USCB (USCB) EVP Andres Collazo receives 6,123 restricted shares, holds options

Rhea-AI Filing Summary

USCB Financial Holdings executive Andres Collazo reported a new equity grant. On January 22, 2026, he received 6,123 shares of Class A voting common stock as restricted stock at a price of $0 per share. These restricted shares vest in three equal installments starting January 27, 2027.

After this grant, Collazo beneficially owns 32,950 shares of Class A voting common stock directly, including multiple prior restricted stock awards that each vest over three years. He also holds stock options to purchase 30,000 shares at $12.05 expiring September 27, 2031, and 8,000 shares at $7.50 expiring April 25, 2026.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 01/28/2026 - 03:45 PM Learn about SEC filing dates

FAQ

What insider transaction did USCB (USCB) report for Andres Collazo?

USCB reported that Executive VP Andres Collazo received 6,123 restricted shares of Class A voting common stock. The award was granted on January 22, 2026 at a price of $0 per share and vests in three equal annual installments beginning January 27, 2027.

How many USCB (USCB) shares does Andres Collazo own after this grant?

After the restricted stock grant, Andres Collazo beneficially owns 32,950 shares of USCB Class A voting common stock directly. This total includes several prior restricted stock awards that each vest over three years according to specific vesting schedules described in the filing’s footnotes.

What are the vesting terms of Andres Collazo’s new USCB restricted stock?

The 6,123 restricted USCB shares granted to Andres Collazo vest one-third per year. Vesting begins on January 27, 2027, and continues annually over three years, provided the standard conditions in the company’s equity plan are satisfied during the vesting period.

What other restricted stock awards in USCB (USCB) does Andres Collazo hold?

Collazo’s 32,950 USCB shares include 948 shares from a 2,846-share grant that began vesting January 22, 2025, 1,763 from a 5,289-share grant starting March 8, 2024, 10,000 from a 15,000-share grant starting October 28, 2025, and 4,042 from a 6,064-share grant starting January 21, 2026.

What stock options does Andres Collazo hold in USCB Financial Holdings (USCB)?

Collazo holds options to purchase 30,000 USCB Class A voting common shares at $12.05 per share, exercisable from September 27, 2022 until September 27, 2031. He also holds options for 8,000 shares at $7.50 per share exercisable until April 25, 2026.

Is the USCB (USCB) insider transaction a purchase or an award?

The transaction is an equity award of restricted stock, not an open-market purchase. Andres Collazo received 6,123 restricted shares at a stated price of $0 per share as part of his compensation, subject to the three-year, one-third-per-year vesting schedule.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COLLAZO ANDRES

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Operations & IT

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/22/2026		A		6,123(1)	A	$0	32,950(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(3)	09/27/2031	Class A Voting Common Stock	30,000		30,000	D
Options to Purchase Class A Voting Stock	$7.5							04/25/2017(4)	04/25/2026	Class A Voting Common Stock	8,000		8,000	D

Explanation of Responses:

1. Represents the grant of 6,123 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.

2. Includes 948 shares of restricted stock from a grant of 2,846 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,763 shares of restricted stock from a grant of 5,289 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025 and 4,042 shares of restricted stock from a grant of 6,064 shares which commenced vesting at a rate of one-third per year commencing on January 21, 2026.

3. The options vested at the rate of one-third per year commencing on September 27, 2022.

4. The options vested at a rate of one-third per year commencing on April 25, 2017.

	/s/ Robert Anderson by P.O.A. for Andres Collazo	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.