVP and Chief Lending Officer. On 10/28/2025, the reporting person disposed of 1,623 shares of Class A voting common stock at $17.6 under code “F,” which reflects shares withheld to cover taxes.

After this transaction, the insider beneficially owned 41,459 shares directly. Additional indirect holdings include 9,820 shares held by daughters and 6,250 shares held by spouse.

Derivative holdings disclosed include stock options to purchase 30,000 shares at $11.35 expiring on 04/17/2029, and options to purchase 40,000 shares at $12.05 expiring on 09/27/2031. The filing also notes restricted stock components within the direct holdings that vest in equal annual installments beginning on specified dates, including grants commencing on January 21, 2026; January 22, 2025; March 8, 2024; and October 28, 2025.

USCB Financial Holdings (USCB) reported an insider transaction by an officer (Executive VP, Operations & IT). On 10/28/2025, the officer reported a Form 4 code F transaction involving 1,218 shares of Class A Voting Common Stock at $17.6. Following the transaction, the officer reported 27,744 shares beneficially owned in direct form.

The filing also lists derivative holdings: options to purchase Class A Voting Common Stock at an exercise price of $12.05 covering 30,000 shares (exercisable beginning 09/27/2022, expiring 09/27/2031) and options at $7.5 covering 8,000 shares (exercisable beginning 04/25/2017, expiring 04/25/2026).

The ownership detail includes restricted stock components and future vesting dates, including tranches vesting on January 22, 2026, January 22, 2027, and commencing on October 28, 2025 and January 21, 2026.

USCB Financial Holdings (USCB): Form 4 filed by officer Oscar Gomez. On 10/28/2025, Gomez reported a Code F transaction involving 1,218 shares of Class A voting common stock at $17.60. Following the transaction, he beneficially owned 28,357 shares.

He also holds options for 20,000 shares at $12.05 expiring 09/27/2031 and options for 8,000 shares at $7.50 expiring 07/01/2027. Beneficial ownership includes restricted stock per footnotes with scheduled vesting dates.

USCB Financial Holdings (USCB) reported an insider transaction by its EVP, Sales and Marketing, on a Form 4. On 10/28/2025, 1,623 shares of Class A Voting Common Stock were withheld/disposed under code F at $17.6, typically reflecting tax withholding on a vesting event. Following this, the reporting person beneficially owned 35,716 shares, held directly.

The filing also lists derivative holdings: options to purchase 40,000 shares of Class A Voting Common Stock at an exercise price of $12.05, with an expiration date of 09/27/2031. Footnotes describe multiple restricted stock grants vesting one‑third annually beginning on dates including January 22, 2025; March 8, 2024; October 28, 2025; and January 21, 2026.

USCB Financial Holdings, Inc. furnished an investor presentation under Item 7.01 (Regulation FD). The presentation is provided as Exhibit 99.1 and is also available on the company’s investor website at investors.uscenturybank.com. The materials are being furnished, not filed for purposes of Section 18 of the Exchange Act and are not incorporated by reference into other filings unless specifically referenced. The presentation is titled “USCB Financial Holdings, Inc. Investor Presentation Q3 2025.”