UVE (NYSE: UVE) CIO Campos vests 1,163 RSUs; 284 shares for tax

Rhea-AI Filing Summary

UNIVERSAL INSURANCE HOLDINGS, INC. director and CIO & CAO Kimberly D. Campos reported the vesting of 1,163 restricted stock units, converting into 1,163 shares of common stock on March 19, 2026. To cover tax obligations on this vesting, 284 shares were withheld at a price of $32.89 per share, a non-market, tax-withholding disposition rather than an open-market sale.

After these transactions, Campos directly owns 8,301 shares of common stock and 2,325 remaining restricted stock units. According to the vesting schedule, 1,163 RSUs are scheduled to vest on March 19, 2027, and 1,162 RSUs on March 19, 2028, contingent on continued employment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Campos Kimberly D

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FLORIDA 33309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CIO & CAO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		M		1,163	A	$0	8,585	D
Common Stock	03/19/2026		F(1)		284	D	$32.89	8,301	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	03/19/2026		M			1,163	03/19/2026(3)	03/19/2028	Common Stock	1,163	$0	2,325	D

Explanation of Responses:

1. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs on March 19, 2026.

2. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.

3. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 1,163 shares vested on March 19, 2026; (b) 1,163 shares vest on March 19, 2027; and (c) 1,162 shares vest on March 19, 2028.

Remarks:

	/s/ Kimberly D. Campos	03/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UVE executive Kimberly D. Campos report?

Kimberly D. Campos reported the vesting of 1,163 restricted stock units, which converted into 1,163 shares of Universal Insurance Holdings common stock. This is a compensation-related derivative exercise, not an open-market stock purchase.

Were any UVE shares sold by Kimberly D. Campos in this Form 4 filing?

No open-market sale occurred; 284 shares were withheld to satisfy tax obligations at $32.89 per share. This F-code transaction reflects tax withholding on vested RSUs, not a discretionary sale into the market.

How many UVE shares does Kimberly D. Campos own after these transactions?

Following the RSU vesting and tax withholding, Kimberly D. Campos directly owns 8,301 shares of Universal Insurance Holdings common stock. This reflects a net increase in her equity position after the compensation-related transactions.

What restricted stock units remain outstanding for UVE executive Kimberly D. Campos?

After 1,163 RSUs vested, Campos holds 2,325 restricted stock units. Footnotes state 1,163 RSUs are scheduled to vest on March 19, 2027, and 1,162 RSUs on March 19, 2028, subject to continued employment.

At what price were UVE shares withheld for taxes in Campos’s Form 4?

The 284 shares withheld to cover tax obligations were valued at $32.89 per share. This value is used solely for tax-withholding purposes and does not represent an open-market sale price chosen by the insider.

Is the UVE Form 4 for Kimberly D. Campos a routine compensation event?

Yes. The filing describes RSU vesting and related tax withholding, a common compensation mechanism. Shares were acquired via derivative exercise and a portion withheld for taxes, rather than bought or sold on the open market.