Uwharrie Capital (UWHR) CFO receives 1,376-share stock grant

Rhea-AI Filing Summary

Almond Heather H reported acquisition or exercise transactions in this Form 4 filing.

Uwharrie Capital Corp Chief Financial Officer Heather H. Almond reported receiving a grant of 1,376 shares of common stock held jointly with her spouse at a weighted average price of $10.90 per share. The award was made under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.

After this grant, Almond directly owns a total of 25,504 shares of Uwharrie Capital common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Almond Heather H

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	1,376	$10.90	$15K

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 25,504 shares (Direct)

Footnotes (1)

1. Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. Represents a weighted average price for the issuer's common stock acquired for this grant.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Almond Heather H

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	03/02/2026		A(1)		1,376	A	$10.9(2)	25,504	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.

2. Represents a weighted average price for the issuer's common stock acquired for this grant.

	Heather H. Almond by Tamara M. Singletary, EVP, Uwharrie Capital Corp	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UWHR CFO Heather Almond report?

Heather H. Almond reported receiving a grant of 1,376 shares of Uwharrie Capital Corp common stock. The shares are held jointly with her spouse and were granted under the company’s 2015 Revocable Stock Grant Trust at a weighted average price of $10.90 per share.

At what price were the UWHR shares granted to the CFO?

The 1,376 shares granted to Heather H. Almond were reported at a weighted average price of $10.90 per share. This reflects the average price of issuer common stock acquired for this grant, as disclosed in the Form 4 footnotes for Uwharrie Capital Corp.

How many Uwharrie Capital (UWHR) shares does the CFO own after the grant?

Following the reported grant, Heather H. Almond directly owns 25,504 shares of Uwharrie Capital Corp common stock. This total includes the newly granted 1,376 shares held jointly with her spouse, as detailed in the insider Form 4 filing for UWHR.

What plan governed the UWHR stock grant to the CFO?

The 1,376-share grant to Heather H. Almond was made under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. The footnotes specify that the shares were granted pursuant to this trust, which is used to deliver stock awards in the company’s equity program.

Is the UWHR CFO’s reported Form 4 transaction a purchase or an award?

The Form 4 transaction for Heather H. Almond is classified as a grant or award acquisition, not an open-market purchase. The SEC code “A” denotes a grant, award, or other acquisition of common stock under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.