Usio Board Member Increases Stake as RSU Awards Convert to Common Stock

Rhea-AI Filing Summary

Insider Trading Alert: Ernesto R. Beyer del la Garza, Director of Usio, reported the acquisition of 7,000 shares of common stock on June 21, 2025, through the vesting and conversion of Restricted Stock Units (RSUs).

Key Transaction Details:

• Transaction resulted from RSUs granted on June 21, 2024, with a one-year vesting period
• Exercise price of RSUs: $0.00
• Conversion price of common stock: $1.44 per share
• Post-transaction holdings: 85,666 shares of common stock (Direct Ownership)
• Remaining RSU holdings: 21,000 units

The RSUs have an expiration date of June 21, 2034. This transaction was reported within the required filing deadline, with the Form 4 signed on June 23, 2025. The acquisition increases the director's direct equity stake in the company, demonstrating continued alignment with shareholder interests.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beyer del la Garza Ernesto R

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TX 78231

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
06/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/21/2025		M		7,000(1)	A	$1.44	85,666	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restriced Stock Units	$0.0000	06/21/2025		M			7,000(1)	06/21/2025	06/21/2034	Common Shares	7,000	$0.0000	21,000	D

Explanation of Responses:

1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2024 and vested 06/21/2025.

	/s/ Ernesto Beyer	06/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

How many USIO shares did Director Ernesto Beyer acquire on June 21, 2025?

Director Ernesto Beyer acquired 7,000 shares of USIO common stock on June 21, 2025, through the vesting and conversion of restricted stock units at a price of $1.44 per share.

What is Ernesto Beyer's total USIO share ownership after the June 2025 transaction?

Following the reported transaction, Ernesto Beyer directly owns 85,666 shares of USIO common stock.

What type of insider transaction did USIO report in the June 2025 Form 4?

The Form 4 reported the vesting and conversion of restricted stock units (RSUs) into common stock. Specifically, 7,000 RSUs granted on June 21, 2024, vested and were converted to common shares on June 21, 2025.

How many unvested restricted stock units does Beyer still hold in USIO after the June 2025 transaction?

According to the filing, Ernesto Beyer still holds 21,000 restricted stock units of USIO following the reported transaction, with an expiration date of June 21, 2034.

What is Ernesto Beyer's role at USIO according to the Form 4?

According to the Form 4, Ernesto Beyer del la Garza serves as a Director of Usio, Inc. (USIO), but does not hold any officer positions or have 10% ownership in the company.